# Saldo: Finance Management App — Business, personal & family

> Intuitive financial planning and money management app for personal and business use. (iPhone/iPad app by Saldo Apps Inc..)

- Source: https://appshunter.io/ios/app/saldo-finance-management-app/id1593860816 (this page in markdown: same URL + `.md`)
- Developer: [Saldo Apps Inc.](https://appshunter.io/developer/1277532073)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.73/5 from 232 App Store ratings · 18 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 99 MB
- Languages: English, Ukrainian
- Released: 2022-09-13
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/saldo-finance-management-app/id1593860816/reviews.md

## What is Saldo?

Financial planning and money management app that makes your personal finance easy and intuitive. Download and use for free to save time and money for the things that matter! 

Connect your bank accounts to see the nature of your spending, find savings opportunities and see all of your upcoming bills. 

Reach your financial goals, reduce unnecessary spending and increase your savings. 

Key Features:
- Connect bank accounts to track income and expenses automatically. 
Integration with most US and Canada banks: Bank of America, Chase, Wells Fargo, Capital One, Citibank and 700+ more
- Track your cash or any other kind of funds manually 
- Create and edit custom categories
- Create automated rules to tune categorization to your needs
- Simple monthly budgeting

Saldo lets you know:
- where your money goes
- if you are spending more or less on something over time
- how much money is in your wallet
- your bank account balance
- your net worth 
- what are the upcoming bills
- if your budget is on track
- how much is available to spend till the end of the month
and more. 


Coming soon: 
- Bill organizer & reminders. Plan your upcoming payments
- Balance trend & future projections. See how much money you will have in the future based on your income and expenses history
- Debt tracking. Always know whom you owe and who owes you

Terms of use: https://saldoapps.com/saldo-apps-terms-of-use
Privacy policy: https://saldoapps.com/saldo-apps-privacy-policy

by S/A Saldo Apps

## Key features

- Connect bank accounts for automatic income/expense tracking
- Manual tracking for cash and other funds
- Customizable spending categories
- Automated categorization rules
- Simple monthly budgeting
- View bank account balances and net worth
- Track upcoming bills

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Finance Plus+ Monthly | $4.99 | per month |
| Saldo Apps Premium | $14.99 | per month |


## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/saldo-finance-management-app/id1593860816/reviews.md

### 4/5 — Does Not Update Real-Time

*2024-11-14*

It's perfect in that it does what it's supposed to and the interface is easy to navigate. The only issue I have is that it doesn't update as fast as it should. The latest transactions I have access to were from Nov 3. It's Nov 14 now, so Idk what that's about but otherwise it's great. I can't connect to Neo which sucks but the devs said they're working on it. If we could get a fix to the slow update times that would make this app worth 5 stars!

**Developer response:** Thanks for the feedback💙 Please write to our support chat or email us at support@saldoapps.com so we can help you with the integration issues!

### 5/5 — Great app

*2024-07-10*

It's a great app. Just what I was looking for.

**Developer response:** 💙

### 5/5 — العراق

*2024-03-22*

العراق

**Developer response:** Thanks for the 5-star rating! If there's anything specific you'd like to share or need help with, we're all ears support@saldoapps.com 🌟

### 5/5 — Intuitiva y Sencilla

*2024-02-01*

Incluye muchos gráficos, widgets, categorías como para hacer un desglose real de todo lo que esté relacionando con tu flujo de caja y estados de ganancias y pérdidas mes a mes.

Es intuitivo y sumamente personalizado. Puedes modificar el nombre de categorías y añadir nuevas en caso de requerirlo. También puedes colocar cualquier tipo de cuenta que tengas, el único detalle es que solo se sincroniza automáticamente con los bancos que soportan.

### 2/5 — Meh

*2023-10-18*

Glitchy

**Developer response:** That's not how Saldo normally behaves🫣 We're sorry! Could you please drop us a line or two about the issue at support@saldoapps.com? We'll address it and fix asap

### 5/5 — Review

*2023-09-01*

It is very nice to operate and very cool to operate

**Developer response:** We're happy to know that Saldo Apps helps you make financial management simple! Thanks for the 5 stars😀

### 1/5 — Отстой

*2023-07-25*

Не рекомендую

### 1/5 — Отстой

*2023-07-22*

Не рекомендую

### 1/5 — Отстой

*2023-07-19*

Очередной хохловысер

### 1/5 — Poor customer service

*2023-03-06*

I spent a whole day updating the categories of the application, everything was going perfectly, after a couple of days everything was reversed.  I wrote to customer service and the staff have no idea how the app works, so it worried me a lot, because I don't know who manages the security of this app.  I closed it immediately.

**Developer response:** We had to ask a couple of questions to find out the root cause of the issue. We're sorry for the impression we made and for the problem you faced. And speaking about security, no one besides you can access your bank details or transaction information, even the employees. We hope you can give us a last chance. We really want to make things right!

## Frequently asked questions about Saldo

### What does the Saldo finance app do?

Saldo is a financial planning and money management app designed to make personal finance easy and intuitive. It allows you to connect bank accounts to track income and expenses automatically, monitor your spending, identify savings opportunities, and manage upcoming bills.

### What are the key features of Saldo?

Key features include connecting bank accounts for automatic tracking of income and expenses, manual tracking for cash, creating custom spending categories, setting up automated rules for categorization, and simple monthly budgeting. It also helps you understand where your money goes, your bank account balances, net worth, and if your budget is on track.

### Is Saldo free to use?

The app can be downloaded and used for free. However, it does offer in-app purchases, suggesting that some advanced features or functionalities may require payment.

### What banks does Saldo integrate with?

Saldo integrates with most US and Canada banks, including major institutions like Bank of America, Chase, Wells Fargo, Capital One, and Citibank, along with over 700 other banks.

### Who is the target audience for Saldo?

This app is designed for individuals and families who want to gain better control over their finances. It's ideal for those looking to track their spending, reduce unnecessary expenses, increase savings, and reach their financial goals through intuitive budgeting and management tools.

## Version history (last 5 releases)

### 2.0.3 — 2024-03-25

Hi there! In this update meet
• Bug fixes and small improvements to make the app even better

Thanks for using Saldo Finance. We will be glad to hear what you think!

### 2.0.2 — 2024-03-18

Hi there! In this update meet
• Bug fixes and small improvements to make the app even better

Thanks for using Saldo Finance. We will be glad to hear what you think!

### 2.0.1 — 2024-03-08

Hi there! In this update meet
• Bug fixes and small improvements to make the app even better

Thanks for using Saldo Finance. We will be glad to hear what you think!

### 2.0.0 — 2024-03-04

Hi there! In this update meet
• Bug fixes and small improvements to make the app even better

Thanks for using Saldo Finance. We will be glad to hear what you think!

### 1.26.6 — 2024-02-09

Hi there! In this update meet
• Bug fixes and small improvements to make the app even better

Thanks for using Saldo Finance. We will be glad to hear what you think!

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## More apps by Saldo Apps Inc.

- [Invoice Maker・The Estimate App](https://appshunter.io/ios/app/invoice-makerthe-estimate-app/id1447239633)
- [Receipt Scanner・Track Expenses](https://appshunter.io/ios/app/receipt-scannertrack-expenses/id1550270774)
- [Mileage Tracker by Saldo Apps](https://appshunter.io/ios/app/mileage-tracker-by-saldo-apps/id1550607509)
- [Saldo: POS & Tap to Pay](https://appshunter.io/ios/app/saldo-pos-and-tap-to-pay/id6472041423)

All apps by Saldo Apps Inc.: https://appshunter.io/developer/1277532073

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*