# Sav- All-in-One Money App — Gold, Stocks, Card & Analytics > All-in-one money app for tracking, spending, investing, and growing finances. (iPhone/iPad app by SAV TECHNOLOGIES LIMITED.) - Source: https://appshunter.io/ios/app/sav-all-in-one-money-app/id1644649568 (this page in markdown: same URL + `.md`) - Developer: [SAV TECHNOLOGIES LIMITED](https://appshunter.io/developer/1644649570) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 3.80/5 from 5 App Store ratings · 13 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 275 MB - Languages: American English - Released: 2022-10-07 - Data updated: 2026-08-24 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/sav-all-in-one-money-app/id1644649568/reviews.md ## What is Sav? Sav helps you track, spend, invest, and grow your money - all in one intelligent platform. Whether you want to understand your spending, optimise your cash, earn cashback, buy gold, or invest in US equities, Sav gives you the tools to take control effortlessly. Sav Gold Buy, sell, or hold gold and silver starting from AED 10. Sav Gold gives you a simple way to access precious metals with doorstep delivery and a certificate of authenticity. Sav Wealth Invest in US equities starting from $1. Build a diversified portfolio with fractional shares and transparent pricing, and grow long-term wealth with access to some of the world’s biggest companies. AI Money Intelligence Get a complete view of your financial life across accounts and cards. Sav automatically analyzes your spending, highlights trends, identifies idle cash, and gives personalized insights to help you save more and manage money better. Sav Card Spend anywhere and earn cashback on every purchase. Enjoy lower FX fees while travelling, real-time spend alerts, and smarter insights to help you optimize everyday spending. Security You Can Trust Sav uses encrypted, multi-layered infrastructure to help protect your data and keep your money private and secure. Key Features - AI-powered insights across your accounts and cards. - Buy and hold gold securely with Sav Gold. - Invest in US stocks from $1 with Sav Wealth - Get cashback every time you spend with your Sav Card - Personalised recommendations for better money decisions Download Sav today - take control of your money in minutes. Terms: https://sav.money/standard-terms-and-conditions-sav-money Privacy: https://sav.money/privacy-policy Website: https://sav.money The Sav Card is a prepaid card issued by NymCard Payment Services LLC, pursuant to a license by Visa. Visa is a registered trademark of Visa Inc. NymCard Payment Services LLC is a regulated entity by the Central Bank of the UAE, holding a Category II License reference 08.01.02.001.2022.02 under the Retail Payment Services and Card Schemes Regulation. Precious metals services on the Sav app are provided by SavMoney Gold Trading LLC in partnership with Emirates Gold LLC and its affiliate entities. ## Key features - AI-powered financial insights - Buy and hold gold - Invest in US stocks - Cashback on spending - Personalized money recommendations - Real-time spend alerts ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Sav pro | $24.99 | per month | | Sav - Savings, rewarded | $24.99 | per month | | Sav - Savings, rewarded | $79.99 | per year | ## Recent user reviews (10 of 13) All indexed reviews: https://appshunter.io/ios/app/sav-all-in-one-money-app/id1644649568/reviews.md ### 5/5 — Amazing *2026-07-29* Best app to invest in US stocks and buy Gold ### 5/5 — Amazing Features *2026-07-08* Sav is definitely worth downloading. I am using Sav to buy gold and silver digitally.. it is very convenient, i sell it anytime i want. The best thing is that everything is insured and the app is super easy to use. I am doing all of this with the ease of a mobile application.. just amazing!! ### 1/5 — It’s not an app it’s a scrap *2026-03-25* I honestly don’t think I’ve ever used an app as frustrating as Sav Money. From the moment I installed it, the experience went downhill fast. The interface feels cluttered and confusing, like it was designed without any real user testing. Simple tasks like checking balances or tracking expenses take way more steps than they should, and half the time the app just freezes or crashes mid-action. **Developer response:** Hala we’re sorry to hear about your experience. This is certainly not the standard we aim to deliver at Sav Money. Please be assured that we are a regulated platform, and we take all user concerns seriously. We’d appreciate the opportunity to review your case and resolve this for you. Kindly email us at support@sav.money with your registered details so we can investigate further. ### 2/5 — Very needed app but buggy *2026-02-21* There are lots of bug in adding other bank account, then there are bug in net worth section.. it just come blank **Developer response:** Hala EzioRaeson, Thank you for your feedback we truly appreciate you highlighting this. We’re sorry to hear you’re experiencing issues with adding a bank account and the Net Worth section appearing blank. That’s definitely not the experience we want for you on Sav Money. Please email us at support@sav.money with your registered details and, if possible, screenshots of the issue so our technical team can investigate this promptly. We’re continuously working on improvements and your feedback helps us fix issues faster. ### 5/5 — Best app *2025-10-10* Amazing app. Thanks **Developer response:** Hala Fiendin, thank you so much for your review! We’re really happy to hear that you found our app helpful your support means a lot to us. ### 5/5 — Sav’s MyMoney *2025-09-11* Just moved to the UAE & this has been a game changer for me! The MyMoney feature has been instrumental in helping me manage my spends, & their smart goals for saving are a fantastic mechanism to save up for my next holiday! Would highly recommend this product! **Developer response:** Thank you for your kind words! We’re so glad MyMoney and Smart Goals are helping you manage your finances and save for your holiday. ### 1/5 — Worst app ever liars and scammers *2025-08-06* never trust sav app. They would promise 5% cashback never give it althrough you do everything right and then when you try to reach out to support they would even bother to reply: on whatsapp i have been trying to contact them for 20 days no response. They are liars and app store should take strict action against such a fraud and scammy app **Developer response:** Hala, Thanks for sharing your concern. We want to assure you that all our Standard and Pro users receive cash back for eligible purchases on time. Cash back, however, is not applicable on certain categories such as gaming, gambling, wallet top-ups, and a few others as per our terms. To help us look into your case specifically, could you please share your Sav ID or User ID with us? Our team will review your transactions right away and get back to you shortly. Your feedback matters, and we want to resolve this for you as quickly as possible. ### 5/5 — Very convenient and easy to use! *2025-07-30* This app has helped me a lot when monitoring my finances through their spend analytics, giving me an easy and uncomplicated way to see my spending. This has helped me so much with my monthly budgeting! The gift vouchers and gift cards also helped give me discounts when shopping for clothes. Cannot recommend this app enough, there’s no hassle and I saved money without even realizing it. 10/10. ### 1/5 — Not entirely functional *2025-03-20* Been using it for a month. Errors in accounting on the app, making you ineligible for cashback as per their criteria. They seem to not know how to resolve it even though it’s an issue from their backend. **Developer response:** Hala, Thank you for your patience, and we’re glad to hear the issue has now been resolved. We understand how frustrating it must have been, especially when it impacted your cashback eligibility. Your feedback has helped us identify and fix a backend sync error, and we’re taking additional steps to prevent this from happening again. We truly appreciate you sticking with us and look forward to continuing to serve you better every day. ### 5/5 — Simplifying saving and spending in UAE *2025-02-02* I've been using the Sav app for the past four months, and it's a wonderful tool with a wide range of useful features. The best part is the cashback I earn on every dirham I spend. I've even given cards to my parents and friends when they visit, so they can use them and earn cashback too. Since cards are accepted practically everywhere in the UAE, it's a hassle-free payment method for everyone. I'm also loving the new feature that analyzes spending across bank accounts and credit cards; it helps me be more mindful of unnecessary splurges. Sav has quickly become my one-stop shop for spending and managing my finances in the UAE. Thank you, Sav team! ## Frequently asked questions about Sav ### What is Sav? Sav is an all-in-one money app designed to help users track spending, optimize cash, invest in gold and US equities, and earn cashback. It provides AI-powered insights and personalized recommendations for better financial management. ### How does Sav Gold work? Sav Gold allows you to buy, sell, or hold gold and silver starting from AED 10. It offers a simple way to access precious metals with doorstep delivery and a certificate of authenticity, provided in partnership with Emirates Gold LLC. ### Can I invest in stocks with Sav? Yes, Sav Wealth enables you to invest in US equities starting from $1 with fractional shares. You can build a diversified portfolio and grow long-term wealth with access to major global companies. ### What are the benefits of the Sav Card? The Sav Card allows you to spend anywhere and earn cashback on every purchase. It also offers lower foreign exchange fees for travel, real-time spend alerts, and smarter insights to optimize everyday spending. ### Is Sav secure? Sav prioritizes security by using encrypted, multi-layered infrastructure to protect your data and keep your money private and secure. The Sav Card is issued by NymCard Payment Services LLC, regulated by the Central Bank of the UAE. ### What are the subscription plans for Sav? Sav offers several subscription plans, including 'Sav - Savings, rewarded' at $24.99/month or $79.99/year, and 'Sav pro' at $39.99/month. These plans likely offer enhanced features or benefits. ### What devices does Sav support? Sav is available on iPhone, iPad, and iPod, indicating broad compatibility within the Apple ecosystem. The app is designed for mobile financial management. ### How often is Sav updated? The latest version of Sav is 4.0.85, and it was last updated on May 15, 2026. This indicates a recent and active development cycle for the application. ## Version history (last 5 releases) ### 4.0.90 — 2026-08-10 IPOs are now on Sav Wealth Discover upcoming IPOs, review key company details, apply directly through Sav Wealth, and track your applications in one place. Wealth Discover upcoming IPOs and view key company information. Apply for IPOs and manage your applications directly in the app. Track open and submitted applications throughout the process. Cancel, modify, or withdraw applications where available. Explore markets through an enhanced Market Explorer, expanded lists, and richer peer insights. Enjoy smoother onboarding, navigation, funding journeys, charts, and homepage interactions. Set up daily frequency investments with zero platform fees. Gold Get started more easily with the new Sav Gold onboarding experience. Enjoy improved Gold campaigns and Recurring Buy journeys. Sav Card Track cashback more easily with updated category-wise limits. Enjoy improved card notifications and top-up journeys. App Experience Continued improvements to navigation, onboarding, performance, and overall reliability. ### 4.0.89 — 2026-07-27 What's New This update makes investing smarter and smoother, with richer market insights, more powerful Watchlists, and new automation across Wealth and Gold. Wealth  Stay ahead of the markets with new Top News, a Corporate Events Calendar, and Deep Dive insights. Watchlists are now easier to use with improved stock search, simpler management, and effortless deletion. Explore more with enhanced peer comparison cards and richer market data. Gold & Silver  Introducing Recurring Buys for Gold & Silver - set up a SIP to invest automatically at your chosen amount and frequency, and let your holdings grow on autopilot. Manage or edit your recurring plans anytime, right within the app. We've also made the Gold & Silver purchase journey more streamlined, with added trust and guidance throughout. Smarter Onboarding  Getting started is now more forgiving. Even if your identity document upload fails, you can continue adding your details and simply resubmit the document later — no need to start over. We've also refined KYC and login flows for a faster, smoother setup. App Experience  Refined homepage and improved navigation across key journeys. Updated profile, MPIN, and card top-up experiences. Plus multiple UI enhancements, bug fixes, and performance improvements throughout. As always, this release includes ongoing stability, security, and performance enhancements. ### 4.0.88 — 2026-07-06 This update makes your Sav experience faster, smoother, and more intuitive across Wealth, Gold, and the app. Wealth - UAE users can now get onboarded seamlessly using their Emirates ID. - Watchlists are now easier to create, manage, and customise with improved stock search and delete functionality. - Explore markets more easily with an enhanced Market Explorer experience and improved Top Gainers & Losers. - Faster loading times for a smoother investing experience. Gold - Improved Gold Vault experience with enhanced reliability. - Refined Gold conversion journey for a more seamless experience. App Experience - Refreshed homepage with animated banners. - Enhanced profile, referral, and top-up experiences. - Improved login reliability, navigation, notifications, and overall app performance. As always, this release also includes ongoing stability, security, and performance improvements. ### 4.0.87 — 2026-06-17 Sav just got smarter, smoother, and more connected. This update brings a more seamless investing experience with improved Wealth journeys, enhanced Gold rewards, a better Home experience, and smoother support interactions. Wealth • Explore markets better with the new Market Explorer experience  • Track IPO journeys from application to allotment with improved IPO flows  • Discover investment insights with enhanced Insight Cards and improved data visualization  • Enjoy smoother funding journeys with improved payment selection flows Gold • Convert your cashback into digital gold and choose how you put your rewards to work  • Switch cashback rewards into Gold or Wealth based on your goals  • Improved Gold experience with enhanced tracking and reporting journeys Home & Discover • A more personalized Home experience with improved product discovery  • Updated Home actions and banners to help you navigate key journeys faster  • Improved performance and smoother browsing across the app Sav Pro • Updated Sav Pro experience with refreshed pricing and cashback benefits  • Improved Sav Pro discovery with updated in-app communication App Experience • Easier access to support with improved WhatsApp assistance flows  • Better onboarding experience for global customers with WhatsApp OTP support  • Enhanced app stability, navigation, and overall performance improvements ### 4.0.86 — 2026-05-31 Sav is becoming faster, more connected, and more intuitive across investing, gold, onboarding, and discovery. This update introduces a smoother onboarding experience with Emirates ID support, improved Watchlist and discovery journeys, and multiple enhancements designed to make navigating Wealth and Gold feel more seamless and structured. We’ve also improved app reliability, navigation consistency, and overall platform performance behind the scenes, so every interaction feels smoother, clearer, and more dependable. Wealth * Getting started with Wealth is now faster with Emirates ID support and a more seamless verification sharing experience between Wealth and Gold. * The Watchlist experience has been enhanced to make tracking and managing your favorite stocks feel more intuitive and engaging. * Discover journeys and investment exploration flows have been improved to help users navigate opportunities more naturally. * Onboarding, activation, and navigation experiences across Wealth have been streamlined for a smoother investing experience. Home & Discover * Product discovery and onboarding engagement experiences are now more refined and personalized across the platform. * Home Page navigation and walkthrough journeys have been improved to create a smoother in-app experience. Profile * The Profile experience is now more stable and reliable with improvements across navigation and account-related journeys. App Experience * Investment research and insights experiences have been enhanced to improve overall discovery and engagement. * Navigation consistency, visual experiences, and overall app responsiveness have been improved across the platform. * Multiple improvements have also been made to analytics reliability and platform stability. As always, this release also includes ongoing improvements across security, reliability, operational stability, and overall app performance. ## Apps similar to Sav | App | Rating | Price | Category | | --- | --- | --- | --- | | [NaqaD by Kamelpay](https://appshunter.io/ios/app/naqad-by-kamelpay/id1599876879) | 4.5 (154) | Free | Finance | | [Emirates NBD Securities](https://appshunter.io/ios/app/emirates-nbd-securities/id1659916361) | 2.1 (8) | Free | Finance | | [MOFUAE](https://appshunter.io/ios/app/mofuae/id981612710) | 4.4 (21) | Free | Finance | | [BHM Capital UAE](https://appshunter.io/ios/app/bhm-capital-uae/id1032631622) | 4.7 (227) | Free | Finance | | [e& money UAE](https://appshunter.io/ios/app/e-and-money-uae/id1467882287) | 4.7 (2,934) | Free | Finance | | [Leap - Youth Financial App](https://appshunter.io/ios/app/leap-youth-financial-app/id1599141697) | 4.5 (34) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*