# RwS online — 24/7 personal finance control

> 24/7 personal finance control with card management, currency exchange, and deposits. (iPhone/iPad app by RWS BANK, AT.)

- Source: https://appshunter.io/ios/app/rws-online/id1569151047 (this page in markdown: same URL + `.md`)
- Developer: [RWS BANK, AT](https://appshunter.io/developer/1482240684)
- Category: Finance, Business
- Price: Free
- Age rating: 4+
- Requires: iOS 13.0 · 80 MB
- Languages: American English, Russian, Ukrainian
- Released: 2021-12-11
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/rws-online/id1569151047/reviews.md

## What is RwS online?

You don’t need to visit a bank branch to get a card. It’s enough to pass online identification.

The RwS online app allows you to transfer money to family and friends, pay for communal services or top up your mobile, monitor exchange rates and increase money online.

The main advantages of a credit card:
- Credit limit up to UAH 500,000
- The grace period without accrual of interest is 30 days
- The loan rate is 4% per month
- Payment by card in outlets and online is 0%
- Free cash withdrawal at ATMs and cash desks of RwS bank without any amount limit
- Contactless payment using Apple Pay and Google Pay

It’s easy to get a card:
- Install the app
- Upload photos of your passport and TIN or register using the «Дія» or BankID services
- You can use a virtual card or order delivery of a plastic card. You can also pick up the RwS bank card at any of the bank's branches. After video identification with a bank employee, you will be able to use mobile banking.

Premium card MasterCard World Elite:
- Personal manager and concierge service 24/7
- Fast Line at airports and service MasterCard Lounge
- Chip for secure payments and PayPass for contactless payment
- Telemedicine service, which provides the opportunity to use an unlimited number of online consultations with doctors of more than 70 specialties

Currency exchange
- RwS online offers you the most favorable exchange rates. Track the exchange rate of the dollar, euro, zloty and pound to make a profitable exchange online
- Currency converter is a simple conversion of exchange rates with online information updates

Deposits
Make deposits in hryvnia or foreign currency. Receive additional interest allowances when they are reissued or if you have a pension certificate. Also receive a bonus - free payment one of communal services after opening a «Communal» deposit.

Earn and spend:
- Zanachka is a way of self-accumulation of funds. RwS online offers to enter the amount you want to save. If necessary, you can always use this money without waiting for the Zanachka to expire.
- Cashback. Receive monthly cashback of up to 5% of the purchase amount.

Round-the-clock support service

Convenient app:
- Personal finance is complete control and accounting of expenses.
- Many card settings for maximum convenience: change the PIN code, limits for purchases of goods in online stores and much more.
- It is possible to issue virtual cards in 5 currencies: hryvnia, dollars, euros, zlotys, pounds.
- Use mobile banking to pay online.

Use any ATMs in Ukraine and abroad to cash withdraw and you can top up the card at any terminal, such as iBox, EasyPay, City-24.

## Key features

- Online identification for card issuance
- Money transfers and bill payments
- Currency exchange rate monitoring
- Credit card with UAH 500,000 limit
- Cashback up to 5%
- Virtual card issuance in 5 currencies
- Round-the-clock support

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/rws-online/id1569151047/reviews.md

### 1/5 — Нет онлайн регистрации

*2022-08-13*

Про онлайн регистрацию враньё. Если вы не клиент банка вы не сможете зарегистрироваться!!! Зачем писать ложь в описании не понятно!!

## Frequently asked questions about RwS online

### How do I get a card with RwS online?

You can get a card by installing the app, uploading photos of your passport and TIN or registering via 'Дія' or BankID. You can then use a virtual card or order a plastic card for delivery or pickup. After video identification, you can use mobile banking.

### What are the benefits of the RwS online credit card?

The credit card offers a limit up to UAH 500,000, a 30-day grace period without interest, a 4% monthly loan rate, 0% payment in outlets and online, and free cash withdrawal at RwS bank ATMs without limits.

### Does RwS online offer premium card features?

Yes, the Premium card MasterCard World Elite includes a personal manager and concierge service 24/7, Fast Line at airports, MasterCard Lounge access, secure payment chips, and a telemedicine service for consultations with over 70 medical specialties.

### How does currency exchange work on RwS online?

RwS online provides favorable exchange rates for dollars, euros, zlotys, and pounds, with online information updates. A currency converter is also available for easy conversion.

### Can I make deposits with RwS online?

Yes, you can make deposits in hryvnia or foreign currency. Additional interest allowances are available upon reissue or with a pension certificate. A bonus of free payment for one communal service is offered after opening a 'Communal' deposit.

### What is 'Zanachka' on RwS online?

'Zanachka' is a feature for self-accumulation of funds. You can set a savings amount, and the money can be accessed at any time without waiting for the savings period to expire.

### Does RwS online have ads?

No, RwS online does not contain advertisements.

### What are the card settings available in RwS online?

You can change the PIN code, set limits for purchases in online stores, and issue virtual cards in five currencies: hryvnia, dollars, euros, zlotys, and pounds for maximum convenience.

## Version history (last 5 releases)

### 1.1.19 — 2025-08-29

Improved stability, performance and fixed bugs in the application.

### 1.1.18 — 2025-03-14

Improved stability, performance and fixed bugs in the application.

### 1.1.17 — 2025-03-12

Improved stability, performance and fixed bugs in the application.

### 1.1.14 — 2025-01-03

Improved stability and performance and fixed bugs in the application.

### 1.1.13 — 2024-12-28

Improved stability and performance and fixed bugs in the application.

## Apps similar to RwS online

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Forward online](https://appshunter.io/ios/app/forward-online/id1445428569) | 4.3 (7) | Free | Finance |
| [Accordbank](https://appshunter.io/ios/app/accordbank/id1444357307) | 4.9 (28) | Free | Finance |
| [SkyBank інтернет-банкінг](https://appshunter.io/ios/app/skybank/id1580483126) | — | Free | Finance |
| [Unex Bank](https://appshunter.io/ios/app/unex-bank/id1466961779) | 4.1 (15) | Free | Finance |
| [Банк Власний Рахунок: онлайн](https://appshunter.io/ios/app/id1499995681) | 4.5 (47) | Free | Finance |
| [GlobusPlus: mobile bank online](https://appshunter.io/ios/app/globusplus-mobile-bank-online/id1511896208) | 3.4 (5) | Free | Finance |

## More apps by RWS BANK, AT

- [RwS Вusiness](https://appshunter.io/ios/app/rws-usiness/id1562326512)

All apps by RWS BANK, AT: https://appshunter.io/developer/1482240684

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
