# Saru - Expenses and Money — Calendar budget, loan tracker

> Personal finance manager for budgeting, expense tracking, and loan management. (iPhone/iPad app by Diego Roses.)

- Source: https://appshunter.io/ios/app/saru-expenses-and-money/id1420428617 (this page in markdown: same URL + `.md`)
- Developer: [Diego Roses](https://appshunter.io/developer/1420428616)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 4.90/5 from 8 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 10 · 139 MB
- Languages: American English, French (France), German (Germany), Italian, European Portuguese, Russian, European Spanish
- Released: 2018-09-02
- Data updated: 2026-06-22
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/saru-expenses-and-money/id1420428617/reviews.md

## What is Saru?

Saru will help you take control of your budgets and finances. You can control all your accounts from the same panel, keep track of expenses, loans and invoices in a very agile and visual way. In a few clicks you will have everything ready to organize your accounts and manage your budgets.

Schedule your periodic transactions directly on the calendar. The status of the invoices is automatically updated when you enter movements and the calendar will give you all the necessary information so that you never miss a payment.

Define budgets by category and compare the results with the previous period.

The main features are:

• Unlimited accounts.
- Create bank accounts, credit cards, cash, savings ...
- You can use your own PNG images for accounts.

• Unlimited categories and subcategories.
- Two levels of categories.
- Many category icons to choose from.
- You can also use your own PNG images for categories.

• Unlimited budgets
- The planner will help you manage your budgets.
- Customizable budget period.
- The estimated remaining budget is used to calculate the month-end forecast.

• Available on all platforms, syncing with OneDrive.
- Use your OneDrive account to share data on all your devices.
- Offline changes are synchronized when the device is connected.

• Graphic invoice calendar.
- Category icons are displayed on the calendar.
- Color identifier of income and expenses.
- Recurring transaction status color code.

• Custom reports.
- Filter by accounts and categories.
- Report configuration (data period, chart type, grouped by ...)

• Login with password / fingerprint.
- Keep your data safe.
- Login with fingerprint (when available)

Without a doubt, Saru is the application you need to take control of your finances.

## Key features

- Unlimited accounts and categories
- Customizable budgets and periods
- Calendar view for invoices and payments
- Syncs data across devices via OneDrive
- Customizable reports and charts
- Secure login with password/fingerprint

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Remove ads | $1.99 | one-time |


## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/saru-expenses-and-money/id1420428617/reviews.md

### 3/5 — Confusing to set up

*2025-05-10, version 3.2.12*

I gave it a shot but it was just too finicky. I accidentally set a weekly transaction to the wrong date and couldn’t delete them all at once, so I figured I’d start over and deleted all data, then all the preset categories were deleted with it. A little annoyed I kept trying and discovered i can’t just type in what it is and make a new category at that point it was such a fuss around I’d rather try another app

### 5/5 — Love this app

*2023-07-21, version 3.2.12*

Simple, works across all devices using one drive. Just one payment to get rid of ads which is small. You do have to pay to remove ads on different OS but a total of under $6 in one off payment is well worth it. Thank you for this app

### 5/5 — La mejor app de control de gastos

*2022-02-03, version 3.1.6*

Después de bastante tiempo probando muuuchas apps para el control de los gastos en mis diferentes cuentas, esta es la que más me ha gustado, con diferencia!
Fácil de usar, intuitiva, da muchísimas opciones, y el calendario de próximos pagos es todo un aciertazo! 👏🏼👏🏼
Tiene un menú súper completo y sencillo. Me encanta!!

Espero tenerla muchos años, con lo que me ha costado encontrar una app en condiciones ☺️

Un aplauso a los desarrolladores!! 👏🏼👏🏼👏🏼

### 5/5 — Mi opinion

*2021-01-31, version 2.1.16*

He empezado a usarla y parece facil y completa.La puede usar cualquiera,hasta yo!

### 5/5 — Muy útil

*2018-10-24, version 1.2.1*

Me encantan las gráficas y el calendario con imágenes. Me ayuda a organizar mis pagos.

### 5/5 — 100% recomendable

*2018-09-17, version 1.1.11*

Buenísima aplicación para llevar organizados todos tus movimientos $$

## Frequently asked questions about Saru

### What is Saru?

Saru is a personal finance application designed to help users manage their budgets, track expenses, and monitor loans. It offers a visual and agile way to organize financial data.

### How does Saru help with budgeting?

Saru allows you to define budgets by category and compare them with previous periods. It provides an estimated remaining budget to forecast month-end financial status.

### Can I track loans with Saru?

Yes, Saru includes a loan tracker feature, allowing you to manage and monitor your outstanding loans within the application.

### How secure is my financial data in Saru?

Saru prioritizes data security with login options including password and fingerprint authentication (when available). This helps keep your financial information safe.

### Does Saru support multiple accounts and categories?

Yes, Saru offers unlimited accounts and categories, including two levels of subcategories. You can also customize accounts and categories with your own PNG images.

### How does Saru handle data synchronization?

Saru syncs your data across all your devices using your OneDrive account. Offline changes are synchronized automatically when your device is connected to the internet.

### What kind of reports can I generate with Saru?

Saru provides custom reports that can be filtered by accounts and categories. You can configure report data periods, chart types, and grouping options.

### Is Saru available on multiple platforms?

Yes, Saru is available on all platforms, syncing with OneDrive. It is supported on iPhone, iPad, and iPod devices.

## Version history (last 5 releases)

### 3.2.12 — 2022-06-30

- Performance improvements
- Design improvements
- Synchronization issues have been resolved

### 3.1.6 — 2021-10-01

- An error in the calculation of totals has been corrected.

### 3.1.3 — 2021-09-19

- New layout and design
- Improved performance
- Bug fixes

### 2.1.17 — 2021-02-10

- Favorite categories can be marked on the category page.
- Fixed a synchronization error for transactions with change in the source account.

### 2.1.16 — 2021-01-06

- Improved performance
- Design improvements for large screens
- Movements detail when clicking on graphs

## Apps similar to Saru

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Flynow - Personal Finance](https://appshunter.io/ios/app/flynow-personal-finance/id1611814185) | 3.0 (1) | Free | Finance |
| [SpendWave Expense tracker App](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735) | 4.8 (8) | Free | Finance |
| [Pleke: Personal Finance](https://appshunter.io/ios/app/pleke-personal-finance/id1521695568) | — | Free | Finance |
| [Notes Easy Max Finanças](https://appshunter.io/ios/app/notes-easy-max-financas/id1508334427) | — | Free | Finance |
| [Money Manager: Budget Expense](https://appshunter.io/ios/app/money-manager-budget-expense/id1604307505) | 5.0 (1) | Free | Finance |
| [Calendar Finance Manager](https://appshunter.io/ios/app/calendar-finance-manager/id1593342865) | 3.5 (6) | Free | Finance |

## More apps by Diego Roses

- [Homeasy - Account Management](https://appshunter.io/ios/app/homeasy-account-management/id1464729548)
- [My Accounts and Expenses](https://appshunter.io/ios/app/my-accounts-and-expenses/id6462817055)

All apps by Diego Roses: https://appshunter.io/developer/1420428616

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-22.*