# Saratoga’s Credit Union

> Mobile banking app for credit union members to manage accounts, payments, and locate branches. (iPhone/iPad app by Saratoga's Community Federal Credit Union.)

- Source: https://appshunter.io/ios/app/saratogas-credit-union/id1438745869 (this page in markdown: same URL + `.md`)
- Developer: [Saratoga's Community Federal Credit Union](https://appshunter.io/developer/1438745868)
- Category: Finance
- Price: Free
- Rating: 4.75/5 from 260 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 102 MB
- Languages: English
- Released: 2018-10-22
- Data updated: 2026-09-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/saratogas-credit-union/id1438745869/reviews.md

## What is Saratoga’s Credit Union?

The Saratoga’s Community Federal Credit Union app is a must have for credit union members to keep on track with their finances.  Locate the nearest branch/ATM, deposit checks, transfer funds, pay bills, and even send money to a friend or family member with simply their email address or cell phone number.  Through the app you can conveniently and securely:
- Check your account balances
- View recent transactions
- Deposit checks
- Pay bills
- Send money to friends/family with their email or phone number
- Transfer money between your accounts
- Find ATMs and branch locations

In order to enable certain features, this application needs Banking, Finance, Bill ato access the following on your device:
- Location services: So we can return ATM/Branch search results that are relevant to your current location
- Camera: So that you can use the Mobile Check Deposit feature
- Contacts: So that when using the Popmoney person-to-person payments feature you can easily select a contact from your device to pay

## Key features

- Check account balances
- View recent transactions
- Deposit checks
- Pay bills
- Send money to contacts
- Transfer funds between accounts
- Find ATMs and branches

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/saratogas-credit-union/id1438745869/reviews.md

### 1/5 — App doesn’t work

*2023-03-16, version 22.2.80*

Every time I open it, it crashes - I have tried re installing and it still doesn’t work.   Hopefully they update their app soon.

### 5/5 — ATM

*2022-07-18, version 21.3.40*

Your rap is perfect it’s not having an ATM downtown Saratoga that’s killing everybody now we are drive miles and miles to use an ATM either we have to pay to be able to withdraw my money after hoursAt other ATMs

### 1/5 — Mobile deposit

*2022-07-05, version 21.3.40*

Your electronic stamp placed on the back of the check covers the images 
below the signature on the back of the check.   There for does not accept the checks and have to redo the photo and up load again of the check again.  To see if taken. 
This is not the first time this has happened

### 1/5 — Touch ID doesn’t work!

*2020-10-22, version 20.1.200*

Touch ID doesn’t work!

## Frequently asked questions about Saratoga’s Credit Union

### What can I do with the Saratoga's Credit Union app?

The app allows credit union members to manage their finances conveniently. You can check account balances, view recent transactions, deposit checks using your device's camera, pay bills, and send money to friends or family via email or phone number. It also helps you locate nearby ATMs and branches.

### How do I deposit a check using the app?

To deposit a check, you will need to grant the app access to your device's camera. Once permission is granted, you can follow the in-app instructions to take photos of the front and back of your endorsed check for mobile deposit.

### Is there a cost to use the Saratoga's Credit Union app?

Based on the provided information, the app is free to download and use for credit union members. There are no mentioned subscription fees or upfront purchase costs.

### What permissions does the app require and why?

The app requires access to Location Services to find relevant ATM and branch results based on your current location. It needs Camera access for the Mobile Check Deposit feature and Contacts access to easily select recipients for person-to-person payments.

### How can I send money to a friend or family member?

You can send money to friends or family using the Popmoney feature by providing their email address or cell phone number. The app will use your device's contacts to help you select who to pay, making the process quick and easy.

## Version history (last 5 releases)

### 26.1.20 — 2026-07-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-02-25

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.50 — 2024-11-18

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.1.70 — 2024-06-25

New updates are regularly released to improve your mobile banking experience. Our latest release includes several new and enhanced card management and spend insight features. Select “Cards” to access these features and learn more about your spending.

### 23.2.20 — 2024-02-07

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

## Apps similar to Saratoga’s Credit Union

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [BSNB Mobile Banking](https://appshunter.io/ios/app/bsnb-mobile-banking/id836597254) | 4.8 (1,046) | Free | Finance |
| [Arrow Bank Business](https://appshunter.io/ios/app/arrow-bank-business/id1461476077) | 2.3 (3) | Free | Finance |
| [Arrow Bank](https://appshunter.io/ios/app/arrow-bank/id759205884) | 4.7 (4,783) | Free | Finance |
| [CRFCU Mobile Banking](https://appshunter.io/ios/app/crfcu-mobile-banking/id813957362) | 4.0 (5) | Free | Finance |
| [TCTFCU Member.Net](https://appshunter.io/ios/app/tctfcu-membernet/id6470067251) | 1.8 (31) | Free | Finance |
| [ATC WebWise Plus](https://appshunter.io/ios/app/atc-webwise-plus/id1553821339) | 4.8 (932) | Free | Finance |

## Related topics

[Saratoga](https://appshunter.io/ios/topics/saratoga)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*