# SACOMBANK PAY

> Modern, secure financial management app for banking, payments, and loans. (iPhone/iPad app by SAIGON THUONG TIN COMMERCIAL JOINT STOCK BANK.)

- Source: https://appshunter.io/ios/app/sacombank-pay/id1436283663 (this page in markdown: same URL + `.md`)
- Developer: [SAIGON THUONG TIN COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/860668140)
- Category: Finance, Business
- Price: Free
- Rating: 3.50/5 from 291 App Store ratings · 242 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 267 MB
- Languages: American English, Chinese (Simplified, China), Vietnamese
- Released: 2018-11-05
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/sacombank-pay/id1436283663/reviews.md

## What is SACOMBANK PAY?

Welcome to SACOMBANK PAY – the modern and ultra-convenient financial management app that makes your life easier and more enjoyable! With a friendly and customized design, you will love the secure transaction space tailored just for you! 

Key Highlights: 
  - Enjoy free transactions 24/7, fast and free with a limit of up to 50 billion VND/day!  
  - Absolute Security! Biometric technology and Smart OTP keep your transactions safe. 
  - Exciting Payments! Scan domestic and international QR codes, or integrate your card to Apple Pay in a flash!
  - Easy Financial Management! Check your balance, view statements and fund deposit alert sharing with up to 5 current accounts. 
  - Convenient Banking Services! Open savings, apply for Loans with disbursement in just 5 minutes, and quickly open current accounts and get your cards issued! 
  - Flexible personal information updates! Update your details using a chip-based ID card/national ID or via a VNeID electronic identification account.  
  - Diverse Payment Ecosystem! Pay bills, top up, book tickets… all in one fabulous app! 
  - Redeem SACOMBANK Sapphire points for even more exciting incentives!  

Then what are you waiting for? Download or update the app now, complete your online authentication and start your amazing journey right away!

## Key features

- Free 24/7 transactions
- Biometric and Smart OTP security
- QR code and Apple Pay integration
- Account balance and statement viewing
- Open savings, apply for loans
- Update personal information
- Bill payments and top-ups

## What do users think of SACOMBANK PAY?

Overall sentiment: neutral

**Pros**

- 🚀 Fast and efficient
- 👍 User-friendly and intuitive
- 🔒 Secure and reliable
- 💡 Innovative features
- 🤑 Convenient for banking needs

**Cons**

- 🐛 Frequent bugs and crashes
- ⏱️ Slow performance and lags
- 🔍 Lacking in-app support
- 💰 Unexpected fees and charges
- 🤖 Poor user experience

**Commonly reported bugs**

- Login issues and account access problems
- Unreliable fund transfers and balance updates
- Compatibility issues with newer devices
- Frequent app crashes and freezes
- Inaccurate transaction records

**Most requested features**

- Improved transaction history and notifications
- Biometric authentication options
- Customizable app settings
- Enhanced security measures
- Seamless integration with other financial services

## Recent user reviews (10 of 242)

All indexed reviews: https://appshunter.io/ios/app/sacombank-pay/id1436283663/reviews.md

### 1/5 — Xác thực ngân hàng

*2026-08-22*

Như con cặc, lỗi tùm lum, khó thao tác, ngân hàng như lồn

### 3/5 — 😌

*2026-08-20*

cứ lâu lâu là trừ tiền thẻ, cập nhật thì suốt ngày, cắn tiền cũng ít quá

### 1/5 — Như cc

*2026-07-10*

Làm ăn kiểu gì vậy…. Tháng nào củng trừ của ngta 16.500vnd là sao… phí cái gì tháng nào củng trừ phí ….

**Developer response:** Chào bạn Lặng SPC, SACOMBANK rất tiếc vì trải nghiệm trên. Bạn có thể chia sẻ cụ thể nội dung góp ý, thắc mắc qua email: ask@sacombank.com để SACOMBANK chăm sóc tốt hơn nhé. Rất mong nhận được thông tin từ bạn

### 1/5 — Lag

*2026-06-06, version 2.8.3*

App lag, lỗi camera ko bật. Tải ảnh thì ko update. Giao diện ko thân thiện rối mắt

### 1/5 — ...

*2026-05-30*

toàn bị lỗi     mỗi lần cập nhập lại báo sai mk

**Developer response:** Chào bạn lienrumi, SACOMBANK rất tiếc vì trải nghiệm trên. Hiện tại vấn đề của bạn đã được hỗ trợ chưa? Nếu cần hỗ trợ, bạn vui lòng gửi lại yêu cầu qua email: ask@sacombank.com để tìm hiểu nguyên nhân và tư vấn giải pháp khắc phục. Sacombank rất mong nhận được email từ phía bạn

### 1/5 — Horrible

*2026-05-01, version 2.8.2*

Cannot describe the feeling I felt today absolute insanity worse banking app of all time

### 1/5 — Giao dịch

*2026-04-15, version 2.8.2*

Trừ nhiều chi phí, gòi j dịch vụ xử lí thì lạm dụng AI, …

### 5/5 — App tiện lợi

*2026-04-10*

App mạnh về tính đa năng và quản lý thẻ chủ động.

**Developer response:** Chào bạn Bratpamper, SACOMBANK cảm ơn bạn đã tin tưởng và sử dụng Sản phẩm dịch vụ của SACOMBANK. Nếu dịch vụ của SACOMBANK làm bạn hài lòng, bạn có thể giới thiệu cho người thân, bạn bè cùng sử dụng nhé. Cảm ơn bạn.

### 5/5 — Best bank. All Free

*2026-03-30*

Best bank. All Free

**Developer response:** Dear Johnny7166, thank you for taking the time to rate our app. Your feedback is greatly appreciated and helps us improve. If you enjoy using it, you can recommend it to your friends

### 5/5 — Rat hữu ích

*2026-03-18*

Quá tuyệt vời

**Developer response:** Chào bạn Thanh sang2609, SACOMBANK cảm ơn bạn đã tin tưởng và sử dụng Sản phẩm dịch vụ của SACOMBANK. Nếu dịch vụ của SACOMBANK làm bạn hài lòng, bạn giới thiệu cho người thân, bạn bè cùng sử dụng nhé. Cảm ơn bạn.

## Frequently asked questions about SACOMBANK PAY

### What does SACOMBANK PAY do?

SACOMBANK PAY is a financial management app designed to make banking and payments easier and more convenient. It allows users to conduct transactions, manage accounts, apply for loans and savings, and pay bills all within a single application.

### What are the key features of SACOMBANK PAY?

Key features include free 24/7 transactions with high limits, absolute security through biometric technology and Smart OTP, QR code scanning for payments, Apple Pay integration, easy financial management with balance checks and statements, quick loan and savings account opening, and flexible personal information updates.

### Is SACOMBANK PAY free to use?

The app itself is free to download and use. While the description mentions free transactions, it also indicates the presence of ads, suggesting a 'free with in-app purchases' or 'ad-supported' model. Specific in-app purchase details are not provided.

### What banking services can I access through SACOMBANK PAY?

You can access a variety of banking services, including opening savings accounts, applying for loans with quick disbursement, opening current accounts, and getting cards issued. You can also check your account balance, view statements, and receive fund deposit alerts.

### How can I update my personal information in the app?

Personal information can be updated flexibly using a chip-based ID card/national ID or via a VNeID electronic identification account. This ensures secure and convenient management of your user details within the app.

## Version history (last 5 releases)

### 2.8.5 — 2026-08-18

SACOMBANK PAY - New update!

- Investment Feature: Easily access investment products and services from SACOMBANK and trusted partners.
- Optimized "Forgot Password" on new devices: Updated authentication process for quick, seamless password resets while enhancing account security.

Update now!

### 2.8.4 — 2026-08-03

SACOMBANK PAY new version is now available with new features:
Chinese Language Support: Added a new language option to optimize user experience and ensure seamless navigation for Chinese-speaking users.
In-app PVI Insurance: Proactively protect yourself and your family with a wide range of insurance plans, enabling fast and secure digital purchases directly within the application.
Tai Loc Active Invest: A smart savings and accumulation solution designed to optimize idle cash flows and generate effective daily returns.
Update now to enjoy the lastest version of SACOMBANK PAY!

### 2.8.3 — 2026-05-22

SACOMBANK PAY new version is now available with new features:
  - Card Personalization: Customize your Virtual Card background by selecting personal photos from your device.
  - Visa Accept: Effortlessly transform your smartphone into a merchant device for Visa card acceptance.
  - Visa Subscription: Conveniently manage card-on-file links across various applications, websites, and e-wallets.
Update now to explore the latest features from SACOMBANK PAY!

### 2.8.2 — 2026-03-12

SACOMBANK PAY new version is now available with awesome new features: 

  - Connect with our Call Center for free via Chat or Voice Call with the 24/7 SAMI Assistant (SACOMBANK Intelligent). 
  - Introducing the Year of the Horse 2026 card collection. 

Update now to enjoy the latest version of SACOMBANK PAY!

### 2.8.0 — 2026-01-15

SACOMBANK PAY new version is now available with awesome new feature:  
  
   - Update SACOMBANK PAY rebranding 
   - Fast Transfer from Messenger and MoMo app 
   - Query foreign currency savings and update UI/UX savings product 
   - Adjust transaction limit (times/day) 
   - New Click to Pay function help users shopping online without entering card details at checkout

Update now to enjoy the latest version of SACOMBANK PAY!

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All apps by SAIGON THUONG TIN COMMERCIAL JOINT STOCK BANK: https://appshunter.io/developer/860668140

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*