# Saldo: Finance Tracker — Personal income & expense log

> Personal income & expense log (iPhone/iPad app by Dzenan Kosuta.)

- Source: https://appshunter.io/ios/app/saldo-finance-tracker/id6787677911 (this page in markdown: same URL + `.md`)
- Developer: [Dzenan Kosuta](https://appshunter.io/developer/6782126540)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 48 MB
- Languages: American English, Bosnian, French (France), German (Germany), Indonesian, European Portuguese, Russian, Serbian, European Spanish, Tajik and 1 more
- Released: 2026-08-25
- Data updated: 2026-09-02
- User reviews in markdown: https://appshunter.io/ios/app/saldo-finance-tracker/id6787677911/reviews.md

## What is Saldo?

Saldo is a personal finance tracker built for clarity over complexity. Every income and expense goes in as a transaction — your running balance is computed automatically. No spreadsheets, no end-of-month arithmetic.

Quick entry
Amount first, category in one tap. The date defaults to today. A transaction takes under 5 seconds.

KASA — monthly overview
Income, expenses, net result, and running balance for any month at a glance. Scroll back through history without any manual work.

Reports & charts
Filter by date range, category, or type. View trends month over month and see exactly where your money goes.

Loan tracker
Track interest-free loans to family and friends separately from your main balance. These entries stay off your ledger — they show you what is owed without distorting your financial picture.

Offline-first
Add transactions without an internet connection. Changes queue locally and sync automatically the moment you come back online.

Push notifications
Set a daily reminder to log your spending. Receive an alert before and on the due date of any loan you are tracking.

Biometric lock
Protect the app with Face ID or fingerprint. Your financial data stays private even if someone else picks up your phone.

Multi-currency
Choose RSD, EUR, or BAM as your base currency. RSD exchange rates are fetched daily from the National Bank of Serbia. BAM is fixed at 1 EUR = 1.95583 BAM.

Dark and light theme
Follows your system preference, or lock to your favourite.

Export and import
Export your transactions to Excel or CSV at any time. Import previous months from existing spreadsheets.

Privacy
Saldo does not show ads, does not sell your data, and does not train AI models with your information. Your financial data is stored securely and belongs to you.


## Version history (last 2 releases)

### 1.4.1 — 2026-08-29

Saldo now speaks your language.

What's new in 1.4.1:
• Eight new languages — Russian, Tajik, Uzbek, Indonesian, Portuguese, Spanish, French and German — joining Bosnian, Serbian and English
• Saldo picks your phone's language on first launch, and English now stands in for anything it doesn't speak yet
• The default categories follow along: switch language and "Namirnice" reads "Groceries", with amounts and month names in that language's own format. Categories you renamed stay exactly as you wrote them
• Fixed editing amounts: deleting a digit from 2.550 now leaves 255, instead of turning it into 2,55. Every amount field behaves the same way, including opening balance and exchange rates
• Exchange rates keep four decimals instead of being rounded to two
• Search in the category picker — start typing to filter, with or without accents (kafic finds Kafić)
• Editing a transaction is clearer: the form is titled and its button says "Save changes"

### 1.3.0 — 2026-08-25

No release notes.

## More apps by Dzenan Kosuta

- [1vs1: Quiz Duel](https://appshunter.io/ios/app/1vs1-quiz-duel/id6782126538)
- [Noorani Qaida: Read Quran](https://appshunter.io/ios/app/noorani-qaida-read-quran/id6782132760)
- [Quran Pomodoro](https://appshunter.io/ios/app/quran-pomodoro/id6782597092)
- [Mektebi](https://appshunter.io/ios/app/mektebi/id6782628223)

All apps by Dzenan Kosuta: https://appshunter.io/developer/6782126540

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*