# Sankey: Where's My Money? — Your cash flow in 15 minutes > Minimalist finance app visualizing cash flow and balances with Sankey diagrams. (iPhone/iPad app by Reinhold Blank.) - Source: https://appshunter.io/ios/app/sankey-wheres-my-money/id6794472284 (this page in markdown: same URL + `.md`) - Developer: [Reinhold Blank](https://appshunter.io/developer/6794472286) - Category: Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.0 · 29 MB - Languages: American English, German (Germany) - Released: 2026-10-30 - Data updated: 2026-11-06 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/sankey-wheres-my-money/id6794472284/reviews.md ## What is Sankey? Where did my money go? Enter your typical monthly and yearly amounts and see straight away, in a Sankey diagram, where most of your money goes. Where's My Money? is a minimalist app for income and expenses. Most budgeting apps and expense trackers expect you to log every payment for months before you can see anything. WMM works the other way round. ■ A clear picture in about 15 minutes If you roughly know your main figures, you will have an overview of your finances in about 15 minutes. Entry is built for speed: a number pad, built-in calculators and suggested categories. New to looking at your finances? Start with the demo data and see how it works. No logging, no catching up, no waiting for the end of the month or for payday. 20% of the effort gets you 80% of the result. That is the Pareto principle: the big blocks of income and expenses shape the picture, not a single coffee. ■ No transaction log, no bank sync WMM is not meant for logging every single payment. It shows the structure of your finances: salary, rent, bills, insurance, savings, leisure. Add smaller items whenever they come to mind. Nothing is tied to a date, so there is nothing to miss. ■ Cash flow and balances Cash flow shows what comes in and goes out each month or year. Balances show, alongside it, what you have right now and what you still owe: assets such as savings, investments or money you have lent, and debts such as loans or money you have borrowed. Rough figures, like everything in WMM. ■ What's left of your gross pay WMM can also show the path from gross to net. Add taxes, social security and other deductions directly to your income entry, with the gross amount from your payslip if you like. A single toggle switches both Cash flow and the Sankey diagram between gross and net, and the deductions list shows whether everything matches your payslip. If take-home pay is all you need, just skip this. What you get: - Record income and expenses in your own categories - Keep track of assets and debts as balances, separate from your cash flow - Switch between monthly and yearly amounts - Calculators for fluctuating amounts, for example the average of three months - Save and share your cash flow as a Sankey diagram - Customise categories, colours and appearance - App lock with PIN, fingerprint or face recognition - Discreet mode that hides the amounts when someone is looking - Demo data at the tap of a button, to try the app without your own figures ■ Private and local WMM works without an internet connection. No bank link, no cloud, no user account. Your financial data never leaves your device. There are no ads and no app tracking. WMM Premium unlocks more with a one-time purchase: - Sankey designer: use ready-made styles or save your own colours and sliders - Sankey live view: zoom, go full screen, tap nodes for details - Adjust level of detail: group small entries and list them in a table below the diagram; the totals stay the same - Sankey with percentages only: share without showing amounts - Show income categories in the diagram - Export without watermark - High-resolution export - Backup folder and auto backup: your backups survive an uninstall There is no subscription. Premium is a one-time in-app purchase, and the core features work without it. The price is shown in the store. ## Key features - Sankey diagram visualization - Income and expense entry - Asset and debt tracking - Monthly and yearly views - Customizable categories and appearance - App lock with biometric support - Demo data for beginners ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | WMM Premium | $3.99 | one-time | ## Is Sankey safe? Not enough ratings yet to assess Sankey. ## Is Sankey legit? Sankey: Where's My Money? has limited verification signals. The AppsHunter Legitimacy Score for Sankey is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/sankey-wheres-my-money/id6794472284/reviews.md ### 5/5 — Einfach gut *2026-10-11* Beste App für einen schnellen Überblick über die eigenen Finanzen. Alle Daten bleiben auf dem Gerät oder auf Wunsch in einem verschlüsselten Backup. Cleanes Design und einfache Bedienung. Sankey-Diagramm als Bonus on top. Da bleiben keine Wünsche offen **Developer response:** Vielen Dank für dein Feedback. Das motiviert mich wirklich sehr! Wenn du Ideen oder Wünsche hast, freue ich mich über eine Nachricht, direkt über die Feedback-Funktion in den App-Einstellungen oder über das Kontaktformular auf wheresmymoney-app.com. ### 5/5 — Outstanding! *2026-09-18* Eine wirklich gelungene Einnahmen- und Ausgaben-App. Minimalistisch, optisch ansprechend und mit einer hervorragenden User Experience - man merkt, dass hier wirklich bis ins Detail mitgedacht wurde. Alles wirkt intuitiv, aufgeräumt und konsequent umgesetzt. Großes Lob an den Entwickler! Eine Erweiterung würde ich mir noch wünschen: die Möglichkeit, auch Sparkonten bzw. weitere Konten zu hinterlegen, ohne dass diese zwingend in die laufende Einnahmen-/Ausgabenrechnung einfließen. Einfach, um jederzeit nachvollziehen zu können, wie und wo die eigenen liquiden Mittel aktuell verteilt sind. Das würde die App für mich nahezu perfekt machen. **Developer response:** Vielen Dank für die ausführliche Rezension! Dass die App gut ankommt und noch so ein Lob dazu, freut mich sehr! Die Idee finde ich interessant, gerade weil auch dafür grobe Beträge genügen würden, meiner Ansicht nach, so wie überall sonst in der App auch. Wenn ich es richtig verstehe, geht es darum, auf einen Blick zu sehen, wo jenseits der laufenden Ausgaben noch Beträge liegen, z. B. Tagesgeld, Sparkonto, Depot, Bausparer. Oder geht es weiter, bis hin zu Schulden und einem Gesamtbild? Bevor ich dazu etwas umsetze, würde ich gerne noch genauer verstehen, wie der eigene Anwendungsfall ist. Über eine Nachricht mit Feedback würde ich mich freuen: gerne in der App unter Einstellungen, "Feedback senden", oder über das Kontaktformular auf wheresmymoney-app.com. ### 5/5 — Tolle app *2026-09-09* Eine tolle App. Endlich Überblick über die Finanzen ohne jede einzelne Buchung mit Cent Beträgen erfassen zu müssen. Keine Cloud, keine Bankanbindungen, keine Gefahr von Datenleaks. Und dann noch richtig schön mit Sankeys dargestellt. Absolute Empfehlung! **Developer response:** Vielen Dank, es freut mich, dass das Konzept und die Sankeys ankommen. Ideen und Wünsche gern über die Feedback-Funktion in den Einstellungen. ## Frequently asked questions about Sankey ### How does Sankey: Where's My Money? help me understand my finances? Sankey: Where's My Money? uses a Sankey diagram to visually represent your income and expenses. By entering rough monthly or yearly figures, you can quickly see the major flows of your money, providing a clear overview of your financial structure. ### Does Sankey: Where's My Money? require bank account linking? No, Sankey: Where's My Money? does not require bank account linking. It is designed to work privately and locally on your device, focusing on manual entry of your financial figures without needing access to your bank accounts or the cloud. ### What is the difference between cash flow and balances in Sankey: Where's My Money? Cash flow shows what comes in and goes out each month or year, illustrating the movement of money. Balances, on the other hand, track your current assets (like savings) and debts (like loans) separately from the cash flow. ### Can I see my finances from gross to net pay with Sankey: Where's My Money? Yes, Sankey: Where's My Money? can show the path from gross to net pay. You can add taxes, social security, and other deductions directly to your income entry, and a toggle allows you to switch between gross and net views. ### Is Sankey: Where's My Money? free to use? Sankey: Where's My Money? is free to download and use for its core features. Additional advanced design and viewing options are available through a one-time purchase called WMM Premium. ### How often is Sankey: Where's My Money? updated? The app was last updated on October 31, 2026, with version 1.3.0. This indicates a recent update, suggesting ongoing development and support for the application. ### What devices is Sankey: Where's My Money? compatible with? Sankey: Where's My Money? is compatible with iPhone and iPod devices. It is designed for iOS users who want a visual way to manage their personal finances. ### Does Sankey: Where's My Money? have ads? No, Sankey: Where's My Money? is ad-free. The developer states that there are no ads and no app tracking, ensuring a private and uninterrupted user experience. ## Version history (last 4 releases) ### 1.3.0 — 2026-10-31 - Gross/net view in Cash flow and the Sankey diagram - Record payslip deductions on income entries, with optional gross from the payslip - New deductions list: checks against your payslip, monthly or yearly view - Calculate recurring, variable or rare payments - Categories: more colors and icons, faster selection - Backups: compact tables of entries and categories - various improvements and bug fixes ### 1.2.1 — 2026-10-11 - List design: comments are no longer italic - Entry screen: if the period differs from the overview, an additional amount is shown as a guide - Entry screen: on small phones, the amount stays easy to read while the keyboard is open - Entry screen: long category names wrap onto two lines, and a long press shows the full name - Settings: 20 more currencies added - various bug fixes ### 1.2.0 — 2026-10-09 - New: "Balances" tab for assets and debts - New navigation bar at the bottom: Cash flow, Balances, Settings - Categories with a single entry are shown as one row - Reordering now has its own mode, with pre-sorting - Swipe menu: "Add" creates an entry in the same category - New sort option: by last change - Your amounts stay hidden in the app switcher - Various bug fixes - With Premium: a table below the Sankey diagram lists what the level of detail has grouped ### 1.1.0 — 2026-09-04 No release notes. ## Apps similar to Sankey | App | Rating | Price | Category | | --- | --- | --- | --- | | [Frudini – Save as a Couple](https://appshunter.io/ios/app/frudini-save-as-a-couple/id6767518354) | — | Free | Finance | | [CapBudget](https://appshunter.io/ios/app/capbudget/id6813597316) | — | Free | Finance | | [Swiss Flow](https://appshunter.io/ios/app/swiss-flow/id6759468585) | — | Free | Finance | | [Topf: Expense Tracker](https://appshunter.io/ios/app/topf-expense-tracker/id6807088867) | — | Free | Finance | | [Money Tracker – Budget & Spend](https://appshunter.io/ios/app/money-tracker-budget-and-spend/id6758520984) | — | Free | Finance | | [Lira: Expense Tracker](https://appshunter.io/ios/app/lira-expense-tracker/id6759791728) | — | Free | Finance | ## Related topics [sankey diagram](https://appshunter.io/ios/topics/sankey-diagram) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*