# Saratoga National Bank

> Mobile banking app for managing accounts, transfers, bill payments, and deposits. (iPhone/iPad app by SARATOGA NATIONAL BANK & TRUST COMPANY.)

- Source: https://appshunter.io/ios/app/saratoga-national-bank/id759249889 (this page in markdown: same URL + `.md`)
- Developer: [SARATOGA NATIONAL BANK & TRUST COMPANY](https://appshunter.io/developer/759249892)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.76/5 from 919 App Store ratings · 19 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 91 MB
- Languages: English, Chinese
- Released: 2013-12-09
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/saratoga-national-bank/id759249889/reviews.md

## What is Saratoga National Bank?

Bank anywhere, anytime with the mobile banking app from Saratoga National Bank. It's easy, it's secure, and it's FREE! Just download the app to your iPhone or iPad, and in no time you'll be able to manage your money on the go with the following features:

>Check balances
>View transaction history
>Transfer money between accounts
>Pay all your bills in one place*
>Make deposits

To get started, enroll in Saratoga National Bank Online Banking at saratoganationalonline.com. If you are already enrolled, use your Online Banking login information to sign into the mobile app.

DISCLOSURES:
*You must be enrolled in the Bill Pay feature of Saratoga National Bank Online Banking, and our payees must be established.
Terms/Service Agreement: saratoganationalonline.com/bridge/disclosures/ib/disclose.html
Privacy Policy for Consumers: saratoganational.com/Portals/2/PDFs/Disclosures/Privacy.pdf

iPhone and iPad are a trademark of Apple Inc.
Saratoga National Bank   Member FDIC

## Key features

- Check account balances
- View transaction history
- Transfer money between accounts
- Pay bills
- Make mobile deposits

## What do users think of Saratoga National Bank?

Overall sentiment: negative

**Pros**

- 🚀 Easy to use
- 👍 Wonderful mobile deposit
- 🔒 Fingerprint login

**Cons**

- 🐛 Mobile check deposit doesn't work sometimes
- 🐛 Glitchy at times, won't load
- 🔒 Limited transfer frequency

**Commonly reported bugs**

- Login issues
- Trouble scanning checks

**Most requested features**

- Improve online banking experience
- Increase transfer frequency

## Recent user reviews (10 of 19)

All indexed reviews: https://appshunter.io/ios/app/saratoga-national-bank/id759249889/reviews.md

### 1/5 — Avoid this bank

*2023-10-27*

Very unprofessional!

### 1/5 — Can not pay my car loan with app

*2023-02-09*

Useless and angers me very much

### 1/5 — No so good.

*2023-01-13*

The employees in your bank are fantastic. 
The issue lies with the awful. Awful. Awful online banking services. 

From Friday at 5 until Tuesday at 9 the service is unavailable. It is drastically poorer quality than even the smallest local credit unions. 

Yet. In a daily basis during those times. I can receive endless. Useless messages about common sense items. Phishing scams on line safety. 

Perhaps we could skip beating routine information to death. And focus on having a more real time experience with the online banking features at Saratoga National.

### 5/5 — Mobile check deposit doesn’t work sometimes.

*2022-10-10*

Mobile check deposit doesn’t work sometimes.

### 1/5 — Online is terrible

*2021-05-15*

Worst online service from any bank is Saratoga Bank
All the best bad names used

### 5/5 — App

*2021-03-14*

I like the app but......I don’t like how I can only transfer so many times a month, when it’s MY money....😒

### 5/5 — Works Just Fine

*2020-06-15*

The App is great!

### 1/5 — Fix this!

*2019-10-28*

Doesn’t let me login to check my balance since I’ve gotten the app. It’s trash

### 5/5 — Mobile deposit

*2019-09-11*

Wonderful. So easy to use

### 5/5 — Love it!

*2019-04-20*

Great app

## Frequently asked questions about Saratoga National Bank

### What can I do with the Saratoga National Bank mobile app?

The app allows you to bank anywhere, anytime. You can check your account balances, view your transaction history, transfer money between your accounts, pay all your bills in one place, and make deposits directly from your device.

### Is the Saratoga National Bank mobile app free to use?

Yes, the app is completely FREE to download and use. You can manage your money on the go without any additional cost for the application itself.

### How do I get started with the mobile banking app?

To get started, you need to be enrolled in Saratoga National Bank Online Banking. You can enroll at saratoganationalonline.com. If you are already enrolled, simply use your existing Online Banking login information to sign into the mobile app.

### What are the requirements for using the bill pay feature?

To use the bill pay feature, you must be enrolled in the Bill Pay feature of Saratoga National Bank Online Banking. Additionally, your payees must be established within the system before you can pay them through the app.

### What devices is the app compatible with?

The app is designed for use on iPhones and iPads. These devices are trademarks of Apple Inc. and provide a secure platform for mobile banking.

## Version history (last 5 releases)

### 2025.5.0.1 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.2.2.3 — 2025-03-19

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2024.7.0.1 — 2024-09-11

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2024.4.0.10 — 2024-06-25

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2024.01.01 — 2024-03-26

Improved login flow for those using biometrics
Increased visibility for closed accounts within account details screen
Various additional enhancements and bug fixes

## Apps similar to Saratoga National Bank

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [SEAT Financial Vault](https://appshunter.io/ios/app/seat-financial-vault/id1606211000) | — | Free | Finance |
| [LlenaTuPlanilla.com](https://appshunter.io/ios/app/llenatuplanillacom/id1605417660) | — | Free | Finance |
| [Kopter-Profi Versicherung](https://appshunter.io/ios/app/kopter-profi-versicherung/id1588241860) | — | Free | Finance |
| [Trustco Bank Mobile](https://appshunter.io/ios/app/trustco-bank-mobile/id1521999304) | 4.7 (3,194) | Free | Finance |
| [Saratoga’s Credit Union](https://appshunter.io/ios/app/saratogas-credit-union/id1438745869) | 4.8 (250) | Free | Finance |
| [ATC WebWise](https://appshunter.io/ios/app/atc-webwise/id1108159557) | 4.3 (10) | Free | Finance |

## More apps by SARATOGA NATIONAL BANK & TRUST COMPANY

- [SNB Business Mobile Banking](https://appshunter.io/ios/app/snb-business-mobile-banking/id1461477343)

All apps by SARATOGA NATIONAL BANK & TRUST COMPANY: https://appshunter.io/developer/759249892

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*