# Sarmaaya

> Subscription-based portfolio tracking and wealth management for investors and traders. (iPhone/iPad app by abcData.)

- Source: https://appshunter.io/ios/app/sarmaaya/id6480111724 (this page in markdown: same URL + `.md`)
- Developer: [abcData](https://appshunter.io/developer/1534703804)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 2.30/5 from 3 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 78 MB
- Languages: American English
- Released: 2024-12-05
- Data updated: 2026-08-18
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/sarmaaya/id6480111724/reviews.md

## What is Sarmaaya?

Sarmaaya is your essential partner for managing, optimizing, and growing your portfolio.
Whether you're a hands-on trader or a long-term investor, Sarmaaya provides real-time insights and updates, ensuring you never miss critical moments.
• Real-Time Notifications: From board meetings and payouts to vital earnings announcements, Sarmaaya keeps you informed in the moment, so you're always one step ahead.
• Insights that Matter: Track your portfolio's performance with analytics that let you see if you're outpacing the market. Compare your investments with ETFs and indexes to measure your performance against the benchmarks, giving you a clearer perspective on your investment strategy.
• Unparalleled Portfolio Management: Organize and analyze your holdings with comprehensive reports, including dividend history, unrealized gains, and personalized alerts. Consolidate multiple portfolios for a single view of your financial standing.
• Tax Efficiency Tools and Filer Status: Maximize earnings with built-in CGT and tax tracking, understand how your tax deductions vary with your filer-status.
Sarmaaya is a subscription-based portfolio tracking and wealth management tool built for investors and traders who want clarity, control, and growth. With real-time alerts, intelligent insights, and powerful financial tools, Sarmaaya empowers you to go beyond managing wealth — helping you grow and scale it smarter. It’s your all-in-one companion for building long-term financial success.

Here’s What You Get with Sarmaaya:

Unified Smart Dashboard:
See all your investments — stocks, ETFs, mutual funds, commodities, forex, and cash — in one smart view with quick links for fast access. Monitor your portfolio and key performance indicators at a glance, and stay organized without juggling multiple apps or spreadsheets.

Advanced Insights & Analytics:
Enhanced metric screens for stocks, ETFs, mutual funds, indexes, gold, and forex give you a clear view of your portfolio’s performance and trends. Spot opportunities and risks as they happen, enabling timely, data-driven decisions.

Real-Time Watchlist Alerts
Build a personalized watchlist to track the investments that matter the most. Receive updates on earnings, dividends, board meetings, insider trades, and price movements, so you can act quickly on market events without missing key opportunities.

Tax & Filer Advantage Tools:
Smart CGT tracking and tax deduction insights help you grow your portfolio efficiently. See how your filer status affects taxes, brokerage costs, and net returns, so you can optimize your investments, save more, and reduce surprises at year-end.

Powerful Financial Calculators:
Quickly calculate ROI, CAGR, SIP, deductions, and more without manual effort. Test different scenarios to see how your portfolio can grow over time, take the guesswork out of planning, and make faster, beneficial decisions.

Comprehensive Portfolio Reports:
Access detailed reports covering performance, unrealized gains, and dividend history across multiple holdings in a single consolidated view. Gain actionable insights to identify opportunities and risks, and adjust your strategy to maximize returns while reducing financial setbacks.

Learn While You Grow:
Watch integrated tutorials, tips, and strategies from financial experts directly in the app. Upgrade your knowledge and sharpen your investing skills at your own pace, applying what you learn immediately to your portfolio.

Faster, Smoother, Better:
Enjoy a seamless app experience with improved speed and constant performance upgrades. Navigate your investments effortlessly and focus on growing your wealth, not troubleshooting the app.

With Sarmaaya, managing and growing money becomes simple, powerful, and stress-free.

## Key features

- Real-time portfolio insights and alerts
- Performance tracking against market benchmarks
- Comprehensive portfolio organization and reports
- Tax efficiency tools and CGT tracking
- Unified smart dashboard for all investments
- Advanced analytics for stocks, ETFs, and more
- Personalized watchlist with real-time updates

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Monthly | $19.99 | per month |
| Lite Monthly | $4.99 | per month |
| Premium Monthly | $29.99 | per month |
| Lite Yearly | $49.99 | per year |
| Pro Yearly | $199.99 | per year |
| Premium Yearly | $299.99 | per year |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/sarmaaya/id6480111724/reviews.md

### 5/5 — Stoc

*2026-01-26*

Bhut acha sistem muratab kia h vari naice

**Developer response:** Hi. We appreciate your feedback and we’re glad you’re enjoying the experience. 

Keep using Sarmaaya and keep winning your investing game. Good Luck!


— Team Sarmaaya Financials

### 2/5 — Incorrect data

*2025-12-01*

The incorrect company data makes me seriously question the value of the premium package. If company information is incorrect, what use is this?

**Developer response:** Sorry to hear you are facing issue of some wrong data. If you can please let us know the specific details at support@sarmaaya.pk. We will definitely work on it. Thanks

### 1/5 — Not a good experience

*2025-01-23*

I could not understand simple things about PSX from this app . Can i buy any stock?

**Developer response:** Thank you for your feedback. Our app is designed for portfolio tracking and investment analysis, not for buying or selling stocks. You will need a brokerage account to purchase PSX stocks. If anything in the app was confusing, please let us know. We are here to help.

## Frequently asked questions about Sarmaaya

### What is Sarmaaya?

Sarmaaya is a subscription-based portfolio tracking and wealth management tool designed for investors and traders. It offers real-time insights, alerts, and financial tools to help users manage, optimize, and grow their investments.

### What types of investments can I track with Sarmaaya?

Sarmaaya allows you to track a wide range of investments including stocks, ETFs, mutual funds, commodities, forex, and cash. All your investments can be viewed in a unified smart dashboard.

### Does Sarmaaya offer a free trial?

Yes, all subscription plans for Sarmaaya, including Lite, Pro, and Premium, come with a 1-month free trial period.

### How does Sarmaaya help with taxes?

Sarmaaya includes built-in CGT (Capital Gains Tax) tracking and tax deduction insights. It helps you understand how your filer status affects taxes and brokerage costs, enabling you to optimize investments and reduce year-end surprises.

### What are the different subscription tiers for Sarmaaya?

Sarmaaya offers Lite, Pro, and Premium monthly and yearly subscription plans, with prices ranging from $4.99/month for Lite Monthly to $29.99/month for Premium Monthly, and $49.99/year for Lite Yearly to $199.99/year for Pro Yearly.

### How often is Sarmaaya updated?

The latest version of Sarmaaya, 2.4.0, was last updated on March 17, 2026. Updates are released regularly to ensure the app is reliable and features the latest financial tools.

### What devices support Sarmaaya?

Sarmaaya is available on iPhone, iPad, and iPod. It is designed to provide a seamless experience across these Apple devices.

### What is the user sentiment for Sarmaaya based on ratings?

Based on the provided data, Sarmaaya has a rating of 2.3 stars from 3 ratings. This suggests that current user sentiment is mixed to negative.

## Version history (last 5 releases)

### 2.6.1 — 2026-08-15

Company details screen loading performance improvements
Explosive Ratios for Elite users
Mutual fund sorting on Risk Profile issue in Assets screen is fixed
Hide add button in portfolio and watchlist UI if user is anonymous
Zakat listing performance improvements
App loading and performance improvements

### 2.6.0 — 2026-07-24

Anonymous user can use the app
Periodic return chart in portfolio
Improved subscription flow
Improved login/signup, forgot password flow
App loading performance is improvement
Other bug fixes

### 2.5.0 — 2026-05-23

Sarmaaya score in stock details page
Updated mutual fund snapshot data
Zakat implementation in portfolio
Compare stocks tool fixes
Compare mutual tool fixes
Peer comparison in stock details fixed
Peer comparison in mutual fund details fixed
Other fixes and performance improvements

### 2.4.2 — 2026-05-07

Cash info in portfolio is sortable
Trades, payouts, tax and deductions tabs are sortable in holding details
Buy volume value is fixed in Dashboard and Market screen
Stock active, gainer and looser selection is fixed
Mutual fund gainer and loose selection is fixed
Fixed nav value mutual fund details
Improved error handling
Fixed return value color issue in stock details
Fixed not showing comparison data in mutual fund comparison screen

### 2.4.1 — 2026-03-29

Fixed chart display issue when device is in dark mode
Improvement in line charts

## Apps similar to Sarmaaya

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [iInvest Pakistan Stocks (PSX)](https://appshunter.io/ios/app/iinvest-pakistan-stocks-psx/id1090462694) | 4.4 (45) | Free | Finance |
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| [Mahaana](https://appshunter.io/ios/app/mahaana/id6748813116) | — | Free | Finance |
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## More apps by abcData

- [Sarmaaya](https://appshunter.io/ios/app/sarmaaya/id1534703802)
- [Learn by Sarmaaya](https://appshunter.io/ios/app/learn-by-sarmaaya/id6745784838)
- [KYE: Know Your Expenses](https://appshunter.io/ios/app/kye-know-your-expenses/id6751396987)

All apps by abcData: https://appshunter.io/developer/1534703804

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*