# Safer - modern payments — Safer and smarter payments

> Safer and smarter payments (iPhone/iPad app by Runam and runup technologies.)

- Source: https://appshunter.io/ios/app/safer-modern-payments/id6754783733 (this page in markdown: same URL + `.md`)
- Developer: [Runam and runup technologies](https://appshunter.io/developer/1677997611)
- Category: Finance, Utilities
- Price: Free
- Age rating: 17+
- Requires: iOS 15.0 · 77 MB
- Languages: American English
- Released: 2026-08-24
- Data updated: 2026-09-08
- User reviews in markdown: https://appshunter.io/ios/app/safer-modern-payments/id6754783733/reviews.md

## What is Safer?

Safer, Conversational Payments Powered by AI

Safer is a secure, AI-powered payments app that makes sending money, receiving payments, paying bills, and managing your finances as easy as having a conversation. Whether you type, speak, scan a payment request, or upload an image, Safer understands your intent and guides you through every transaction with clarity and confidence.

Designed for speed, security, and simplicity, Safer helps you transfer money, buy airtime and data, pay electricity bills, and complete other everyday payments while clearly showing the recipient, service provider, account details, fees, and total amount before you authorize any transaction.

Features

• Send payments using natural-language conversations
• Speak your payment instructions using voice input
• Buy airtime for yourself, friends, and family
• Purchase mobile data bundles across supported networks
• Pay prepaid and postpaid electricity bills
• Manage everyday bill payments from one place
• Scan payment posters, invoices, receipts, QR codes, and account details using AI-powered recognition
• Upload images to automatically extract payment information
• Transfer funds instantly to other Safer users
• Send money to Nigerian bank accounts
• Manage your NGN wallet and supported USD/USDC balances
• View transaction history, receipts, balances, bill payments, and other payment records
• Receive instant transaction and bill-payment notifications
• Secure every transaction with PIN and biometric authentication

Built for Security

Your account is protected with industry-standard security, encrypted communications, biometric authentication, and PIN verification.

Why Choose Safer?

• AI-powered conversational payments
• Airtime, data, electricity, and other bill payments
• Voice, text, image, and scan-based transactions
• Fast bank transfers
• Simple and intuitive experience
• Secure by design
• Built for everyday personal and business payments

Whether you’re paying a friend, transferring money to a bank account, buying airtime or data, paying an electricity bill, scanning a payment request, or managing your finances, Safer makes every transaction faster, smarter, and more secure.


## Version history (last 2 releases)

### 1.0.4 — 2026-09-07

Improved user experience.
Data purchase
Airtime purchase
Electricity purchase
General bug fixes

### 1.0 — 2026-08-24

No release notes.

## More apps by Runam and runup technologies

- [Runam](https://appshunter.io/ios/app/runam/id6446600036)
- [Huntgame](https://appshunter.io/ios/app/huntgame/id6502562121)

All apps by Runam and runup technologies: https://appshunter.io/developer/1677997611

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*