# SactoCU

> Mobile banking app for Sacramento Credit Union account management and transactions. (iPhone/iPad app by SACRAMENTO CREDIT UNION.)

- Source: https://appshunter.io/ios/app/sactocu/id1413880148 (this page in markdown: same URL + `.md`)
- Developer: [SACRAMENTO CREDIT UNION](https://appshunter.io/developer/604155571)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 1,711 App Store ratings · 35 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 100 MB
- Languages: American English
- Released: 2018-11-03
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/sactocu/id1413880148/reviews.md

## What is SactoCU?

Sacramento Credit Union’s Mobile Banking App provides secure and convenient access to your accounts from your iPhone/iPad. Use your Online Banking Username and Password to sign in.
 
Features include:
Bill Pay
Transfers
Account Balance and Activity
Check Deposit
Popmoney
e-Statement/e-Alerts
Branch and ATM Locations
Quick Balance
Touch ID and Face ID
 
See the T&C for details. To learn how we protect your privacy, visit 
 https://www.sactocu.org/About/Privacy-Policy

## Key features

- Bill Pay
- Transfers
- Account Balance and Activity
- Check Deposit
- Popmoney
- Branch and ATM Locations
- Touch ID and Face ID

## What do users think of SactoCU?

Overall sentiment: neutral

**Pros**

- 👍 Convenient
- 👍 Fantastic app
- 👍 Wonderful mobile banking
- 👍 Fantastic credit union
- 👍 Convenient and useful
- 👍 Excellent online banking
- 👍 Outstanding app

**Cons**

- 🐛 Horrible update
- 🐛 Freezes up for mobile deposits
- 🐛 Lack of night mode
- 🐛 Issues with confirming identity
- 🐛 Non-user friendly for Apple users
- 🐛 Quick view stopped working
- 🐛 Difficult mobile check deposit
- 🐛 Slow app performance
- 🐛 Completely non-accessible after upgrade
- 🐛 Allows only one account

**Commonly reported bugs**

- Login page issues
- Temporary password not received
- Locking users out after password change

**Most requested features**

- Update the app more frequently
- Improve mobile check deposit
- Add night mode option
- Allow access to multiple accounts

## Recent user reviews (10 of 35)

All indexed reviews: https://appshunter.io/ios/app/sactocu/id1413880148/reviews.md

### 1/5 — Latest update

*2026-07-11, version 2026.4.2.1*

Sadly now since the latest update I have NOT been able to log in and use the app! Texting a one time code and calling does no good! I can’t even check my damn Balance as a result of! More inclined to find another financial institution to bank at as a result

### 4/5 — Satisfied customer

*2026-06-21, version 2026.01.01*

I’ve been with credit union for a couple years and have never had an issue. My experience has always been pleasant and they have always been more than helpful. So if your thinking of credit union your, I would highly recommend them to anyone who wants a reliable bank.

### 5/5 — Great app

*2026-06-16, version 2026.01.01*

Fast and convenient.

### 5/5 — Easy to use

*2026-06-08, version 2026.01.01*

App is easy to use.  Able to transfer money, cash checks and see transactions smoothly.

### 5/5 — Ya’Al’s are Awesome

*2026-06-06, version 2026.01.01*

Every time. Thank you!

### 1/5 — Right hand doesn’t know what the left hand is doing!

*2026-05-17, version 2026.01.01*

My husband opened our account because one of his customers banks with SactoCU.  The CU harasses my husband every time he goes in to cash a check. The last check he deposited was under $400. It was put on a 14 day hold. The CU has made it clear we need to use a different bank for 99.9 percent of our business. In the future, we will only use them as a check cashing center for the one customer. I highly recommend using any other CU for your financial needs.

### 5/5 — Sacto CU - The Best!

*2026-03-04, version 2025.10.1.3*

Our 30 Plus year experience has been outstanding!

### 5/5 — Great credit Union

*2026-02-20, version 2025.10.1.3*

I have been a member for decades. They are reliable and helpful.

### 5/5 — Convenient

*2025-10-20, version 2025.07.3.1*

Very useful and convenient when operating correctly.

### 1/5 — Horrible update

*2025-09-18, version 2025.7.2.2*

Log in page horrible. Looks like a first grade class created it. Bring back back old log in page

## Frequently asked questions about SactoCU

### What can I do with the SactoCU mobile banking app?

The app allows you to securely access your Sacramento Credit Union accounts. You can view account balances and activity, make transfers between accounts, pay bills, deposit checks, and send money to others using Popmoney. It also provides access to e-statements and alerts, and helps you locate branches and ATMs.

### How do I sign in to the app?

You can sign in to the app using your existing Online Banking Username and Password. The app also supports secure login methods like Touch ID and Face ID for quicker access if your device is compatible.

### Is the SactoCU app free to use?

Yes, the SactoCU mobile banking app is free to download and use. While the app itself is free, standard data rates from your mobile carrier may apply for data usage.

### What devices is the SactoCU app compatible with?

The app is designed for use on iPhones and iPads, providing secure and convenient access to your accounts from these Apple mobile devices.

### Can I deposit checks using the app?

Yes, the app features a check deposit function. You can take photos of your endorsed check and submit them through the app for deposit into your Sacramento Credit Union account, saving you a trip to the branch or ATM.

## Version history (last 5 releases)

### 2026.4.2.1 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.3 — 2025-12-16

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.07.3.1 — 2025-10-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.2 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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| --- | --- | --- | --- |
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## Related topics

[sacramento credit union](https://appshunter.io/ios/topics/sacramento-credit-union)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*