# Rutpay: Tu nueva forma de pago > Digital wallet for CuentaRUT users to make cardless payments via QR code. (iPhone/iPad app by Banco del Estado de Chile.) - Source: https://appshunter.io/ios/app/rutpay-tu-nueva-forma-de-pago/id6504832530 (this page in markdown: same URL + `.md`) - Developer: [Banco del Estado de Chile](https://appshunter.io/developer/964274928) - Category: Finance, Lifestyle - Price: Free - Rating: 4.80/5 from 204 App Store ratings · 52 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 170 MB - Languages: American English, European Spanish - Released: 2025-01-08 - Data updated: 2026-09-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/rutpay-tu-nueva-forma-de-pago/id6504832530/reviews.md ## What is Rutpay? Si tienes CuentaRUT, ahora tienes Rutpay. ¿Por qué usar Rutpay? - Pagos simplificados: Realiza pagos desde la App, sin tarjeta física. Puedes pagar en el súper, en almacenes con CajaVecina, en la farmacia, en la bencinera, en el transporte y también tus cuentas de servicios. Todo se descuenta directamente del saldo de tu CuentaRUT. - Paga con QR desde tu celular: Escanea o muestra el código y listo. - Ofertas y descuentos exclusivos: Disfruta promociones y cupones solo para ti. Rápido, fácil y seguro: Todo desde tu celular. Donde veas Rutpay, ¡Rutea con ganas! Porque rutear es mucho más que pagar. ¡Si tienes CuentaRUT y la App BancoEstado, ya tienes Rutpay! ## Key features - Cardless payments - QR code payments - Direct CuentaRUT deduction - Exclusive offers and discounts - Pay service bills - Accepted at various merchants ## What do users think of Rutpay? Overall sentiment: negative **Pros** - 👍 App works well after registration - 🚀 Fast and has coupons - 👍 Very good app - 👍 Excellent app - 🚀 Super fast! **Cons** - 🐛 Cannot use after changing phone number - 🐛 Cannot install or use app - 🐛 Error S_013, cannot log in - 🐛 Bad application on Apple - 🐛 Cannot install app, no support - 🐛 Same as BE app, fewer options - 🐛 Pésima aplicación, cannot validate identity - 🐛 Cannot log in to create account - 🐛 Should allow payment like Debito Falabella - 🐛 Very few merchants accept this app - 🐛 Bad idea, should have Apple Pay option - 🐛 Inútil e innecesaria, should enable NFC - 🐛 Slow payment process - 🐛 Cannot pay, code not received - 🐛 App not working, error on registration - 🐛 Cannot configure, does not recognize passwords - 🐛 Error downloading, cannot access - 🐛 Cannot confirm identity - 🐛 Innecesario - 🐛 Cannot register, says no Cuenta Rut - 🐛 Terrible app, charging for transactions - 🐛 Unexpected error on opening app - 🐛 Cannot validate identity, lost discounts - 🐛 Poco practica, not intuitive, MMS delay - 🐛 Old phone number for validation - 🐛 QR code error on payment - 🐛 Should implement Apple Pay - 🐛 Not working - 🐛 Innecesario, should enable Apple Pay/Google Pay - 🐛 Misleading advertising, discounts not honored - 🐛 Never works, state products are garbage - 🐛 Cannot log in after changing phone - 🐛 Cannot open account on new phone - 🐛 Cannot open session on new phone - 🐛 Cannot open app on new phone - 🐛 Cannot log in, requires old phone - 🐛 Cannot log in, requires old phone - 🐛 Cannot use on new phone, no recovery - 🐛 Cannot use on new phone - 🐛 Cannot install on new device - 🐛 Cannot use on new phone - 🐛 Cannot open on new device - 🐛 Cannot open on new phone - 🐛 Cannot log in, T_008 error **Commonly reported bugs** - Cannot use after changing phone number - Error S_013, cannot log in - Cannot install app - Cannot validate identity - Cannot log in to create account - QR code error on payment - App not working, error on registration - Cannot configure, does not recognize passwords - Error downloading, cannot access - Unexpected error on opening app - Cannot validate identity, lost discounts - Old phone number for validation - Cannot use after changing phone - Cannot open account on new phone - Cannot open session on new phone - Cannot open app on new phone - Cannot log in, requires old phone - Cannot use on new phone, no recovery - Cannot use on new phone - Cannot install on new device - Cannot use on new phone - Cannot open on new device - Cannot open on new phone - Cannot log in, T_008 error **Most requested features** - Option to pay with Apple Pay - Implement NFC payment like in the US - Enable payment with Apple Pay and Google Pay - Allow payment with NFC - Improve system and add NFC payment - Activate Apple Pay function - Enable NFC payment ## Recent user reviews (10 of 52) All indexed reviews: https://appshunter.io/ios/app/rutpay-tu-nueva-forma-de-pago/id6504832530/reviews.md ### 5/5 — Super *2025-10-06, version 0.6.1* Super ### 1/5 — Malísima la app *2025-10-06, version 0.6.1* Cambié número de teléfono, pero ahora no la puedo ocupar… qué sentido tiene. Supuestamente sirve desinstalando e instalando nuevamente, pero no es así! ### 1/5 — Error S_013 *2025-10-06, version 0.5.1* Llevo dos meses tratando de instalar y usar esta app pensando en que es un error de actualización pero sigue igual, NO tengo activo el modo desarrollador. La app descarga ok pero no me deja entrar con mi usuario ### 1/5 — Tarjeta *2025-10-05, version 0.5.1* Mala aplicación en Apple. ### 1/5 — Aborquez *2025-10-01, version 0.5.1* No he podido instalar la app, nadie me da razón ### 1/5 — Lo mismo que la app BE *2025-10-01, version 0.5.1* Con la app rut pay por lo menos deberían haber innovado con la opcion de be pay con Iphone. Es lo mismo que la app de banco estado hasta menos opciones tiene. Malísima ### 1/5 — No Válida *2025-09-30, version 0.5.1* Pésima aplicación, no permite validar identidad pues siempre arroja error. He probado en diferentes dispositivos con diferentes sistemas operativos y siempre es lo mismo, nunca me valida identidad (cédula + selfie). Horrible, no la usen. ### 1/5 — Pésimo *2025-09-29, version 0.5.1* No deja ingresar para crear la cuenta. ### 1/5 — Cuenta Rut a la APPLE PAY *2025-09-27, version 0.5.1* Deberían permitir pagar como la Debito Falabella, pagar con el mismo celular para que todo sea mas cómodo y no necesitar la tarjena ni codigos innecesarios! ### 3/5 — Rutpay *2025-09-25, version 0.5.1* Muy buena en la medida que los comercios reciban esta aplicación. Actualmente son muy pocos ## Frequently asked questions about Rutpay ### What is Rutpay? Rutpay is a mobile payment application designed for users who have a CuentaRUT. It allows you to make payments without needing a physical card, with funds deducted directly from your CuentaRUT balance. You can use it for purchases at various merchants, pay service bills, and utilize QR code scanning for transactions. ### How do I pay with Rutpay? You can pay with Rutpay by scanning a QR code at participating merchants or by displaying your QR code for them to scan. All payments are processed directly from your CuentaRUT balance, making it a convenient way to pay at supermarkets, pharmacies, gas stations, and for your utility bills. ### Is Rutpay free to use? Yes, the application itself is free to download and use. There are no charges mentioned for using the payment features or for accessing the exclusive offers and discounts available through the app. ### What are the benefits of using Rutpay? Rutpay offers simplified payments without a physical card, secure transactions deducted directly from your CuentaRUT, and the convenience of paying via QR code. Additionally, users can access exclusive offers and discounts, making their shopping and bill payments more rewarding. ### Who can use Rutpay? Rutpay is available to anyone who has a CuentaRUT and also uses the BancoEstado App. If you meet these two requirements, you automatically have access to Rutpay's features for managing your payments digitally. ## Version history (last 5 releases) ### 0.7.14 — 2026-09-09 Mejoras funcionales. ### 0.7.13 — 2026-08-14 Mejoras funcionales. ### 0.7.11 — 2026-07-28 Mejoras funcionales ### 0.7.9 — 2026-07-20 Mejoras funcionales. ### 0.7.7 — 2026-06-08 Mejoras funcionales ## Apps similar to Rutpay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Prex Chile - Cuenta Digital](https://appshunter.io/ios/app/prex-chile-cuenta-digital/id6478332507) | 4.9 (103) | Free | Finance | | [CencoPay, tu billetera digital](https://appshunter.io/ios/app/cencopay-tu-billetera-digital/id6443818348) | 4.8 (36) | Free | Finance | | [Mi Banco Chile](https://appshunter.io/ios/app/mi-banco-chile/id1516872542) | 4.8 (1,426) | Free | Finance | | [MACHBANK: Banca Digital](https://appshunter.io/ios/app/machbank-banca-digital/id1262116570) | 4.5 (359) | Free | Finance | | [Copec](https://appshunter.io/ios/app/copec/id699938289) | 4.9 (1,880) | Free | Finance | | [Bci](https://appshunter.io/ios/app/bci/id1207892426) | 4.8 (772) | Free | Finance | ## More apps by Banco del Estado de Chile - [BancoEstado](https://appshunter.io/ios/app/bancoestado/id1143576734) - [BancoEstado Empresas](https://appshunter.io/ios/app/bancoestado-empresas/id1383828149) - [MiBE+](https://appshunter.io/ios/app/mibe-plus/id6450189268) All apps by Banco del Estado de Chile: https://appshunter.io/developer/964274928 ## Related topics [cuenta rut](https://appshunter.io/ios/topics/cuenta-rut) · [banco estado](https://appshunter.io/ios/topics/banco-estado) · [viajes falabella](https://appshunter.io/ios/topics/viajes-falabella) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*