# Safe Spend: Budget Tracker — Money Manager & Expenses

> Money Manager & Expenses (iPhone/iPad app by Samuel Luka.)

- Source: https://appshunter.io/ios/app/safe-spend-budget-tracker/id6796527654 (this page in markdown: same URL + `.md`)
- Developer: [Samuel Luka](https://appshunter.io/developer/6796527657)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 42 MB
- Languages: American English
- Released: 2026-09-29
- Data updated: 2026-10-02

## What is Safe Spend?

Safe Spend is the private, all-in-one budgeting app that helps you track every dollar, pay down debt, and actually reach your savings goals — without ever linking a bank account.

You add what you want, when you want. No bank logins, no selling your data. Just a clear picture of where your money goes and a plan to keep more of it.

WHY PEOPLE LOVE SAFE SPEND
• Private by design — manual entry means we never touch your bank credentials.
• Set up in minutes — add an account, log income and a bill, and you're budgeting.
• Works anywhere — multi-currency support with live conversion for travelers and expats.

BUDGET & TRACK
• Log expenses and income in seconds
• Category budgets that show what's left at a glance
• Smart auto-categorization sorts transactions for you
• Powerful search, quick edit, and undo

BILLS, GOALS & DEBT
• Never miss a bill with reminders and one-tap "mark paid"
• Set savings goals and watch your progress grow
• Debt payoff tracking to get to zero faster

SEE THE BIG PICTURE
• Checking, savings, and credit card accounts in one place
• Reports and analytics that reveal your spending patterns
• A financial health score that tells you how you're really doing

IMPORT IN SECONDS
• Import from Excel or CSV
• Snap a receipt and let AI pull out the details
• Upload a PDF bank statement and auto-extract transactions

GLOBAL & MULTI-CURRENCY
• Give each account its own currency
• Switch your display currency any time with automatic conversion
• Built for a global, region-aware world

PRIVATE & SECURE
• Face ID / biometric lock
• Encrypted storage — your data stays yours

Start free and take control of your money today.

—————
Safe Spend Plus (optional subscription)
Unlock unlimited accounts, advanced reports, AI import, and your full financial coach.
• Monthly and Annual plans available (Annual includes a free trial)
• Price shown in the app and confirmed before purchase
• Payment is charged to your Apple Account at confirmation of purchase
• Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to the end of the period
• Manage or cancel anytime in your Apple Account settings; any unused portion of a free trial is forfeited when you buy a subscription
Terms of Service: https://gosafespend.com/terms-of-service
Privacy Policy: https://gosafespend.com/privacy-policy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Annual | $89.99 | per year |
| Premium Monthly | $9.99 | per month |


## Is Safe Spend safe?

Not enough ratings yet to assess Safe Spend.

## Is Safe Spend legit?

Safe Spend: Budget Tracker has limited verification signals. The AppsHunter Legitimacy Score for Safe Spend is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-09-29

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-02.*