# RuufPay Swap Pay Crypto Wallet — Self-custody BTC, ETH, MATIC

> Non-custodial crypto wallet for buying, swapping, earning, and paying rent. (iPhone/iPad app by ruufpay corp.)

- Source: https://appshunter.io/ios/app/ruufpay-swap-pay-crypto-wallet/id1557726087 (this page in markdown: same URL + `.md`)
- Developer: [ruufpay corp](https://appshunter.io/developer/1557726089)
- Category: Finance, Business
- Price: Free
- Rating: 4.75/5 from 20 App Store ratings · 46 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 71 MB
- Languages: English
- Released: 2022-06-07
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ruufpay-swap-pay-crypto-wallet/id1557726087/reviews.md

## What is RuufPay Swap Pay Crypto Wallet?

RuufPay - Securely buy, swap, store & earn on thousands of cryptocurrencies on Bitcoin, Ethereum, Polygon Networks . Earn up to 18.32% in rewards and apply them towards rent payments in crypto!

RuufPay Wallet is a universal non-custodial app designed for you to securely manage, earn, exchange & swap Bitcoin, Ethereum, Polygon, USDT and thousands of other cryptocurrencies in the palm of your hand. We’re bringing the benefits of DeFi to users of all skill levels without the hassle of having to bridge networks or link up to decentralized exchanges. You can now do it all within your RuufPay Wallet!

Whether you’re a beginner or a crypto native, we make it easy to buy Bitcoin, Ethereum, Polygon MATIC, RUUF, USDC and thousands of other crypto assets directly in the app, swap thousands of tokens on the Bitcoin, Polygon & Ethereum networks, earn rewards and paying rent with your digital assets all in a single self-custody wallet.

Get RuufPay today to start building your crypto portfolio, managing all of your assets and paying rent in one simple crypto app.

Send & Receive Payments:
Interface designed for all crypto enthusiasts. Includes on and off ramps for crypto and fiat.

Swap Crypto:
Easily import your existing private keys or create a new wallet to swap thousands of tokens on multiple networks for extremely low fees.

Buy Crypto:
You can buy various cryptocurrencies with bank account and debit card right from the app with Mt Pelerin, Coinbase Pay or Sardine.

Fiat to Crypto Conversion:
Easily link your bank account for seamless fiat to crypto transactions. Link a debit card or bank card to instantly purchase thousands of Ethereum & Polygon tokens or Bitcoin. 

Crypto to Fiat Conversion:
Use your linked bank account for seamless crypto to fiat conversions that route back to your linked account.

Staking rewards:
Stake some of your favorite cryptocurrencies. Earn up to 18.32% in staking rewards.

Non-Custodial Wallet:
Your keys, your funds. You’re the only one in control of your crypto. The only wallet you need to keep track of your crypto.

Exceptional Security:
Your private keys are encrypted on your device and never leave it. Only you have access to your funds.

Decentralization and Anonymity:
RuufPay is a decentralized application. We don't store any of your data & don't require any verification for basic services. We never have access to your funds.

Low Fees:
RuufPay Wallet supports the Polygon, Ethereum and Bitcoin Networks so you don’t need to pay high network fees. Swap fees are also lower than Metamask at less than half a percent.

User-centric:
Our focus is on exceptional user experience. RuufPay is fully optimized for your device.

Why use RuufPay?
- Thousands of digital currencies available to you on Bitcoin, Ethereum & Polygon Networks
- Earn staking rewards and apply towards rent payment
- Network bridge for Bitcoin, Ethereum and Polygon networks
- Instant fund collection for landlords & property managers (coming soon)
- Instant verifiable payments
- Easily go from fiat to crypto and crypto back to fiat
- Global
- Customizable 
- Personal feel
- Friendly dashboard

Coming soon:
- Discounted fees for RuufCoin holders
- Referral reward system
- Additional blockchain support
- Additional coin & token support
- Additional payment methods
- Additional areas of operation
- Additional currencies
- Crypto rent payments
- More exchanges to get RUUF

## Key features

- Buy, swap, and store thousands of cryptocurrencies
- Earn up to 18.32% in staking rewards
- Pay rent with digital assets
- Non-custodial self-custody wallet
- Low transaction and swap fees
- Fiat to crypto and crypto to fiat conversion
- Secure on-device private key encryption

## Recent user reviews (10 of 46)

All indexed reviews: https://appshunter.io/ios/app/ruufpay-swap-pay-crypto-wallet/id1557726087/reviews.md

### 5/5 — Gabi sakkal

*2024-12-12*

This company is good company very trustworthy and unbelievable people to work with

**Developer response:** Hi - we are sorry to hear you're experiencing an issue with the error message you're receiving. 

It's impossible for us to touch your funds as we are a self-custody wallet and do not have any access to user funds nor private keys. If you're still experiencing an error, please email info@ruufpay.app so we can assist you in fixing this error.

### 1/5 — Scam scam

*2024-04-18*

Be careful this company is scam friend of mine lost 25k the owner of the company is a fraud they will steal your money very bad company not trusted they are located in queens all they do is scam peaple for their money and soon they gona get cought on it please don’t trust this company with a penny be careful the owner have few lawsuits of the scams they been operating

### 1/5 — Gabi sakkal

*2024-01-02*

Be very careful of this company big scam they steal your money and then send you a message as an error. I’ll be very worried from this company. Do not trust them. They are scam artists.

### 5/5 — good

*2023-11-03, version 2.1.0*

good app!! 👍🏻

### 5/5 — Wow this app is so useful!

*2023-11-03, version 2.1.0*

Love this!

### 5/5 — 5 star app

*2023-11-03, version 2.1.0*

One of my faves!! So easy to use!

### 5/5 — super good

*2023-11-03, version 2.1.0*

this is amaze me cause soo good

### 5/5 — Good

*2023-11-03, version 2.1.0*

Nice🩷

### 5/5 — best app

*2023-11-03, version 2.1.0*

this app amazing very easy and fast to use🥰

### 5/5 — Manage Crypto Assets

*2023-11-03, version 2.1.0*

This app is a user-friendly crypto wallet that simplifies asset management. With multi-currency support, top-notch security, real-time tracking, and a built-in exchange, it's an essential tool for crypto enthusiasts. This app streamlines the complex world of cryptocurrencies, making it accessible and secure. Highly recommended for both beginners and experienced users.

## Frequently asked questions about RuufPay Swap Pay Crypto Wallet

### What does RuufPay Swap Pay Crypto Wallet do?

This app allows you to securely buy, swap, store, and earn on thousands of cryptocurrencies across the Bitcoin, Ethereum, and Polygon networks. It functions as a non-custodial wallet, meaning you are in full control of your private keys and funds. You can also use your digital assets to pay rent and convert between crypto and fiat currencies.

### What are the key features of this crypto wallet?

Key features include the ability to buy crypto with bank accounts and debit cards, swap thousands of tokens with low fees, earn staking rewards up to 18.32%, and use your crypto for rent payments. It also offers a non-custodial approach with on-device encryption for enhanced security and supports both crypto-to-fiat and fiat-to-crypto conversions.

### Is this app free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees or paid upfront costs for the application itself. While transactions may incur network fees, the app's monetization model appears to be free.

### What cryptocurrencies and networks does RuufPay support?

The wallet supports thousands of digital currencies available on the Bitcoin, Ethereum, and Polygon networks. Popular cryptocurrencies mentioned include Bitcoin, Ethereum, Polygon MATIC, USDT, RUUF, and USDC. It facilitates seamless transactions across these major blockchain networks.

### How does the app ensure security for my crypto assets?

RuufPay operates as a non-custodial wallet, meaning your private keys are encrypted on your device and never leave it, ensuring you are the sole controller of your funds. The app emphasizes exceptional security and decentralization, not storing user data or requiring verification for basic services, thus preventing unauthorized access to your assets.

## Version history (last 5 releases)

### 3.2.0 — 2026-06-07

• Transaction history now unified across all your chains.
• Restored wallets auto-discover your tokens.
• Faster, more stable Buy & Swap with chain filtering.
• Fixes for Change Language and Coinbase purchases.
• Performance and stability improvements.

### 3.1.0 — 2025-08-28

- Solana network support
- Cross chain swaps for Solana
- Bug fixes
- Performance improvements

### 3.0.2 — 2025-06-02

•⁠  ⁠Cross chain token bridge

•⁠  ⁠New network support and cross chain swaps for: 
•⁠  ⁠Arbitrum network
•⁠  ⁠Avalanche network
•⁠  ⁠Base network
•⁠  ⁠Berchain
•⁠  ⁠Binance Smart Chain (BSC)
•⁠  ⁠Blast network 
•⁠  ⁠Fantom Opera network
•⁠  ⁠Fraxtal network
•⁠  ⁠Metis Andromeda network
•⁠  ⁠Scroll network
•⁠  ⁠Soneium network

•⁠  ⁠Ethereum to Polygon bridge

•⁠  ⁠Polygon to Ethereum bridge

### 2.2.2 — 2025-03-11

Maintenance update

### 2.1.0 — 2023-07-01

- Update images
- Updated calculation of commission fees for Polygon send and swap transactions
- Minor improvements

## Apps similar to RuufPay Swap Pay Crypto Wallet

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [YKIB Digital Lite](https://appshunter.io/ios/app/ykib-digital-lite/id1661471720) | 4.7 (3) | Free | Finance |
| [Infoexperto](https://appshunter.io/ios/app/infoexperto/id1663240840) | — | Free | Finance |
| [Greatweek.com](https://appshunter.io/ios/app/greatweekcom/id1662945960) | 5.0 (1) | Free | Finance |
| [Coastal Loans](https://appshunter.io/ios/app/coastal-loans/id6443942460) | 3.7 (3) | Free | Finance |
| [My Mortgage \| PFN](https://appshunter.io/ios/app/my-mortgage-pfn/id6443958580) | 5.0 (2) | Free | Finance |
| [Tappan CU Cards](https://appshunter.io/ios/app/tappan-cu-cards/id6443487880) | — | Free | Finance |

## Related topics

[ruufpay swap pay crypto wallet](https://appshunter.io/ios/topics/ruufpay-swap-pay-crypto-wallet) · [ruufpay](https://appshunter.io/ios/topics/ruufpay)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*