# Sahara Smart

> Official mobile banking app for managing accounts, payments, and transfers. (iPhone/iPad app by Sahara Nepal Saving and Credit Co-operative Society Ltd..)

- Source: https://appshunter.io/ios/app/sahara-smart/id1499760846 (this page in markdown: same URL + `.md`)
- Developer: [Sahara Nepal Saving and Credit Co-operative Society Ltd.](https://appshunter.io/developer/1499760575)
- Category: Finance, Business
- Price: Free
- Rating: 3.50/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.4 · 68 MB
- Languages: English
- Released: 2020-05-19
- Data updated: 2026-06-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/sahara-smart/id1499760846/reviews.md

## What is Sahara Smart?

Sahara Smart is Sahara Saving & Credit Co-Operative Ltd.'s Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Sahara Saving & Credit Co-Operative Ltd.. This App will be regularly updated with additional new features.

Key Features:

- Banking On the Go
- Bill Payments Made Easier
- Top Up Made Easier
- Fund Transfers Made Easier
- QR Code: Scan and Pay
- Instant Online and Retail Payment with Fonepay Network
- Accessing your Account Informations Made Easier
- User Friendly, Safe and Secure

And Many More Exciting Features

Sahara Smart helps protect your information by using 128-bit SSL encryption when you are logged on.
To be able to use this App, you first need to have a valid account maintained at Sahara Saving & Credit Co-Operative Ltd., and you need to subscribe to the Sahara Saving & Credit Co-Operative Ltd.'s Mobile Banking Service.

Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch.

Sahara Smart is a Member of Fonepay Network.

Smart Banking for Smart People.

## Key features

- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure transactions

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/sahara-smart/id1499760846/reviews.md

### 2/5 — App not working

*2022-09-11*

Sahara smart app is not functioning properly.
I even can not see my saving details.

## Frequently asked questions about Sahara Smart

### What is Sahara Smart?

Sahara Smart is the official mobile banking application from Sahara Saving & Credit Co-Operative Ltd. It allows users to manage their bank accounts, make payments, and transfer funds conveniently from their mobile devices.

### How secure is Sahara Smart?

Sahara Smart uses 128-bit SSL encryption to protect user information when logged in. It is designed to be a safe and secure mobile banking solution.

### What banking services can I perform with Sahara Smart?

With Sahara Smart, you can perform banking on the go, make bill payments, top-ups, fund transfers, and use QR codes for instant online and retail payments through the Fonepay Network.

### Do I need an account with Sahara Saving & Credit Co-Operative Ltd. to use Sahara Smart?

Yes, to use Sahara Smart, you must have a valid account maintained at Sahara Saving & Credit Co-Operative Ltd. and subscribe to their Mobile Banking Service.

### Is Sahara Smart available on all devices?

Based on the provided data, Sahara Smart is supported on iPhone and iPod devices. It is rated for ages 4 and up.

### How often is Sahara Smart updated?

The app is regularly updated with additional new features. The latest version is 5.5.23, and it was last updated on January 28, 2025.

### What is the user rating for Sahara Smart?

Sahara Smart has a user rating of 3.5 stars from 2 ratings. This indicates a mixed reception from its current user base.

### Does Sahara Smart have ads?

No, Sahara Smart does not contain advertisements. It is a free application focused solely on providing mobile banking services.

## Version history (last 5 releases)

### 5.5.23 — 2025-01-28

- Bug Fixes And Improvements.

### 5.5.21 — 2024-12-09

- Bug Fixes And Improvements.

### 5.5.19 — 2024-10-06

- Bug Fixes And Improvements.

### 5.5.17 — 2023-12-24

- Bug Fixes And Improvements.

### 5.5.16 — 2022-11-19

- Bug Fixes And Improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*