# S1 FinFit

> Financial digital assistant for organizing accounts, budgeting, and credit monitoring. (iPhone/iPad app by Synergy One Lending Inc.)

- Source: https://appshunter.io/ios/app/s1-finfit/id1586324772 (this page in markdown: same URL + `.md`)
- Developer: [Synergy One Lending Inc](https://appshunter.io/developer/1271220804)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 16 App Store ratings · 7 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.0 · 126 MB
- Released: 2021-10-14
- Data updated: 2026-06-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/s1-finfit/id1586324772/reviews.md

## What is S1 FinFit?

S1 FinFit is a financial digital assistant available to you free through an invitation from Synergy One Lending.  We’re here to help you achieve your financial wellness goals. 
 

Organize in one place: 
Your S1 FinFit dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from Synergy One Lending, and an information center with personal finance articles and videos, all in one place.  

 
Budgeting: 
Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track.  

 

Free Credit Score, Report and Monitoring: 
Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull," meaning there is no impact to your score by checking it.  Look through your credit report for accuracy.  Access helpful articles that explain credit bureaus, credit score, and more.  

 

Prepare: 
Prepare for home ownership by planning for a down payment, establishing reserves, managing your debt-to-income ratio, improving or maintaining your credit, creating loan scenarios through our calculators, establishing your projected loan-to-value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt-to-income ratio, cash reserves, employment, down payment, and sales price. 

 

 

Share: 
When you are ready to move forward with a financial transaction, you choose to share information from your accounts to easily get the process started. All data is always encrypted.   

 
Security: 
Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/ 

 
Privacy: 
Your privacy is important to us. To learn how we protect your privacy, visit:  https://s1l.com/privacy-policy/

## Key features

- Financial dashboard summary
- Spending tracking and budgeting
- Free credit score and report monitoring
- Homeownership preparation tools
- Secure data encryption
- Personal finance articles and videos

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/s1-finfit/id1586324772/reviews.md

### 1/5 — Totally worthless app!

*2022-10-13, version 3.11*

Looks like all the positive reviews happened within a few days from bots or employees. Not sure why Synergy wanted me to download this app. It does very basic stuff that I already get from my bank and other financial apps for free that are far more sophisticated. The user experience is not good, information obtained is  very limited, and it doesn’t offer anything of actual value.

### 5/5 — Great tool for managing finances!

*2022-08-22, version 3.9.1*

This tool provides great features for managing finances and getting on track to becoming a home owner. I am able to manage my bank accounts, budgets and my credit all in one place. It provides some in depth information that lets me know where I stand in my home buying journey, and provides me guidance on what I should be working on next to better my financial well being.

### 5/5 — Awesome financial tool!!

*2022-08-22, version 3.9.1*

I’ve used a lot of different apps for finances, but none that put everything in one place like this. You can add all of you financial accounts, get your credit score and report and even check how ready you might be to buy a home. Definitely a must have.

### 5/5 — Very useful for managing finances

*2022-08-22, version 3.9.1*

Being a recent college graduate, Finfit has helped me stay on top of my finances and keep my credit in check

### 5/5 — Pretty Slick Tools

*2022-08-18, version 3.9.1*

This app lets you link all of your bank accounts and will automatically segment your transactions out.

The ability to see how your credit score would change based on opening and closing accounts is also really insightful. 

This app really has it all.

### 5/5 — Solid home and financial tool

*2022-08-18, version 3.9.1*

Provides home value that aligns with reality and keeps track monthly. Great credit monitoring tool where you can track score, look at report and run credit score simulation for free. 
Link bank accounts, create budgets and provides feedback if you are looking to buy a home when you are ready. 
A lot of value for a free app.

### 1/5 — Cannot even open

*2022-06-21, version 3.6*

June 21, 2022: launched on iPhone 11 Pro running iOS 15.5 and the app splash screen turns into blank screen with all white background and never opens.  Worthless app.

## Frequently asked questions about S1 FinFit

### What is S1 FinFit?

S1 FinFit is a free financial digital assistant designed to help users achieve their financial wellness goals. It organizes important financial information, tracks spending, monitors credit scores, and provides tools for financial preparation.

### Is S1 FinFit free to use?

Yes, S1 FinFit is available for free through an invitation from Synergy One Lending. There are no charges to download or use the core features of the app.

### Does S1 FinFit offer budgeting tools?

Yes, S1 FinFit includes comprehensive budgeting features. You can understand your spending by category, drill down into subcategories, and receive alerts if you are off track with your budget.

### How does S1 FinFit help with credit scores?

S1 FinFit prominently displays your credit score on the dashboard, which is free to check and does not impact your score (soft credit pull). You can track changes, learn about score factors, and review your credit report for accuracy.

### What kind of financial preparation tools does S1 FinFit offer?

S1 FinFit offers tools to prepare for homeownership, including planning for down payments, managing debt-to-income ratios, improving credit, and using calculators for loan scenarios. A readiness assessment provides a snapshot of your financial standing.

### Is my financial data secure with S1 FinFit?

Yes, security is a top priority for S1 FinFit. All data is encrypted, and the app ensures that connected financial accounts and uploaded documents are secure. More information on security can be found at https://www.finlocker.com/security/.

### What devices is S1 FinFit compatible with?

S1 FinFit is compatible with iPhone, iPad, and iPod devices. It is designed for users within the Apple ecosystem.

### Does S1 FinFit have ads?

Yes, S1 FinFit contains advertisements. As a free service provided by Synergy One Lending, advertisements are included within the application.

## Version history (last 5 releases)

### 4.21 — 2026-05-30

We're introducing the new Net Worth page, now you can track how your finances have progressed over time. Start by linking an account or property to see a comprehensive summary. We've also made some improvements to Refi Readiness and other fixes to help you explore your options with greater confidence.

### 4.20 — 2026-03-10

We've been sprucing things up! This update brings a sleeker Homes You Own with a redesigned search and property enrollment experience. We've also refreshed our fonts across the app and quashed some bugs.

### 4.19 — 2026-02-06

We've fixed some bugs and made a few improvements to the Homeownership Summary and registration experience. We're always working to make the app better, one update at a time!

### 4.18 — 2026-01-11

Take a step closer to your goals with the new Homeownership Summary. Powered by AI, it delivers a personalized snapshot of your path to homeownership and suggests practical next steps. We’ve also made improvements to keep things running smoothly.

### 4.17 — 2025-11-22

We've been working hard on this one! We've made under-the-hood upgrades to our systems for better performance and security to keep your information safe. You can say goodbye to password headaches with our new passwordless sign-in option.

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## More apps by Synergy One Lending Inc

- [S1 Connect](https://appshunter.io/ios/app/s1-connect/id1362716142)
- [Synergy One Lending Events](https://appshunter.io/ios/app/synergy-one-lending-events/id1555741043)
- [iThink Mortgage Connect](https://appshunter.io/ios/app/ithink-mortgage-connect/id6448960949)
- [Regal Mtg Connect](https://appshunter.io/ios/app/regal-mtg-connect/id6740540524)
- [Sequence Mortgage Connect](https://appshunter.io/ios/app/sequence-mortgage-connect/id6742219097)

All apps by Synergy One Lending Inc: https://appshunter.io/developer/1271220804

## Related topics

[s1 finfit](https://appshunter.io/ios/topics/s1-finfit) · [finfit](https://appshunter.io/ios/topics/finfit) · [1fin](https://appshunter.io/ios/topics/1fin) · [finfitness](https://appshunter.io/ios/topics/finfitness)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*