# Sakuku

> Mobile electronic money service for payments, top-ups, and banking. (iPhone/iPad app by PT. Bank Central Asia Tbk.)

- Source: https://appshunter.io/ios/app/sakuku/id965131157 (this page in markdown: same URL + `.md`)
- Developer: [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 1.70/5 from 6 App Store ratings · 57 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 83 MB
- Languages: American English, Indonesian
- Released: 2015-09-22
- Data updated: 2026-08-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/sakuku/id965131157/reviews.md

## What is Sakuku?

Everything’s Easier with Sakuku

Sakuku is BCA’s e-money app that makes everyday transactions simple, fast, and secure. From cashless payments to transfers and ATM transactions, everything is available right from your smartphone.

Why Sakuku?
- Easy to use - simply download the app and register
- Practical - your mobile phone number becomes you Sakuku number
- Free - no monthly administration fee

What You Can Do with Sakuku Plus
Activate Sakuku Plus to unlock all Sakuku features, including:
- Add funds from you BCA Account via BCA ATM, KlikBCA Individual, BCA mobile, or myBCA
- Add funds from another bank
- Pay at QRIS merchants and online merchants
- Purchase mobile credit and data packages
- Send and receive money with other Sakuku users
- Transfer fund to BCA Accounts
- Cardless withdrawal and deposit at BCA ATMs
- Check your balance and transaction history
- Manage your account including you profile photo, cover photo, PIN, and app settings.

Register for Sakuku Plus
Opening a Sakuku Plus account is quick and easy:
- Download the Sakuku app
- Verify your identity by taking a selfie and capturing your Indonesian ID (e-KTP)
- Create your 6-digit Sakuku PIN

New users will automatically activate Sakuku Plus during registration after successful identity verification.
Alternatively, you can activate Sakuku Plus by visiting the nearest BCA branch with your valid e-KTP.

For more information, contact Halo BCA at 1500888.

BCA - Always by Your Side
PT Bank Central Asia Tbk

## Key features

- Mobile payments
- Top-ups and data packages
- Send and request transfers
- QRIS merchant payments
- Split bills
- Cash withdrawal and top-up at ATMs

## Recent user reviews (10 of 57)

All indexed reviews: https://appshunter.io/ios/app/sakuku/id965131157/reviews.md

### 1/5 — error

*2026-04-08*

Just error and errors

**Developer response:** Mohon maaf atas ketidaknyamanan Bapak/Ibu, mohon dapat informasikan detail kendala yang dimaksud agar kami informasikan lebih lanjut sesuai kebutuhan.

### 1/5 — VERIFIKASI WAJAH GAGAL TERUS

*2026-03-07, version 2.1.7*

saya udah beberapa kali komplain sampai ke kantor bca nya langsung mereka bilang, mereka gaada solusi sedangkan saldo saya sudah mengendap 800rb lebih di akun tsb, pulsa saya habis. Tolong dong dibantu ini kan aplikasi dari BCA juga masa kaya gini, nyesel saya update versi Sakuku

### 1/5 — Aplikasi bodo

*2026-02-16, version 2.1.7*

Nipu

### 1/5 — Gagal Verif KTP elektronik

*2026-02-16, version 2.1.7*

14 pro. iOS 26.3. Selalu gagal ketika memilih pekerjaan, tampilan loading terus. Please fix this 😭😭😭

### 1/5 — Sampah

*2026-02-16, version 2.1.7*

Aplikasi sampaaaahhhhhhh susah banget mau login, cs tidak membantu sama sekali

### 1/5 — Hati hati pake aplikasi ini

*2026-02-01, version 2.1.7*

Saya mau nonton bersama keluarga, terus saya aktivasi HP selalu ada keterangan verifikasi wajah gagal melulu, Bank sekelas BCA masa aplikasi e-walletnya begini parah

### 1/5 — Kendala verifikasi

*2026-01-14, version 2.1.5*

Pulsa dh habis buat sms ttp aja gagal tiap verifikasi foto uda lapor halo bca pun nunggu lama hasilnya nihil padahal qta dh terlanjur top up saldo di sakuku tolong banget klu appnya blm siap jgn di release bikin ssh customer 😤

### 1/5 — aplikasi scam ga bener

*2026-01-02, version 2.1.5*

saldo mtix mengendap 500rb, tp ga bisa diakses karena gagal daftar trs, sampe habis pulsa, ke CS di kantor cabang pun ga ngerti mereka ga bisa bantu, emang udah ditinggalin aja kayaknya ini, sampah

### 1/5 — Terlalu ribet pakainya

*2025-12-13, version 2.1.5*

Mau pakai saldo mtix yg dipindah ke sini, pertama pakai harus registrasi pakai ektp, berkali-kali gagal tanpa dijelaskan detail gagalnya kenapa. Harusnya dipermudah seperti ewallet-ewallet lainnya, ini malah yg paling sulit digunakan diantara yg lain.

### 5/5 — Keren sekali

*2025-12-01, version 2.1.5*

Sangat bagus dan menarik

## Frequently asked questions about Sakuku

### What is Sakuku?

Sakuku is an electronic money service that allows you to make payments, top up your mobile credit, and perform other banking transactions directly from your smartphone.

### Is Sakuku free to use?

Yes, Sakuku is free to download and use, with no monthly administrative fees for customers.

### How do I top up my Sakuku account?

You can top up your Sakuku account using funds from a BCA account via BCA ATM, KlikBCA Individual, BCA mobile, or myBCA. You can also top up from another bank.

### Can I pay at physical stores with Sakuku?

Yes, you can make shopping payments at physical merchants using QRIS, as well as at online/website merchants.

### How secure is Sakuku?

All transactions in Sakuku are accessible only to users who have activated Sakuku Plus, which requires face and identity verification for enhanced security.

### What devices does Sakuku support?

Sakuku is available on iPhone and iPod devices.

### How often is Sakuku updated?

The latest version of Sakuku is 2.1.8, and it was last updated on April 21, 2026, indicating regular updates for improved functionality and security.

### Does Sakuku have ads?

No, Sakuku does not contain advertisements.

## Version history (last 5 releases)

### 3.0.1 — 2026-08-06

Hi, Sakuku Friends!
We're constantly making improvements to ensure a better, safer experience for you.
Let's update Sakuku app now!

### 3.0.0 — 2026-07-22

Hi, Sakuku Friends!

We've refreshed Sakuku with a brand-new look and improved transfer flexibility by supporting smaller transfer amounts.

Update your Sakuku app now for a better experience!

### 2.1.8 — 2026-04-21

Hi, Sakuku Friends!
We're constantly making improvements to ensure a better, safer experience for you.
Let's update Sakuku app now!

### 2.1.7 — 2026-01-19

Hi, Sakuku Friends!
We're constantly making improvements to ensure a better, safer experience for you.
Let's update Sakuku app now!

### 2.1.5 — 2025-10-13

Hi, Sakuku Friends!
We're constantly making improvements to ensure a better, safer experience for you.
Let's update Sakuku app now!

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## More apps by PT. Bank Central Asia Tbk

- [BCA mobile](https://appshunter.io/ios/app/bca-mobile/id551587254)
- [eBranch BCA](https://appshunter.io/ios/app/ebranch-bca/id1151700413)
- [myBCA: New BCA Banking Apps](https://appshunter.io/ios/app/mybca-new-bca-banking-apps/id1440241902)
- [Welma](https://appshunter.io/ios/app/welma/id1440242405)
- [Vindi BCA](https://appshunter.io/ios/app/vindi-bca/id1490576677)

All apps by PT. Bank Central Asia Tbk: https://appshunter.io/developer/551587257

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*
