# Saraswat Bank GOMO NxT — Saraswat GOMO NxT > Secure mobile banking app for fund transfers, bill payments, and account management. (iPhone/iPad app by THE SARASWAT CO-OPERATIVE BANK LIMITED.) - Source: https://appshunter.io/ios/app/saraswat-bank-gomo-nxt/id6478522982 (this page in markdown: same URL + `.md`) - Developer: [THE SARASWAT CO-OPERATIVE BANK LIMITED](https://appshunter.io/developer/903853617) - Category: Finance - Price: Free - Rating: 2.14/5 from 7 App Store ratings · 2 written reviews indexed - Age rating: 17+ - Requires: iOS 15.2 · 179 MB - Languages: English - Released: 2025-12-05 - Data updated: 2026-07-22 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/saraswat-bank-gomo-nxt/id6478522982/reviews.md ## What is Saraswat Bank GOMO NxT? Welcome to the Enhanced Saraswat Bank Mobile Banking App Enjoy secure, smart, and seamless banking—anytime, anywhere—with the all-new Saraswat Bank Mobile App. Secure & Instant Access Log in effortlessly using biometric authentication or a 4-digit PIN. Your security is our top priority. Quick & Easy Fund Transfers Transfer funds instantly within Saraswat Bank or to other banks via IMPS, NEFT, and more. Block debit services instantly to prevent fraud. All-in-One Dashboard Track account balances, deposits, credit card dues, and utility bills—all in one place. Open Deposits Start Fixed or Recurring Deposits with just a few taps. Complete Card Management Apply for debit or credit cards, manage limits, pay bills, and block or hotlist lost/stolen cards—right from your mobile. Bill Payments & Recharges Pay for electricity, gas, DTH, and mobile services instantly. Set up auto-payments for recurring bills. Advanced Security Features Device registration: Access allowed only from your trusted device SIM verification: Works only with your registered mobile number Real-time security (RASP): Prevents screen mirroring, remote access, and data leaks Getting Started is Easy Ensure your registered SIM is in your device, SMS services are active, and you have your debit card or net banking credentials for one-time setup. Smart Banking Tools One-Touch Share: Instantly share payment receipts Favourites: Save frequent transactions for quick access More Services at Your Fingertips Download interest certificates, apply for loans or credit cards, and buy insurance—all within the app. GOMO NxT Mobile Banking Features Fund Transfers 24x7 instant fund transfers via IMPS Transfer within your own accounts, within Saraswat Bank, or to other banks Transfer using mobile number, account number, RTGS/NEFT/IMPS Schedule NEFT transfers for a future date and time Account Management Check balances, view recent transactions, and download statements Search and manage saved beneficiaries Add or delete payees easily Deposits & Loans Create and manage Term/Recurring Deposits Premature closure of deposits View interest rates View loan account details and download statements Open Overdraft (OD) account online Debit Card Services Generate digital debit card Block/unblock card Reset PIN Use cardless cash withdrawal Value-Added Services Search IFSC codes Locate Saraswat Bank branches or ATMs Request chequebooks Check cheque status or stop payment Receive statements via email Update your email ID One-Click Financial Services Apply for ASBA (Applications Supported by Blocked Amount) for IPOs Invest in mutual funds Buy insurance policies instantly Complete KYC/Re-KYC online in just a few steps ## Key features - Biometric and PIN login - Instant fund transfers (IMPS, NEFT) - All-in-one account dashboard - Open fixed and recurring deposits - Debit and credit card management - Bill payments and recharges - Advanced security features ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/saraswat-bank-gomo-nxt/id6478522982/reviews.md ### 1/5 — UNABLE TO SEND VERIFICATION SMS *2026-04-06* Unable to send verification SMS. Help!! **Developer response:** Hi, We would like to chat with you with regards to your experience with us. Can you provide us your customer ID at dbd@saraswatbank.com so that we can reach out? ### 1/5 — Problem with Verification *2026-01-12* I am having problem with SMS verification. It never gets verified, I have tried multiple times after sending message. It gets stuck at Loading screen only. **Developer response:** We regret the inconvenience you had to face. For better assistance please share your information with dbd@saraswatbank.com. We will be happy to assist you. ## Frequently asked questions about Saraswat Bank GOMO NxT ### How secure is Saraswat Bank GOMO NxT? Saraswat Bank GOMO NxT employs advanced security features including device registration, SIM verification, and real-time security (RASP) to prevent unauthorized access and data leaks. It also offers biometric authentication and a 4-digit PIN for login. ### What types of fund transfers can I make with Saraswat Bank GOMO NxT? You can perform 24x7 instant fund transfers via IMPS, NEFT, and RTGS. Transfers can be made within your own accounts, within Saraswat Bank, or to other banks using mobile number, account number, or other transfer methods. You can also schedule NEFT transfers for a future date. ### Can I manage my cards through Saraswat Bank GOMO NxT? Yes, the app provides complete card management services. You can apply for debit or credit cards, manage limits, pay bills, generate a digital debit card, reset PIN, use cardless cash withdrawal, and block or hotlist lost/stolen cards instantly. ### What are the requirements to get started with Saraswat Bank GOMO NxT? To begin using Saraswat Bank GOMO NxT, ensure your registered SIM is in your device, SMS services are active, and you have your debit card or net banking credentials for a one-time setup. The app is available for iPhone and iPod. ### Does Saraswat Bank GOMO NxT offer any investment services? Yes, Saraswat Bank GOMO NxT allows you to invest in mutual funds and apply for ASBA (Applications Supported by Blocked Amount) for IPOs directly within the app. You can also buy insurance policies instantly. ### How often is Saraswat Bank GOMO NxT updated? The latest version of Saraswat Bank GOMO NxT is 1.3, which was last updated on April 2, 2026. Updates typically include new features, performance improvements, and security enhancements. ### What is the user rating for Saraswat Bank GOMO NxT? Saraswat Bank GOMO NxT has a user rating of 1.7 stars based on 6 ratings. This suggests that while the app offers many features, user satisfaction may be low. ### Can I open new accounts or loans through Saraswat Bank GOMO NxT? Yes, you can open Fixed or Recurring Deposits with just a few taps. The app also allows you to view loan account details, download statements, and open an Overdraft (OD) account online. You can also apply for loans or credit cards. ## Version history (last 5 releases) ### 1.4 — 2026-06-15 Policy update ### 1.3 — 2026-04-02 Minor bug Fixes, Improved user experience ### 1.2 — 2025-12-08 Security and Performance Enhancements. ### 1.1 — 2025-09-05 Improvements and bug fixes to improve your overall experience, ensuring smoother navigation and fewer disruptions. Keep your app updated to experience the latest features and enhancements. ### 1.0 — 2025-08-28 No release notes. ## Apps similar to Saraswat Bank GOMO NxT | App | Rating | Price | Category | | --- | --- | --- | --- | | [Zen Lyfe - Bank of Maharashtra](https://appshunter.io/ios/app/zen-lyfe-bank-of-maharashtra/id6745421027) | 2.2 (14) | Free | Finance | | [NJ E-Wealth Account](https://appshunter.io/ios/app/nj-e-wealth-account/id608914953) | 4.1 (23) | Free | Finance | | [My-Wealth](https://appshunter.io/ios/app/my-wealth/id1116107323) | 2.5 (16) | Free | Finance | | [All India Bullion: Live Gold](https://appshunter.io/ios/app/all-india-bullion-live-gold/id1591279956) | 4.0 (2) | Free | Finance | | [MahaSecure](https://appshunter.io/ios/app/mahasecure/id889879753) | 1.3 (28) | Free | Finance | | [CDSL MyEasi App](https://appshunter.io/ios/app/cdsl-myeasi-app/id6737304195) | 1.0 (5) | Free | Finance | ## More apps by THE SARASWAT CO-OPERATIVE BANK LIMITED - [Saraswat Bank Mobile Banking](https://appshunter.io/ios/app/saraswat-bank-mobile-banking/id1188236676) - [Saraswat Credit Card](https://appshunter.io/ios/app/saraswat-credit-card/id1302015824) - [Saraswat Bank Society Connekt](https://appshunter.io/ios/app/saraswat-bank-society-connekt/id1622147983) All apps by THE SARASWAT CO-OPERATIVE BANK LIMITED: https://appshunter.io/developer/903853617 ## Related topics [engwe](https://appshunter.io/ios/topics/engwe) · [gomo](https://appshunter.io/ios/topics/gomo) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-22.*