# SafeSpend - Expense Budget — Never overspend again > User-friendly expense tracker calculates safe-to-spend balance and manages bills. (iPhone/iPad app by Trent Morris.) - Source: https://appshunter.io/ios/app/safespend-expense-budget/id1665299348 (this page in markdown: same URL + `.md`) - Developer: [Trent Morris](https://appshunter.io/developer/1400078106) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 3.00/5 from 5 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 13 MB - Languages: American English - Released: 2023-02-08 - Data updated: 2026-08-14 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/safespend-expense-budget/id1665299348/reviews.md ## What is SafeSpend? Say goodbye to complicated budget systems and end-of-month scrambling. With SafeSpend, enjoy peace of mind and financial serenity by effortlessly managing your expenses and taking control of your spending. SafeSpend is a user-friendly expense tracking app designed to help you manage your finances with ease. It provides a simple and intuitive interface that allows you to track your expenses in one place and calculates the amount you should keep in your account to cover upcoming bills, subscriptions, and one-time payments. By subtracting this amount from your available funds, the app determines your "Safe to Spend" balance. Unlike other budgeting apps, SafeSpend doesn't require your banking details, ensuring the security of your financial information. It also eliminates the need for constant attention and manual transaction categorization, saving you time and effort. --- TRACK RECURRING EXPENSES Safely manage expenses that occur on a weekly, monthly, yearly, or custom basis, ensuring you never miss a payment. WIDGETS! Display upcoming expenses directly on your phone's home screen with two customizable widgets. Stay informed at a glance without opening the app. STAY ORGANIZED Easily add notes to any expense to provide additional details or reminders. Categorize expenses for better organization and analysis. FILTER BY CATEGORY Use category filters to focus on specific types of expenses and quickly find the information you need. You can also look ahead into the future, viewing expenses for upcoming months. --- SafeSpend simplifies budget planning in just a few steps: 1. Add your expenses: Begin by adding all your expenses to the app. You can easily edit or add new expenses at any time, ensuring an up-to-date overview of your financial commitments. 2. Manage payments: Swipe right to mark an expense as paid before its due date or unmark it if you haven't paid it yet. This feature allows you to stay on top of your payment schedule and avoid missing any important payments. 3. Let the app do the work: With your expenses entered and payments managed, SafeSpend takes care of the calculations. It determines your upcoming expense total, providing you with valuable information when considering significant purchases. You can even add a widget to your phone's home screen to have a constant reminder of your upcoming obligations. Future plans: - Automatic balance retrieval: In an upcoming release, SafeSpend will integrate with your bank account to automatically retrieve your account balance. This feature will help you visualize any surplus funds after expenses are paid. - Manual balance input: If you'd rather not link with your bank, you'll be able to manually enter your current account balance, and SafeSpend will take into account the upcoming expenses to give you an accurate and up-to-date picture of your finances. - Apple Watch integration: Conveniently access a brief summary of your expenses on the go, right from your wrist. With this integration, you'll have quick and easy access to important financial information without needing to take out your phone. ------ SafeSpend is available for free and will continue to be so indefinitely. However, certain premium features, such as unlimited expenses and custom categories, are exclusive to Pro users. By upgrading to the Pro version through a one-time purchase, you unlock all premium features and support the independent developers behind the app. We deeply appreciate your support. * Privacy Policy: https://trentmorris.com/safespend/privacy * Terms of Use: https://trentmorris.com/safespend/terms ## Key features - Track recurring expenses - Customizable home screen widgets - Add notes and categorize expenses - Filter expenses by category - Mark expenses as paid - Calculate 'Safe to Spend' balance ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Pro Upgrade | $2.99 | one-time | ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/safespend-expense-budget/id1665299348/reviews.md ### 1/5 — Safe spend *2025-10-04* Upgraded to pro and is the bad app and would never recommend . Don’t waste your money ### 1/5 — App usage *2025-04-28* The app is not a budget app. It does not allow for income minus debt ### 1/5 — Can’t add income??? *2025-01-07* This looked like the perfect app for me… except you can’t add income to see if you have any money left after expenses?? This is basically a calculator? I’m so confused. ### 5/5 — love it- visually digestible for organization *2023-05-26, version 1.1* Found this app through the punch time clock tracker (blue one) which I have been liking as well. This safe spending app is so easy to use and as someone needing ADHD-friendly apps to keep track of stuff, this one might be the best one for me so far. It’s not confusing, and every expense I enter I can make visually distinctive to tell me what it’s for AND have them all be in separate categories. I appreciate the free version allowing 10 expenses, and the PRO being a one time purchase. One thing I wish was different is for when it is in dark mode, the colors on the icons remain, instead of just being colorless at night, and then colorful during the day/light mode. It helps me discern the difference so it doesn’t all mesh together in my eyes/brain. (Or if it’s for aesthetic reasons, I’d at least like to have the option!) Still a super great app nonetheless! And also a “buy a coffee” option like in the time app, so I can send a tip sometimes to show my appreciation :) I suppose I can go do it in the time app since I have that one too. I can’t thank you enough for making these apps! Making great use of them. **Developer response:** You are very kind — this made my day. I’m so glad you’re enjoying both Punch Time Clock and SafeSpend. Providing an option to show the icons in color even in dark mode is a GREAT idea. I’ll add that in a upcoming update! Have a wonderful week! ### 3/5 — Segregation *2023-03-22* Segregate or group the expenses by category. And keep limit option for each category so that users can stop spending much on that category. **Developer response:** We’ve added the ability to filter by category to the latest version (1.1). Thanks for using SafeSpend! ## Frequently asked questions about SafeSpend ### What is SafeSpend's main purpose? SafeSpend is designed to help you manage your finances by tracking expenses, calculating your 'Safe to Spend' balance, and managing upcoming bills. It aims to provide peace of mind by simplifying budget planning. ### Does SafeSpend require bank account linking? No, SafeSpend does not require your banking details, ensuring the security of your financial information. Future updates plan to offer optional bank integration for automatic balance retrieval. ### How does SafeSpend calculate the 'Safe to Spend' balance? The app calculates your 'Safe to Spend' balance by subtracting the total of your upcoming bills, subscriptions, and one-time payments from your available funds. ### Can I track recurring expenses with SafeSpend? Yes, you can safely manage expenses that occur on a weekly, monthly, yearly, or custom basis. This ensures you stay on top of all your payment obligations. ### Are there widgets available for SafeSpend? Yes, SafeSpend offers two customizable widgets that can display upcoming expenses directly on your phone's home screen for at-a-glance information. ### How often is SafeSpend updated? The latest version of SafeSpend is 1.1.8, which was last updated on June 23, 2023. Future updates are planned to include features like automatic balance retrieval and Apple Watch integration. ### What is the user rating for SafeSpend? SafeSpend has a rating of 3.0 stars based on 5 ratings. This indicates a mixed reception from its current user base. ### Is SafeSpend available on multiple devices? Currently, SafeSpend is supported on iPhones. Future plans include integration with Apple Watch. ## Version history (last 5 releases) ### 1.1.8 — 2023-06-23 Bug Fixes: - Resolved an issue where deleting an expense would not immediately update the displayed upcoming total. - Resolved a critical issue that caused a crash for some users when launching the app. ### 1.1.7 — 2023-06-22 Enhancements: - Creating an expense will now generate past due dates that fall within the current month. - Added a shortcut to create a new expense from the main screen's toolbar. - Removed the character limit for expense names and reformatted the Detail screen to accommodate longer names. Bug Fixes: - Resolved an issue that incorrectly included past expenses in the app's upcoming total. - Fixed a bug that could cause expenses to appear partially swiped when scrolling quickly through the list. ### 1.1.6 — 2023-06-13 Bug Fixes: - Resolved an issue where some future due dates were generated accurately. --- v1.1 --- Version 1.1 brings a ton of improvements we think you’ll like. - NEW LOOK: Improved screens app-wide for easier expense management, including adding, editing, and viewing expenses. - OVERDUE: Users can now mark expenses as unpaid even after their due date, allowing for effective tracking of overdue payments. - FILTERING: Implemented a new feature to filter upcoming expenses on the main screen by category. - EVERY TWO WEEKS: Introduced a new frequency option for recurring expenses: "Every 2 Weeks." - CATEGORY CUSTOMIZATION: Added the ability to customize categories by renaming, deleting, or adding new ones (Pro version required). - Reworked the expense info & edit screens for improved clarity and ease of interaction. - Enhanced consistency of upcoming and past items' appearance on an expense's info screen and the main screen. - Improved navigation by providing quick access to the Expenses list from the main screen. - Animated the running total on the main screen in response to changes in month, category filter, or marking expenses as paid/unpaid. - Increased widget update frequency to ensure up-to-date information. - Reduced app launch time for faster access. - Resolved several minor bugs to improve app stability and performance. ### 1.1.5 — 2023-06-06 - Corrected issue with monthly expenses starting over a year ago not generating accurate due dates. - Resolved app-launch crash caused by an expense without due dates. --- v1.1 --- Version 1.1 brings a ton of improvements we think you’ll like. - NEW LOOK: Improved screens app-wide for easier expense management, including adding, editing, and viewing expenses. - OVERDUE: Users can now mark expenses as unpaid even after their due date, allowing for effective tracking of overdue payments. - FILTERING: Implemented a new feature to filter upcoming expenses on the main screen by category. - EVERY TWO WEEKS: Introduced a new frequency option for recurring expenses: "Every 2 Weeks." - CATEGORY CUSTOMIZATION: Added the ability to customize categories by renaming, deleting, or adding new ones (Pro version required). - Reworked the expense info & edit screens for improved clarity and ease of interaction. - Enhanced consistency of upcoming and past items' appearance on an expense's info screen and the main screen. - Improved navigation by providing quick access to the Expenses list from the main screen. - Animated the running total on the main screen in response to changes in month, category filter, or marking expenses as paid/unpaid. - Increased widget update frequency to ensure up-to-date information. - Reduced app launch time for faster access. - Resolved several minor bugs to improve app stability and performance. ### 1.1.4 — 2023-06-05 Enhancements: - Improved Widget Data: The widget now stores up to 6 months of information, ensuring that you have access to the most recent and relevant data at all times. When the widget requires a data refresh beyond the stored 6-month period, it will now prompt you to open the app to ensure the information displayed is up to date. - Automatic Status Updates: The app will now automatically mark expenses as paid based on their due date, ensuring accurate payment tracking and reducing manual effort. - Adjusted the way expense amounts are edited. We've added a custom numerical keyboard screen to make entering currency values even easier. Bug Fixes: - Resolved a critical issue where expenses that were set to repeat monthly were appearing on incorrect days in months with fewer days. - Resolved an issue where the widget would display stale data. - Resolved a critical issue causing the expense info screen to disappear after modifying frequency or marking multiple items as paid/unpaid. - Reseting data from settings screen now correctly restores default categories. - Fixed an issue where the system keyboard would not offer a way to dismiss itself. - Other minor bug fixes and stability improvements. --- v1.1 --- Version 1.1 brings a ton of improvements we think you’ll like. - NEW LOOK: Improved screens app-wide for easier expense management, including adding, editing, and viewing expenses. - OVERDUE: Users can now mark expenses as unpaid even after their due date, allowing for effective tracking of overdue payments. - FILTERING: Implemented a new feature to filter upcoming expenses on the main screen by category. - EVERY TWO WEEKS: Introduced a new frequency option for recurring expenses: "Every 2 Weeks." - CATEGORY CUSTOMIZATION: Added the ability to customize categories by renaming, deleting, or adding new ones (Pro version required). - Reworked the expense info & edit screens for improved clarity and ease of interaction. - Enhanced consistency of upcoming and past items' appearance on an expense's info screen and the main screen. - Improved navigation by providing quick access to the Expenses list from the main screen. - Animated the running total on the main screen in response to changes in month, category filter, or marking expenses as paid/unpaid. - Increased widget update frequency to ensure up-to-date information. - Reduced app launch time for faster access. - Resolved several minor bugs to improve app stability and performance. ## Apps similar to SafeSpend | App | Rating | Price | Category | | --- | --- | --- | --- | | [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,337) | Free | Finance | | [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,653) | Free | Finance | | [Expense Keep: Envelope Budget](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495) | 4.4 (1,673) | Free | Finance | | [Budget app - spending tracker](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720) | 4.7 (15,307) | Free | Finance | | [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,803) | Free | Finance | | [Emma - Budget Planner Tracker](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373) | 4.7 (1,397) | Free | Finance | ## More apps by Trent Morris - [Punch Time Clock](https://appshunter.io/ios/app/punch-time-clock/id1400078107) - [Logger - Time Clock Hours Log](https://appshunter.io/ios/app/logger-time-clock-hours-log/id1637343093) - [Blind Gomoku - Five in a Row](https://appshunter.io/ios/app/blind-gomoku-five-in-a-row/id6501974874) All apps by Trent Morris: https://appshunter.io/developer/1400078106 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*