# Sama Kalpe - Budget & Finances — Manage your finances simply

> Manage your finances simply (iPhone/iPad app by Ibrahima Diallo.)

- Source: https://appshunter.io/ios/app/sama-kalpe-budget-and-finances/id6757722776 (this page in markdown: same URL + `.md`)
- Developer: [Ibrahima Diallo](https://appshunter.io/developer/1868496339)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 12+
- Requires: iOS 17.6 · 49 MB
- Languages: American English, Amharic, Arabic, Bangla, Dutch, Filipino, French (France), German (Germany), Hausa, Hindi and 20 more
- Released: 2026-01-22
- Data updated: 2026-07-20
- User reviews in markdown: https://appshunter.io/ios/app/sama-kalpe-budget-and-finances/id6757722776/reviews.md

## What is Sama Kalpe?

Sama Kalpé — Your Smart Financial Companion

Take control of your finances with Sama Kalpé, the most comprehensive and intuitive budget management app. Whether you want to save for a dream project, track daily expenses, or simply understand where your money goes, Sama Kalpé is here for you.

◆ SMART BUDGET MANAGEMENT
• Create customized budgets by category
• Track income and expenses in real-time
• View your monthly cashflow at a glance
• Get alerts when approaching your limits

◆ SIMPLIFIED TRANSACTION TRACKING
• Add transactions in seconds
• Automatically categorize your expenses
• Manage recurring transactions (rent, subscriptions...)
• Import your data easily

◆ MOTIVATING SAVINGS GOALS
• Set goals with target dates
• Track progress with clear visualizations
• Celebrate achievements with festive animations
• Stay motivated with the streak system

◆ ADVANCED MULTI-CURRENCY
• Support for 150+ world currencies
• Real-time exchange rates
• Built-in converter
• Customizable rate alerts

◆ PERSONAL AI ADVISOR
• Get personalized financial advice
• Analyze your spending habits
• Receive savings recommendations
• Ask your financial questions

◆ DEBT & REPAYMENT MANAGEMENT
• Create flexible repayment plans
• Track payments and due dates
• Visualize progress toward financial freedom
• Manage loans and credits effectively

◆ DETAILED ANALYTICS & CHARTS
• Interactive finance charts
• Category breakdown
• Monthly and yearly trends
• Comparisons and insights

◆ SECURITY & PRIVACY
• Face ID / Touch ID protection
• Secure iCloud sync
• Your data stays private
• Easy backup and restore

◆ FULL CUSTOMIZATION
• Light and dark themes
• Customizable colors
• Home screen widgets
• Interface adapted to your preferences

Sama Kalpé is available in 29 languages and adapts to your local currency. Whether you're a student, professional, or family, our app supports your journey to better financial health.

Download Sama Kalpé now and start your journey to financial freedom!

Privacy Policy: https://samakalpe.sn/privacy-policy.html
Terms of Use: https://samakalpe.sn/sama-kalpe-legal/terms.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual Premium | $12.99 | per year |
| Unlimited AI Chat | $3.99 | per month |
| Unlimited AI Chat (Annual) | $34.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| AI Advisor | $2.99 | one-time |
| Lifetime Premium | $24.99 | one-time |
| Multi-currency | $1.99 | one-time |



## Version history (last 5 releases)

### 2.0 — 2026-07-14

Sama Kalpé 2.0 — our biggest update since launch 

We've completely redesigned the app to make it more beautiful, clearer, and even closer to you.


Fresh new design: a warm, modern look crafted for the diaspora.
Reimagined Cashflow: see your month's flow at a glance, move between months, and track actual vs. planned side by side.
Net worth: keep an eye on your assets and debts, with their month-over-month evolution.
Internal transfers: move money between your budget, savings, and debts — and pay off a debt straight from your savings.
Share your statement: export your monthly financial overview as a PDF.
More reliable sync across iPhone, Android, and Web, plus dozens of fixes for a faster, more stable app.


Thank you for growing Sama Kalpé with us

### 1.10 — 2026-05-17

Amélioration des qualités de l'utilisation

### 1.9 — 2026-03-05

Automatic Assets and Liabilities sync
Your transactions now directly impact your assets and liabilities. 7 categories are pre-linked by default (Savings, Investments, Real Estate, Loans, etc.) and you can configure your own links.
Fixes and improvements:

Fixed interactive tour positioning on all screens
Improved assets and liabilities save reliability
Trash restore now accounts for assets/liabilities impact
Automatic migration for existing users

### 1.8 — 2026-02-10

Tontines
Manage your tontines and contributions directly in the app. Create tontines with your family and friends, track planned and confirmed contributions, and keep a clear overview of your collective financial commitments.
Transfer Tracking
A new feature to track your money transfers to loved ones. Add your beneficiaries, record your transfers and view the complete history of your family remittances.
Sama Kalpe Academy
Learn to better manage your finances through interactive educational modules. Progress at your own pace through practical lessons, quizzes and challenges to improve your financial health.
Improvements

Simplified navigation with back button on new features
Annual report is now accessible from the Analysis page
Bug fixes and stability improvements

### 1.7 — 2026-02-05

New: Conversational AI Assistant
- Add transactions by message
- Scan receipts and bank statements
- Import PDF, Excel and CSV files
- Create goals and repayment plans
- 30 messages/month included with Premium

## More apps by Ibrahima Diallo

- [Diallo Géo](https://appshunter.io/ios/app/diallo-geo/id6770094115)
- [Geoshot — Photo GPS](https://appshunter.io/ios/app/geoshot-photo-gps/id6775427387)

All apps by Ibrahima Diallo: https://appshunter.io/developer/1868496339

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-20.*
