# Sakura Payments Tracker — Every recurring bill, listed

> Every recurring bill, listed (iPhone/iPad app by AKIHIRO MATSUYAMA.)

- Source: https://appshunter.io/ios/app/sakura-payments-tracker/id6789398774 (this page in markdown: same URL + `.md`)
- Developer: [AKIHIRO MATSUYAMA](https://appshunter.io/developer/6789115438)
- Category: Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 26 MB
- Languages: American English, French (France), German (Germany), Japanese, Korean, European Portuguese, Chinese (Simplified, China), European Spanish, Chinese (Traditional, Taiwan), Vietnamese
- Released: 2026-08-23
- Data updated: 2026-10-28

## What is Sakura Payments Tracker?

Every month, money leaves several accounts.
The more cards you carry, the more scattered the debit dates and amounts become.
Ever opened your banking app again and again, wondering "will that account have enough next week?"
This app puts all of it in one notebook. It does not connect to your bank or card company. It lines up when and how much will leave, using only the numbers you write yourself.

■ Made for people who
・hold several credit cards with scattered debit dates and amounts
・keep a salary account apart from a living-expenses account and worry about month-end
・want rent and fixed bills in one place
・want to lay out every subscription and review them once
・work part-time and want a rough idea of how far they are from Japan's income thresholds

■ Which account pays what, and when
・One card per debit account.
・Cards charged to the same account are grouped into one total automatically.
・Switch months to see upcoming ones.
・When a payment date falls on a weekend or holiday, it is shown on the next business day (previous business day or as-is are also available).
・For each card, register the closing day, payment day, debit account and the month of the annual fee.

■ Will there be enough?
・Write down the balance you saw in your bank app, and it says how much is short, or that it is enough (with the amount left).
・For an account with no balance written, it says neither.
・The balance is a number you wrote yourself. It may differ from the real one, so use it as a guide.

■ If I buy with this card today, when does it leave my account?
・With the closing day entered, you see which bill today's purchase lands in and when it leaves your account.
・The more cards you have, the harder this gets. Check it quickly before you buy.

■ By when, and how much more
・Enter a condition such as spending needed to waive an annual fee, and you see what remains until the deadline, per month and per day.
・Some payments do not count toward totals (e-money top-ups, taxes, annual fees), and a note appears with them.
・Conditions differ by card. For the final word, check your card company's notice.

■ Rent and electricity too
・Enter a fixed amount once and you do not need to type it every month.
・For this month's bill seen in your card app, just enter that one number.

■ Review subscriptions in the same app
・See the monthly total and a breakdown by category.
・Unused ones, price increases and free-trial end dates appear in the list.
・A quiet reminder comes before a trial ends or a payment date (notifications can be turned on or off in settings).
・Choose which card pays, and it joins the per-account total as it is.

■ Money notes (Japan's systems)
・Income thresholds: enter your cumulative pay and get a rough idea of how much remains before thresholds such as 1.03, 1.06 and 1.3 million yen.
・Furusato Nozei (hometown tax donations): record donations, get a guide to the deduction limit, and check whether gifts, receipts and one-stop forms have arrived.
・Both are guides to Japanese systems. The screen shows which year's rules apply. They do not decide your individual tax or dependent status, and are not advice from a tax professional.
・One employer and donation records for this year and last year are free.

■ Safe to use
・No connection to banks or card companies. No sign-in.
・We never ask for passwords, PINs or card numbers (the last 4 digits only, and optional).
・Your records stay on this device. Nothing is sent out.
・No ads.

■ Pricing
Free to use: up to 10 subscriptions and 3 payment methods.
A one-time purchase removes the limits. What you already entered keeps working without buying.

By SAKURA PRODUCTS

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 件数無制限と共有取り込み（買い切り） | $1.99 | one-time |


## Is Sakura Payments Tracker safe?

Not enough ratings yet to assess Sakura Payments Tracker.

## Is Sakura Payments Tracker legit?

Sakura Payments Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Sakura Payments Tracker is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.3.1 — 2026-10-26

The home chart now has a "By payment method" view, so you can see how much leaves each card or account. The unlock screen also states what stays free, with numbers.
On iPad, Settings now uses two columns so the wide screen is easier to read.
On iPad, the statement scan review screen now shows found items in two columns.
Screen readers (VoiceOver/TalkBack) now announce the Close and dependents +/- buttons.
Saving now shows a check mark, so you can see at a glance that it worked.
The empty first screen now has a "Start with debits" button that takes you to the debits tab.
When the price cannot be loaded, the unlock screen no longer shows an amount.
On iPad, the income-threshold screen now lists monthly entries in two columns.

### 1.3.0 — 2026-10-10

New "Money Notes" tab, for Japan's tax system.

- Income walls: roughly how much is left before thresholds such as 1.03M, 1.06M and 1.3M yen (the tax year is shown)
- Furusato Nozei: log donations, see a rough deduction limit, track gifts, receipts and forms
- Estimates based on Japanese rules, not tax advice

### 1.2.0 — 2026-09-24

Added direct debit tracking.

- Every payment grouped by bank account: when and how much leaves
- Write down your balance and see whether it covers the total
- If you buy with this card today, see when it will be charged
- "By when, how much more" for spending targets such as fee waivers
- Fixed monthly amounts (rent, electricity) can be entered once

The app is now called Payments Notebook.

### 1.0.1 — 2026-09-11

• Fixed the share button not responding on iPad
• Minor display and stability improvements

### 1.0 — 2026-08-24

No release notes.

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All apps by AKIHIRO MATSUYAMA: https://appshunter.io/developer/6789115438

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*
