# Safeco Mobile — user reviews

> 205 indexed App Store user reviews of Safeco Mobile by Safeco Insurance Company of America, rated 4.80/5 from 192,223 ratings.

- Source: https://appshunter.io/ios/app/safeco-mobile/id1191491672/reviews
- App overview in markdown: https://appshunter.io/ios/app/safeco-mobile/id1191491672.md
- Rating breakdown: 5★ 168,711 · 4★ 16,164 · 3★ 3,814 · 2★ 871 · 1★ 2,663

## What do users think of Safeco Mobile?

Overall sentiment: negative

**Pros**

- 🚀 Convenient access to insurance information
- 👍 User-friendly app interface
- 💡 Helpful for accessing insurance cards quickly

**Cons**

- 🐛 Inaccurate trip tracking and scoring
- 🔍 Limited functionality compared to website
- 🤔 Overly sensitive to normal driving behaviors

**Commonly reported bugs**

- Crashes and freezes when trying to access certain features
- Inconsistent login and account management issues
- Incorrect or missing policy information

**Most requested features**

- Ability to print or save insurance documents
- Improved location tracking and driving evaluation
- More customization options for the app

## Newest reviews (12 of 205)

### 4/5 — Breaking

*2026-04-13, version 4.37.0*

Breaking is too critical while driving in city and around traffic lights.

### 1/5 — RIGHT TRACK RACKET

*2026-03-17, version 4.36.0*

Clearly designed to minimize discounts as much as possible. The app will ding you for completely normal breaking and acceleration in order to prevent you from getting the discount you signed up with. Don’t believe me? You’ll understand within a day of using the app.

### 1/5 — Canceled my insurance

*2026-03-16, version 4.36.0*

Living in California seems to be a problem with insurance companies. I never filed a claim yet. Safeco canceled my insurance anyway and had no alternative. Granted the insurance commissioner of California is a joke and has no clue what he’s doing. However, the insurance companies need to find a solution to ensure real estate in California.

### 4/5 — Representative

*2026-03-05, version 4.36.0*

Outstanding job worked hard.  Impeccable service received.

### 1/5 — Review

*2026-02-26, version 4.36.0*

I have written a report and they never got back to me

### 3/5 — Righttrack app does not work

*2026-02-15, version 4.35.1*

The “Background refresh” option is active but greyed out on my iPhone. The same options are active for all my family member iphones. The app continues to notify of a error to activate though all Options are active. Please fix this issue.

### 1/5 — Constant logging out

*2026-02-04, version 4.35.1*

I’m trying to file a claim and I was logged out “for security purposes” twice while in the middle of actively typing out information. None of the information was saved and I am having to re-file the claim each time. Extremely stupid that this security function times you out despite ACTIVE use of the app.

### 1/5 — Is this even insurance?

*2026-01-28, version 4.35.1*

6 weeks I haven’t had a kitchen. They keep saying they’re going to relocate my family. I’ve paid these people tens of thousands of dollars over the years and now that I really need them for the first time? Nothing. Absolutely worthless. Get State Farm.

It’s amazing, I’ve given these people more than $30,000 over the last decade to make sure I would never be homeless because of circumstances beyond my control. I’ve now been homeless for 6 weeks. Seriously, take your money elsewhere.

### 4/5 — Navigate

*2026-01-26, version 4.35.1*

Hard to find policy declarations page.

### 1/5 — Useless

*2026-01-26, version 4.35.1*

App redirects you to login to Safeco’s website through safari.  Why bother?  I’m going to start marketing myself as an app developer if this is how low the bar is.

### 2/5 — Terrible algorithm for "Trips"

*2026-01-23, version 4.35.1*

It seems the app has learned that I'm not the driver 90% of the time I'm traveling for work. So it will show "Not driving a vehicle" or passenger. So when there's 20 "Trips" and you get Into a habit of clicking through co firming them because I thought they all said "not driving" it decides to list the trips where there WAS an "EVENT" as I WAS DRIVING. Of course it's to late to unconfim the trip so it dings you for bad driving. What a crock of $### for an algorithm. Guess I should have looked a little better but how bad it dings you with this app just means I'll go back to Progressive after this runs up wowww

### 1/5 — I can't log in

*2026-01-23, version 4.35.1*

After logging in, I can not access rightTrack

## Most critical reviews (10 lowest-rated)

### 1/5 — Horrible customer service

*2026-08-03, version 5.3.0*

Will rip you off if you change insurance

### 1/5 — Use to work fine

*2026-04-24, version 5.0.0*

Can not update my payment settings or use the delay my payments option. Will not submit. App use to work just fine now glitches galore.

### 1/5 — Terrible tracking idea

*2026-04-22, version 5.0.0*

So they decide that your phone and solely your phones gps system is sufficient enough to track “hard braking” this fails to account for the plethora of situations in which you are not at fault for having to brake harder than 8 mph a second. Wether it be a sudden stop of the person in front of you or a light changing too fast they will track it and put the blame on you. Additionally they will ding you for rapidly accelerating regardless of your starting speed so quite literally pulling away from a stop sign a little too fast for your PHONE to track not even the car you will be dinged also as many others have stated getting on to a highway they basically want you to dangerously merge and not get up to proper speeds. Essentially if you blow through red lights at 50 miles over the speed limit as long as you didn’t accelerate or stop too hard you’ll be good.

### 1/5 — Liberty Mutual Link Broken

*2026-04-18, version 5.0.0*

Safeco username and password doesn’t work on Liberty Mutual’s app.

### 1/5 — Closes every time

*2026-04-13, version 4.37.0*

This app is the worst. It used to work fine for a few months and now it just closes on its own after I log in. I can’t even see my policy or billing.. nothing it just crashes and closes in seconds. Please fix it!

### 1/5 — Terrible

*2026-04-05, version 4.37.0*

The app is just as terrible as the company. No customer service, insanely high rates, doesn’t communicate with the department of motor vehicles.. they appear to be predatory and i perceive them as a criminal organization.

### 1/5 — The app crashes 100% of the time

*2026-04-04, version 4.37.0*

I am not sure if something changed, but over the past 24 hours I have had the app immediately force close ~20 times. Each time I try it's the same behavior: The app opens correctly when not logged in, but once I click continue to log in with my account, it just shuts down and closes out. 

I have re-installed it a few times, and restarted my phone - I am assuming a bug of some sort got pushed to the app potentially.

### 1/5 — Was working until it’s not

*2026-04-02, version 4.37.0*

Apps keeps crashing after logged in

### 1/5 — App crashing

*2026-03-31, version 4.37.0*

Currently the app crashes immediately after signing in.

### 1/5 — Uncooperative

*2026-03-24, version 4.21.1*

I would never recommend this company. I have never had a satisfactory experience with them.

## Most praised reviews (10 highest-rated)

### 5/5 — Positive review of Safeco Insurance

*2026-04-17, version 5.0.0*

Safeco is a great company.  They have handled a couple of policies and they have been timely and fair.

### 5/5 — Crashes!

*2026-04-07, version 4.37.0*

This app crashes like crazy on iPhone 16.

### 5/5 — The best

*2026-03-28, version 4.37.0*

Very convenient

### 5/5 — App

*2026-03-20, version 4.36.0*

Easy to use

### 5/5 — Driver

*2026-03-10, version 4.36.0*

Good insurance company

### 5/5 — Easy to use!

*2026-03-07, version 4.36.0*

Navigation is smooth!

### 5/5 — Best insurance

*2026-02-14, version 4.35.1*

I love how easy, convenient and fast they work. The people are wonderful and knowledgeable. I would definitely recommend!

### 5/5 — Good

*2026-02-10, version 4.35.1*

Good

### 5/5 — Documents.

*2026-01-02, version 4.34.0*

They were easy to get when I needed them. My wife asked and I delivered. Again remaining the problem solver of the family.

### 5/5 — 👍

*2025-12-31, version 4.34.0*

Fajnie działający ludzie  dzięki

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
