# Saldo - Personal Finance — Multi-currency expense tracker

> Multi-currency expense tracker (iPhone/iPad app by Abdullah Arab.)

- Source: https://appshunter.io/ios/app/saldo-personal-finance/id6799104302 (this page in markdown: same URL + `.md`)
- Developer: [Abdullah Arab](https://appshunter.io/developer/1872792379)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 98 MB
- Languages: American English
- Released: 2026-08-12
- Data updated: 2026-08-13
- User reviews in markdown: https://appshunter.io/ios/app/saldo-personal-finance/id6799104302/reviews.md

## What is Saldo?

Saldo is a private, offline-first way to track your money — across every account and currency, without ever connecting a bank.

Log an expense in seconds, set budgets that keep you on pace, save toward goals, and always know where your money goes. Your financial data stays on your device.

TRACK EVERYTHING
- Multiple accounts — cash, bank, card, or wallet, each in its own currency
- True multi-currency with your own exchange rates, no forced market feed
- Fast expense, income, and transfer entry with a built-in keypad
- Categorize spending and search your full history

BUDGET SMARTER
- Weekly, monthly, or daily budgets — general or per category
- A daily pace that warns you before you overspend, not after

PLAN AHEAD
- Savings funds with goals and automatic recurring saves
- Track debts you owe and money owed to you
- Schedule bills and recurring transactions, then confirm in a tap

SEE THE FULL PICTURE
- Clear spending breakdowns by week, month, and year
- Category charts, trends, and income vs. spend at a glance

BUILT FOR YOU
- Home and lock screen widgets for balance, budgets, and quick add
- Face ID and Touch ID app lock
- Light and dark themes
- 8 languages with full right-to-left support for Arabic

PRIVATE BY DESIGN
No bank login. No ads. We never sell your data. Everything you track lives on your device.

Saldo is free to use. An optional Saldo Premium subscription unlocks funds, debts, planning, widgets, advanced statistics, and automatic rate sync.

Start tracking in seconds — and finally know where your money goes.

Saldo Pro unlocks Funds, Debts, Planned recurring transactions, automatic exchange-rate sync, advanced stats, and home-screen widgets.

Subscription options:
- Monthly — $3.99 (with free trial)
- Yearly — $19.99 (with free trial)

Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your App Store account settings after purchase.

Privacy Policy: https://saldo.abdullaharab.studio/privacy/
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Montly Subscription | $3.99 | per month |
| Annual Subscription | $19.99 | per year |



## Version history (last 1 release)

### 1.0 — 2026-08-12

No release notes.

## More apps by Abdullah Arab

- [PodiumPace](https://appshunter.io/ios/app/podiumpace/id6759724767)
- [Shark: Gym & Fitness](https://appshunter.io/ios/app/shark-gym-and-fitness/id6762559394)
- [Sfoglia](https://appshunter.io/ios/app/sfoglia/id6794644135)

All apps by Abdullah Arab: https://appshunter.io/developer/1872792379

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*