# Sampay > Digital payments and financial services platform for individuals and businesses in Zambia. (iPhone/iPad app by Sampay Limited.) - Source: https://appshunter.io/ios/app/sampay/id1556833152 (this page in markdown: same URL + `.md`) - Developer: [Sampay Limited](https://appshunter.io/developer/1556833154) - Category: Finance - Price: Free - Rating: 4.00/5 from 9 App Store ratings - Age rating: 4+ - Requires: iOS 11.0 · 95 MB - Languages: English - Released: 2021-06-24 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/sampay/id1556833152/reviews.md ## What is Sampay? Samafrica Online Zambia Limited is a Technology Platform and Digital Payments Company that offers web and mobile payments on behalf of merchants and consumers. The company was designated as a Payment Systems Business by the Central Bank of Zambia in January, 2019 and is fully licensed to issue e-money through its payment application called Sampay. The company’s payment solutions include Samchilimba, a Village Banking product that enable consumers to manage a community based fund and operate an internal lending and savings group. Through our Sampay Application, we facilitate the processing of payments throughout Zambia for the purchase and payments of goods and services, as well as the transfer and withdraw of funds through our network of agents and other third-party partners such as banks and mobile money operators. Our vision is to simplify internet payments to suit every person in Africa. To allow the simplest person in a typical African Village to purchase any good or service from the largest providers in the world and get it delivered to their front door. An all-encompassing payment and communication software built by Africans for Africans. THE POWER OF YOUR BUSINESS HOME WITH US Create an account at K0 cost Immediate access to millions of buyers /sellers Instant payment gateway for Zambia to the rest of the world Buy or sell Pay Salaries and Wages Pay ZRA, Zesco and other bills online No ledger fees, no monthly account fees, no unwanted charges Direct and Limitless PAY/RECEIVE ALL SALARIES & WAGES PAY ALL, PAY ONLINE Immediate payment to anyone anywhere Buy airtime, shop online, pay bills, send money or pay in store using scan and pay Instant access to cash Personal finance confirmation Full accountability for employees Confirmation of receipt Cheapest way to pay and save SEND MONEY FROM ANYWHERE TO ANYONE ANYTIME Load your account using mobile money, credit card, Sampay Voucher or direct bank deposit. Press the “Cash In” button and choose the fastest way to load. Use you balance to buy airtime, shop online, pay bills, send money or pay in a store using Scan to Pay. Charges are as low as K0.01 VILLAGE BANKING Offers easy access and inclusion Offers a way to create a savings and internal lending group(s) Offers a fast and secure means to pay contributions into the fund and pay all other group fees Offers an easy way for group(s) to process payouts for internal loan requests. Offers users a way to enable multiple group administrators to control the fund Ensure the transparency and no reliance and risk of the fund being managed by 1 person. Offers the safety of the fund – whereby Members do not have the risk of holding the physical cash Offers a way for members to interact as before yet using a cashless and secure environment. OUR MARKET VALUE Sampay provides advanced financial solutions to businesses and individuals, freeing them up to offer innovative online and mobile services to their clients. Sampay has ready API’s that integrate directly into any App for people to process payments in-app or online. Through our developer program, we allow anyone wishing to integrate with Sampay to do so at no cost to them. Our API solutions can be used in any Application in the world in any programming language through its simple design. We also have the luxury of cross-platform payments such as Bank Account payments, Mobile Money Payments and Solutions through our Sampay Agent system. Multi-vendor Online Shopping platforms Single store online shopping platforms Village Banking solutions to process payments Salary Payment systems Bill settlement systems ## Key features - Web and mobile payments - E-money issuance - Village banking - Fund transfer and withdrawal - Bill payments - Salary and wage payments - Scan to pay ## Frequently asked questions about Sampay ### What is Sampay? Sampay is a digital payments and financial services platform designed for individuals and businesses in Zambia. It allows users to make payments for goods and services, transfer funds, pay bills, and manage savings groups. ### Is Sampay free to use? Yes, creating an account with Sampay is free, and there are no ledger fees, monthly account fees, or unwanted charges. Transaction charges are as low as K0.01. ### What financial services does Sampay offer? Sampay offers a range of services including facilitating payments for goods and services, fund transfers, bill payments (like ZRA and Zesco), salary payments, airtime purchases, and a village banking product for savings and lending groups. ### How can I load money into my Sampay account? You can load your Sampay account using mobile money, credit card, Sampay Voucher, or direct bank deposit. Simply press the 'Cash In' button and choose your preferred method. ### Is Sampay secure? Sampay is designated as a Payment Systems Business by the Central Bank of Zambia and is fully licensed to issue e-money. The platform aims to provide a safe and secure cashless environment for transactions. ### What is the village banking feature in Sampay? The village banking feature, Samchilimba, enables consumers to manage community-based funds, operate internal lending and savings groups, and process payouts for loan requests securely and transparently. ### What devices can I use Sampay on? Sampay is available on iPhone, iPad, and iPod devices, indicating it is designed for the Apple ecosystem. ### How often is Sampay updated? The latest version of Sampay is 3.8.2, and it was last updated on November 30, 2022, suggesting regular updates to improve functionality and security. ## Version history (last 5 releases) ### 3.8.2 — 2022-11-30 Performance improvements. ### 3.8.1 — 2022-11-14 Performance improvement and bug fixes. New and improved app store. ### 3.7.5 — 2022-09-27 Performance improvements and bug fixes. Added support for favourites: - save your frequent contacts as favourites ### 3.7.4 — 2022-08-27 Performance improvements and bug fixes. Added support for contacts: - select phone numbers directly from your phonebook ### 3.6.5 — 2022-08-09 Performance improvements and bug fixes. ## Apps similar to Sampay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Tulix](https://appshunter.io/ios/app/tulix/id1587163986) | — | Free | Finance | | [Yes Money](https://appshunter.io/ios/app/yes-money/id6450957624) | 5.0 (1) | Free | Finance | | [American Bank Inc Biz](https://appshunter.io/ios/app/american-bank-inc-biz/id1491233336) | 4.9 (31) | Free | Finance | | [Awavoucher](https://appshunter.io/ios/app/awavoucher/id1604965901) | — | Free | Finance | | [ComGrow](https://appshunter.io/ios/app/comgrow/id1561423140) | — | Free | Finance | | [SPENN](https://appshunter.io/ios/app/spenn/id1189735564) | 3.9 (60) | Free | Finance | ## More apps by Sampay Limited - [Samshop](https://appshunter.io/ios/app/samshop/id1558431480) - [Sameats](https://appshunter.io/ios/app/sameats/id1559175891) - [Sameats Rider](https://appshunter.io/ios/app/sameats-rider/id1587695633) - [Samtickets](https://appshunter.io/ios/app/samtickets/id1587883893) All apps by Sampay Limited: https://appshunter.io/developer/1556833154 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*