# Saive: AI Budget Coach — Auto Expense Tracker · Shared

> AI-powered automatic expense tracker with family sharing and personalized financial coaching. (iPhone/iPad app by Type3Soft.)

- Source: https://appshunter.io/ios/app/saive-ai-budget-coach/id6761641953 (this page in markdown: same URL + `.md`)
- Developer: [Type3Soft](https://appshunter.io/developer/480525272)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 16.0 · 55 MB
- Languages: Korean, American English, Japanese
- Released: 2026-06-15
- Data updated: 2026-08-16
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/saive-ai-budget-coach/id6761641953/reviews.md

## What is Saive?

Stop restarting your budget every month. Saive logs your spending in 3 seconds — and its AI does the rest. 
You focus on building wealth, solo or with your partner.

= WHY SAIVE? =

[Log in 3 Seconds — 3 Ways]
1. Auto-log card alert texts & email receipts with Shortcuts
2. Log in plain language from your Lock Screen — "Lunch $8 on card"
3. Add by voice with a Siri preset
Your spending adds up on its own — no manual typing.

[Shared Budget for Couples & Family]
Sync your budget with your partner, family, or roommate in real time. See who spent what, where. Annie gives savings tips for the whole group.

[AI That Diagnoses Your Spending]
Saive surfaces the signals you'd miss — overspending, creeping habits — and coaches you first.
· Live insights on every transaction — food at 65% of its budget, a charge 1.5x your usual, your regular coffee shop. Budget %, high-spend alerts, and regulars sit right next to each line.
· Daily 1-line insight — spending more than usual? Where is your money leaking? One line, every day.

[Annie — Ask Your Money in Natural Language]
"What's blowing my budget this month?"
"Analyze my spending patterns"
"Any spending red flags this month?"
Annie answers from your actual transactions — not generic stats, but insights grounded in your own spending patterns.

[Built Around Your Card's Billing Cycle]
Every card closes on a different date. Most budget apps track by calendar month only — Saive aligns to each card's billing cycle, so your spending matches how you actually pay.

[Subscriptions, Installments & Loans, Tracked Apart]
Recurring subscriptions, installment plans, and loans are grouped on their own — so you always see the money you can really spend.

= MADE FOR YOU IF... =

· You've started a budget app and quit by week two — every time
· You want a clean, glanceable screen, not a dense spreadsheet
· You and your partner want one shared, honest view of money
· You want subscriptions, installments, and card billing dates handled realistically
· You're about to make a big purchase and want an objective check

= HOW TO START =

1. Download Saive → Sign in with Apple in 30 seconds
2. Connect card alert texts & emails via Shortcuts (optional)
3. First 14 days free. Upgrade to Premium if you love it.

= LANGUAGES =
English, 한국어, 日本語

= SUBSCRIPTION =
Premium auto-renews. You'll be charged 24 hours before each period ends. Cancel anytime in Settings > Apple ID > Subscriptions.

Support: support@type3soft.com
Privacy Policy: https://saive.type3soft.com/legal/privacy?locale=en
Terms of Use: https://saive.type3soft.com/legal/terms?locale=en

## Key features

- AI automatic expense recording
- Natural language and voice input
- Real-time family sharing
- Personalized AI spending insights
- Card settlement date management
- Import existing data via Excel
- Separate management of subscriptions and loans

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/saive-ai-budget-coach/id6761641953/reviews.md

### 5/5 — 이거 진짜편하네요!

*2026-07-06*

내역마다 예산대비 어느정도 지출중인지 인사이트도주고 구독료관리니 대출관리도되고 
지출수단 등록도 자유롭고 
자연어로 또는 단축어로 쉽고 빠르게 내역을 등록하니까 너무 좋아요. 
가계부앱을 쓰다 포기하는 이유가 관리가 복잡한거였는데 너무 쉽고 편리합니다. 굿!!!

## Frequently asked questions about Saive

### How does 좋은가계부 automatically record expenses?

좋은가계부 automatically records expenses by parsing SMS and email notifications from your credit cards. It also supports natural language input like 'Today's lunch 8,000 won' and Siri voice commands for quick logging.

### Can I share my budget with my spouse or family using 좋은가계부?

Yes, 좋은가계부 offers a shared budget feature for couples, families, and roommates. You can see who spent what in real-time and receive AI-powered saving tips for the group.

### What kind of financial insights does 좋은가계부 provide?

The AI coach, '애니', provides personalized insights based on your transaction data. It can identify spending patterns, alert you to potential budget overruns, and offer daily one-line reports on your spending habits.

### How does 좋은가계부 handle different card settlement dates?

Unlike typical monthly-only trackers, 좋은가계부 aligns with each card company's settlement cycle. It organizes your spending according to your actual card payment periods, providing a more accurate view of your finances.

### Can I import my past financial data into 좋은가계부?

Yes, you can import your existing transaction history from other budgeting apps by exporting it to Excel. This allows you to continue your spending history without re-entering data.

### How does the premium subscription work for 좋은가계부?

The premium subscription is auto-renewing and can be canceled anytime through your Apple ID or Google Play subscription settings. The first 14 days are free, allowing you to try premium features before committing.

### What languages does 좋은가계부 support?

좋은가계부 supports multiple languages, including Korean, English, and Japanese, making it accessible to a wider range of users.

### Is 좋은가계부 suitable for managing recurring payments like subscriptions and loans?

Yes, 좋은가계부 allows you to manage recurring expenses such as subscriptions, installments, and mortgages separately. This helps you clearly see your disposable income.

## Version history (last 5 releases)

### 1.1.1 — 2026-07-21

• Fixed an issue where some card transactions were missing from Card Payments.
• The app now detects assets mistakenly saved as non-cards and lets you convert them to a card in one tap.
• You'll be notified when adding a card that matches an existing asset name.

### 1.1.0 — 2026-07-12

A smoother first-run experience and more accurate auto-logging.

• New onboarding to set your budget and briefing times right from the start
• Better SMS auto-logging — cancellations/refunds are now recorded correctly, with more card/bank formats recognized
• Fixed an issue where groups could not be deleted
• Other stability improvements

### 1.0.3 — 2026-06-29

Stability improvements.

• Fixed an issue where tapping a notification could occasionally freeze the app on launch.
• Various bug fixes and performance improvements.

### 1.0.2 — 2026-06-24

This update polishes the experience.

• Entries added via the widget or shortcut now sync more reliably to your list.
• Morning and evening budget briefing notifications are more dependable.
• New "Report a problem / Suggest a feature" — send feedback right from Settings.
• Various bug fixes and performance improvements.

### 1.0.1 — 2026-06-16

Thanks for using Saive! This update makes everyday budgeting smoother.

• Setting up automatic expense capture from card texts is now much simpler — no key issuing, it just connects.
• Cleaned up the Shortcuts setup guide.
• Notifications now arrive only after you grant permission.
• The app now opens in a bright, light theme by default.
• You can now leave a review right from Settings.
• Bug fixes and stability improvements.

## More apps by Type3Soft

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All apps by Type3Soft: https://appshunter.io/developer/480525272

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*