# Sail Loans > Mobile app for applying for and managing personal loans. (iPhone/iPad app by Americash Loans LLC.) - Source: https://appshunter.io/ios/app/sail-loans/id1578869732 (this page in markdown: same URL + `.md`) - Developer: [Americash Loans LLC](https://appshunter.io/developer/1529566329) - Category: Finance - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 13.4 · 24 MB - Languages: English - Released: 2021-12-28 - Data updated: 2026-07-07 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/sail-loans/id1578869732/reviews.md ## What is Sail Loans? Complete our loan application and get approved for up to $4,000 within minutes of submitting your information. Your money will be deposited directly into your bank account and the rest will be placed into a secure account. Finish your application before 1:30 pm CST to receive your funds the same day, restrictions may apply. Within this app, you can edit your customer profile and view your savings with a simple click of a button. You can also manage and review your re-payment options, as well as make payments towards your loan without ever leaving home. You can also access your custom Refer-A-Friend code to earn extra cash. Max APR is 35.99%. Loan terms range from 12 – 24 months with loan amounts from $100 – $4,000. Repayment Plans: - Installment Payments: You may pay back your loan principal plus accrued interest through a number of scheduled payments made over the loan term. - Full Payment: You may pay back your loan in full at any time without any prepayment charges. - Early or Partial Payment: You may make an early or partial principal payment on your loan at any time with no prepayment penalties. Representative example of the total cost of the loan: Loan amount of $1,000.00 with loan term of 12 months; APR of 35.99%. Your bi-weekly repayment will be $46.06. The total of payments will be $1,197.55 and your cost will be $197.55. Download now! ## Key features - Loan application up to $4,000 - Same-day fund deposit - Customer profile editing - Loan repayment management - Refer-A-Friend program - Installment and full payment options ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/sail-loans/id1578869732/reviews.md ### 5/5 — Great customer service *2022-11-18* They have fast and friendly service with low rates. A great place if you need extra cash. I would highly recommend. ## Frequently asked questions about Sail Loans ### How much can I borrow with Sail Loans? You can apply for loan amounts ranging from $100 up to $4,000 through Sail Loans. The maximum APR is 35.99%. ### What are the repayment options for Sail Loans? Sail Loans offers installment payments over the loan term, full payment at any time without penalty, and early or partial principal payments with no prepayment charges. ### How quickly can I receive funds from Sail Loans? If you complete your application before 1:30 pm CST, you may receive your funds the same day, though restrictions may apply. Funds are deposited directly into your bank account. ### What is the typical cost of a loan from Sail Loans? For a representative example, a $1,000 loan at 35.99% APR over 12 months would have bi-weekly payments of $46.06, totaling $1,197.55 with a cost of $197.55. ### What is the loan term for Sail Loans? Loan terms for Sail Loans range from 12 to 24 months. You can choose between installment payments or paying the loan back in full at any time. ### Does Sail Loans have ads? No, Sail Loans is ad-free. The app focuses on providing a seamless experience for loan applications and management without advertisements. ### What devices is Sail Loans available on? Sail Loans is currently supported on iPhone and iPod devices. It is rated for ages 4 and up. ### How often is Sail Loans updated? Sail Loans was last updated on December 5, 2024, with version 1.1.2. This indicates regular maintenance and potential feature improvements. ## Version history (last 5 releases) ### 1.1.2 — 2024-12-05 - Bug Fix ### 1.1.1 — 2024-07-29 - Bug Fix ### 1.1.0 — 2024-04-05 Bug Fix ### 1.0.9 — 2023-06-06 - Bug Fix ### 1.0.8 — 2023-04-19 - Bug Fix ## Apps similar to Sail Loans | App | Rating | Price | Category | | --- | --- | --- | --- | | [AF247 - Advance Financial 24/7](https://appshunter.io/ios/app/af247-advance-financial-247/id1450238988) | 2.8 (146) | Free | Finance | | [CASH 1 LOANS](https://appshunter.io/ios/app/cash-1-loans/id1507193361) | 3.5 (8) | Free | Finance | | [eLoanWarehouse](https://appshunter.io/ios/app/eloanwarehouse/id1591442922) | 2.6 (19) | Free | Finance | | [Emerald Express Cash](https://appshunter.io/ios/app/emerald-express-cash/id1591261462) | 2.7 (3) | Free | Finance | | [Cash N GO](https://appshunter.io/ios/app/cash-n-go/id1511187205) | 2.1 (37) | Free | Finance | | [Lendee App](https://appshunter.io/ios/app/lendee-app/id6737959895) | 3.4 (94) | Free | Finance | ## More apps by Americash Loans LLC - [Americash Loans](https://appshunter.io/ios/app/americash-loans/id1529566327) - [Creditbox](https://appshunter.io/ios/app/creditbox/id1562672210) - [GoCredit.me](https://appshunter.io/ios/app/gocreditme/id1671955756) All apps by Americash Loans LLC: https://appshunter.io/developer/1529566329 ## Related topics [direct loans](https://appshunter.io/ios/topics/direct-loans) · [bad credit loans](https://appshunter.io/ios/topics/bad-credit-loans) · [new american funding](https://appshunter.io/ios/topics/new-american-funding) · [personify loans](https://appshunter.io/ios/topics/personify-loans) · [instant loans for bad credit](https://appshunter.io/ios/topics/instant-loans-for-bad-credit) · [padicredit loan app](https://appshunter.io/ios/topics/padicredit-loan-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*