# Safe Money — Money Without The Mental Load

> AI-driven personal finance app for clear spending insights and peace of mind. (iPhone/iPad app by Safe Lab Technologies Incorporated.)

- Source: https://appshunter.io/ios/app/safe-money/id6504888658 (this page in markdown: same URL + `.md`)
- Developer: [Safe Lab Technologies Incorporated](https://appshunter.io/developer/1754252543)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.6 · 51 MB
- Languages: English
- Released: 2024-10-31
- Data updated: 2026-06-10
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/safe-money/id6504888658/reviews.md

## What is Safe Money?

Safe Money: The AI Money App for Everyday Peace of Mind

Safe Money is a new way to feel calm and confident about your money. No spreadsheets. No guilt. No overthinking. Instead of forcing you into systems that don’t stick, Safe Money gives you visual clarity in seconds, as to where your money is going, powered by AI and built for real life.
 
WHERE DID ALL OUR MONEY GO? Ask our AI ANYTHING!

“How much did I spend on takeout last month?”

“Which subscriptions are still active?”

“What’s my spending vibe this week?”

It’s like having a money coach and a therapist in your pocket — quick, clear, and judgment-free.

ONE PLACE FOR ALL OF YOUR MONEY 

Safe Money securely connects to ALL your accounts and shows you what’s coming in, what’s going out, and what feels safe to spend today. Finally, a simple view of your financial life without mental math or messy spreadsheets.

DAILY NUMBER, ZERO GUESSWORK

Safe Money calculates a Safe-to-Spend number for you: daily, weekly, or monthly, so you know at quick glance what you can spend while still reaching your goals. Celebrate streaks when you stay in your “fun money” zone, and share progress with your partner without awkward conversations.

STRESS-FREE PARTNER SHARING:

Money conversations don’t have to be tense. With Safe Money, you can align with a partner, roommate, or family member at a glance. Everyone sees the same picture. Everyone feels on the same page.

Why Safe Money?

Built with AI to make finances effortless

Designed for everyday people, not accountants

Helps you feel clear and in control without judgment

*Start Your Free 30-Day Trial*

Try Safe Money free for 30 days, no pressure.
After that, choose the plan that fits:

Monthly: $9.99 CAD
Yearly: $99.99 CAD (save 20%)

Cancel anytime. You’ll keep access until the end of your billing cycle.

Privacy Policy: https://www.safemoneyapp.ca/privacy-policy

Terms of Use: https://www.safemoneyapp.ca/terms-and-conditions

Apple Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- AI-powered spending analysis
- Connects to all financial accounts
- Daily 'Safe-to-Spend' number
- Visual clarity on money flow
- Stress-free partner sharing
- Judgment-free financial guidance

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly | $69.99 | per year |
| Monthly | $6.99 | per month |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/safe-money/id6504888658/reviews.md

### 5/5 — Alternative to Mint

*2024-12-08, version 1.3.3*

We used to use Mint, it was great, have been searching for something ever since. Really love the Ai, instead of constantly reviewing our bank statements together. Hoping the partner sharing comes soon, but really nice to see where it’s all going.

### 5/5 — What We’ve Been Looking For

*2024-12-06, version 1.3.3*

Seamless to connect to bank. Easy to navigate, re: change categories, view overall spend/save plan. Nice to look at as well. Overall looking forward to using it and getting insight in the ‘why’s of my saving/spending habits.

### 5/5 — AI financial assistance

*2024-10-31, version 1.2.15*

I'm really impressed with how it's helped me get a handle on my finances. One of the things I love most is how it's helped me understand how to limit my spending. Before, I would just swipe my card without much thought, but now I'm much more conscious of where my money is going.
The chatbot feature is also fantastic. It's like having a personal finance coach in my pocket! It's helped me understand things like saving, and investing in a way that's easy to digest. I'm even starting to become more aware of my financial habits, both good and bad.
If you're looking for an app that can help you take control of your finances and make smarter decisions with your money, I highly recommend giving "Safe" a try. It's been a game-changer for me!

## Frequently asked questions about Safe Money

### How does Safe Money use AI?

Safe Money utilizes AI to provide visual clarity on where your money is going, answer questions about your spending habits, and calculate a daily 'Safe-to-Spend' number without requiring manual data entry or complex spreadsheets.

### What kind of accounts can I connect to Safe Money?

Safe Money securely connects to all your financial accounts, allowing you to see income, expenses, and what is available to spend in one consolidated view.

### Is Safe Money secure?

The app is designed to securely connect to your accounts. Specific details on security measures are available in the app's Privacy Policy and Terms of Use.

### Can I share my finances with a partner using Safe Money?

Yes, Safe Money offers stress-free partner sharing, allowing you and a partner, roommate, or family member to see the same financial picture and stay aligned.

### What are the subscription costs for Safe Money?

Safe Money offers a 30-day free trial. After the trial, plans include Monthly at $9.99 CAD and Yearly at $99.99 CAD, which saves 20%. You can cancel anytime.

### How often is Safe Money updated?

The latest version of Safe Money is 2.3.1, and it was last updated on August 25, 2025. Updates typically address improvements and new features for a better user experience.

### What devices does Safe Money support?

Safe Money is available for iPhone and iPod, with an age rating of 4+.

### Does Safe Money have ads?

Based on the provided data, Safe Money does not have advertisements. Its monetization is based on a free trial followed by subscription plans.

## Version history (last 5 releases)

### 2.3.1 — 2025-08-25

More ways to connect your bank accounts!

Fixed the usual bugs 

Made the AI conversations faster and more accurate

### 2.2.1 — 2025-07-15

Bug fixes, performance improve, we’ve started rolling out the new dashboard with a modern card-based layout.

### 2.1.0 — 2025-06-06

- Improve login security
- Improved chatbot conversation history and management
- Enhanced AI insight settings and tone customization
- Bug fixes for bottom sheet and navigation
- Performance improvements and minor UI updates

### 2.0.3 — 2025-05-07

- Fixed authentication bugs
- Enhanced chatbot functionality
- Personalized notifications with deep link support

### 2.0.2 — 2025-05-02

- Integration of new notification options to keep you informed in smarter ways
- Enhanced chatbot with intelligent categories for a more personalized experience
- Refreshed design for a cleaner, more intuitive interface

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
