Toller bAV-Rechner
Schnell, einfach und gut
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About
Calculate the benefits of company pension schemes to understand how to optimize your retirement savings. It illustrates the tax and social security advantages of contributing to a pension fund, showing how your net income can remain the same while increasing your retirement provisions.
✓Calculate company pension scheme benefits
✓Understand tax and social security advantages
✓Optimize retirement savings
✓Illustrates net income vs. retirement contributions
✓Send calculation results via PDF
✓Information on pension products
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What's New in S
2.6.2
February 26, 2026
Neu in Version 2.6.2: - bAV-Fördergrenzen für 2026 - Unterstützung für iOS 26 - Diverse Fehlerbehebungen und Verbesserungen
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FAQ
How does S-PK bAV Rechner calculate benefits?
S-PK bAV Rechner calculates benefits by illustrating the tax and social security advantages of company pension schemes. It shows how contributions are made tax- and social-security-free from your gross salary, leading to a 'gross-net effect' where your net payout remains similar while increasing retirement provisions.
What are the main advantages of using S-PK bAV Rechner?
The app helps users understand how to optimally benefit from company pension schemes. Key advantages highlighted include tax and social security savings on contributions, guaranteed payouts, and potential for attractive returns, all visualized through easy-to-understand calculations.
Can I send my calculation results from S-PK bAV Rechner to someone?
Yes, you can conveniently send the results of your calculations as a PDF via email. This feature allows you to share your personalized retirement savings projections with advisors or family members.
What kind of payouts can I expect from a company pension calculated with S-PK bAV Rechner?
Upon reaching retirement age, you can receive a lifelong pension or a lump-sum capital payout. These benefits are taxable, but typically at a lower rate due to reduced income in retirement.
Does S-PK bAV Rechner support calculating benefits for employer contributions like 'vermögenswirksame Leistungen' (VL)?
Yes, S-PK bAV Rechner can also be used to calculate the benefits of redirecting employer contributions like VL into a company pension. This can help you save on income tax and social security contributions while increasing your retirement savings.
Is S-PK bAV Rechner available on all devices?
S-PK bAV Rechner is available for iPhone, iPad, and iPod. It is designed for iOS devices.
How often is S-PK bAV Rechner updated?
The latest version of S-PK bAV Rechner is 2.6.2, and it was last updated on February 26, 2026. Updates typically ensure compatibility with the latest operating systems and may include refinements to calculations or features.
Does S-PK bAV Rechner have ads?
No, S-PK bAV Rechner does not contain advertisements. As a free application, it focuses on providing financial calculation tools without interruption.
