# S1lkPay — S1lkPay Ltd

> Secure digital wallet and payment app for managing finances and making transactions. (iPhone/iPad app by S1LK, TOO.)

- Source: https://appshunter.io/ios/app/s1lkpay/id1579807258 (this page in markdown: same URL + `.md`)
- Developer: [S1LK, TOO](https://appshunter.io/developer/1474328358)
- Category: Finance
- Price: Free
- Rating: 3.48/5 from 21 App Store ratings · 13 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.5 · 243 MB
- Languages: Arabic, English, Kazakh, Russian
- Released: 2022-09-22
- Data updated: 2026-07-07
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/s1lkpay/id1579807258/reviews.md

## What is S1lkPay?

Welcome to S1lkpay, your ultimate financial companion. S1lkpay is a secure and convenient digital wallet and payment app that simplifies your financial transactions. Whether you're paying bills, shopping online, or supporting loved ones, S1lkpay has got you covered.

Effortless Money Management:

Instant Digital Payment Card: Open a virtual prepaid card for seamless online and in-store purchases.
Secure Mobile Money Transfer: Send and receive funds securely with our encrypted platform, perfect for both local and international transactions.
Family Finance Management: Share cards with family and friends, and easily control shared expenses from your mobile device.

Key Features:

Mobile Payments: Enjoy the ease of cashless payments for all your daily needs.
Expense Tracker: Keep an eye on your spending with our user-friendly expense tracking feature.
Multi-Currency Account: Travel with ease using our multi-currency account, offering competitive exchange rates.
Financial Services: Access a range of services including budgeting tools and financial support for your loved ones.
Card Control: Ensure the security of your transactions with advanced card control features.

Why Choose S1lkpay?

Fast and Reliable: Experience quick and dependable payment processing with our secure platform.
User-Friendly: Navigate effortlessly through our intuitive interface, designed for hassle-free financial management.
No Bank Account Required: Get started without the need for a traditional bank account or credit checks.
Download S1lkpay today and take the first step towards simplified and secure financial management. Whether you're paying, transferring, or sharing money, S1lkpay is your trusted companion for all things finance.

## Key features

- Instant digital payment card
- Secure mobile money transfer
- Family finance management
- Expense tracker
- Multi-currency account
- Card control features

## Recent user reviews (10 of 13)

All indexed reviews: https://appshunter.io/ios/app/s1lkpay/id1579807258/reviews.md

### 1/5 — Cheated

*2025-11-04, version 3.3.8*

Fund in the account can not transfer or use

### 1/5 — Cannot proceed accepting Agreement

*2025-05-22, version 3.2.9*

Once i have registered and use normally, the app asked me to update and finally i couldn't tap Accepting the agreement button

### 1/5 — Трижды писали что не прошел верификацию.

*2025-01-23*

Причину не указывают. Видимо как и всем русский паспорт мешает. Может что то изменится начну пользоваться. Но провал авторизации причем без каких бы то ни было видимых причин это тупость

### 5/5 — Apple Pay

*2024-04-13*

Super easily get card for Apple Pay for everyone and every citizen thanks for this app is so amazing

**Developer response:** Dear customer,

Thank you for your positive feedback! We're glad you're enjoying our app.

Best regards,
Customer support

### 5/5 — Very helpful app

*2024-01-16*

I love this app, use it constantly, when I need to quickly share my money with my family, who live abroad.

**Developer response:** Thank you so much for your positive review! We're thrilled to hear you're enjoying our app. If you have any suggestions or feedback, feel free to share – we're always looking to improve.
Best regards,Customer Support

### 5/5 — Useful application

*2023-11-19*

Easy to onboard and very useful when traveling abroad!

**Developer response:** Thank you for your positive feedback! We're so glad you enjoyed using our app!

### 1/5 — Scam

*2023-08-04*

Don’t get anything from this all at all! I tried to get a card and even though I paid I didn’t get the card, customer support is zero because they didn’t answer me.
Overall, this app is a scam

### 1/5 — Cant get my money back!

*2023-07-14*

The virtual card is missing from the app hence I am not able to use my money. No customer support too. Someone please get back to me!

### 1/5 — Update problem

*2023-05-20*

After update it suddenly stopped adding cards to apple pay on iphone xs ios 15.6.1. Pls fix it 🙏

### 5/5 — Add memory debit cards or credit cards system for top up the money in S1lk

*2023-02-14, version 2.0.7*

Hi developer, I’m user in your app,I want you to app a memory debit card or credit card system because when I want to top up the money on my S1lk card, I must memory my card number and type one by one. I think it so slowly and tried. I think if you app this system It will make me easy to top up the money. Your app is so good.🫶

## Frequently asked questions about S1lkPay

### What is S1lkPay?

S1lkPay is a secure digital wallet and payment app that simplifies financial transactions. It allows users to pay bills, shop online, send and receive funds, and manage expenses with features like a virtual prepaid card and expense tracker.

### Does S1lkPay require a bank account?

No, S1lkPay does not require a traditional bank account or credit checks to get started. This makes it accessible for a wider range of users looking for financial management tools.

### How secure is S1lkPay?

S1lkPay emphasizes security with its encrypted platform for money transfers and advanced card control features. It aims to provide a safe environment for all financial transactions.

### Can I manage money with family using S1lkPay?

Yes, S1lkPay offers family finance management features, allowing you to share cards with family and friends and easily control shared expenses directly from your mobile device.

### What kind of transactions can I make with S1lkPay?

You can make various transactions including paying bills, shopping online, sending and receiving funds locally and internationally, and using a virtual prepaid card for seamless purchases.

### Does S1lkPay have ads?

Yes, S1lkPay contains advertisements. As a free app, it utilizes ads to support its services.

### What devices does S1lkPay support?

S1lkPay is available on iPhone and iPod devices. It is designed for mobile use on these platforms.

### How often is S1lkPay updated?

The latest version of S1lkPay is 3.6.0, last updated on March 18, 2026. While the provided update date is in the future, typically apps are updated regularly to improve features and security.

## Version history (last 5 releases)

### 3.11.4 — 2026-07-03

hot fix major bug

### 3.9.3 — 2026-06-15

• Added a new Gift Cards feature.

### 3.8.11 — 2026-06-03

Fixed support for Belarusian and Russian phone numbers.
Improved international phone number validation and processing.
Resolved issues affecting registration and login for users with Belarusian and Russian phone numbers.

### 3.8.9 — 2026-05-26

What's New in Version 3.8.9

• New Bottom Navigation design for a more modern and удобный navigation experience
• Added shimmer loading effects and improved loading states across the app
• Implemented transaction history statement functionality
• Improved transaction history design and applied minor UI fixes
• Fixed bugs and improved app stability

### 3.7.6 — 2026-04-21

Fixed an issue with password recovery.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*