# Save - Get more from your cash — Invest and save smarter > Invest and save smarter with capital-protected deposits and potential for better returns. (iPhone/iPad app by joinsave.) - Source: https://appshunter.io/ios/app/save-get-more-from-your-cash/id1532630119 (this page in markdown: same URL + `.md`) - Developer: [joinsave](https://appshunter.io/developer/1532104578) - Category: Finance - Price: Free - Rating: 3.20/5 from 52 App Store ratings · 23 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 54 MB - Languages: American English - Released: 2021-03-01 - Data updated: 2026-06-11 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/save-get-more-from-your-cash/id1532630119/reviews.md ## What is Save? We created Save so you can invest and save smarter. Powered by a new approach to savings and investment technology, Save makes better returns possible while your deposits are capital protected³. With the Save app you can: Monitor your account: Check balance and view statements Monitor your investments: View the investment made from your savings, gains, and remaining investment term Refer your friends: Our referral program gives you and your friend thousands in equivalent portfolio investments††. Disclosures: Investment Advisory Services offered through Save Advisers LLC ("Save Advisers"), an SEC registered investment adviser. All brokerage and clearing services are provided by Apex Clearing Corporation, Member FINRA/SIPC. Prior to becoming a customer, if at all, each prospective customer must answer a series of subjective and objective questions to evaluate both the individual’s objective capacity to take risk and subjective willingness to take risk. 3.To obtain FDIC insurance coverage, customer funds provided will be deposited into non-interest-bearing accounts at Webster Bank. FDIC insurance coverage for funds deposited at Webster Bank is limited to not more than $250,000 per depositor, per FDIC-insured bank, per ownership category. Actual deposit insurance coverage may be lower if you have other funds deposited at Webster Bank, N.A. Customers are responsible for determining the amount deposited in each account at Webster Bank, N.A., and for monitoring the total amount of their deposits at Webster Bank, N.A., to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. Learn more at www.fdic.gov/deposit/deposits. Only the funds customers provide and deposit with Webster Bank, N.A. will be eligible for FDIC insurance. Webster Bank is not providing any investment advice or responsible for the purchase or performance of any investment contracts. The funds held in the Apex Clearing Corporation accounts are not FDIC-insured, are not bank guaranteed, and may lose value with a minimum return of zero. Maximum balance and transfer limits apply. Neither Save Advisers, LLC, nor its affiliates, are a bank. Apex Clearing Corporation is a member of the Securities Investor Protection Corporation (“SIPC”), formed by Congress to protect “customers” of broker-dealers and to promote public confidence in the U.S. securities markets. Customers of a SIPC Member that fails financially are afforded certain benefits under the Securities Investor Protection Act (“SIPA”). These benefits are relevant only if the broker-dealer that “carries” a customer’s account fails and is liquidated under SIPA. At Apex Clearing Corporation, your investments are protected by SIPC up to a maximum of $500,000 total, including $250,000 in cash balances. Coverage limitations apply. To learn more about SIPC coverage, visit the SIPC website at www.sipc.org. †† Save Referral and Bonus Programs: For each successful referral, Save buys strategy-linked securities for each party whose equivalent investment value is equal to Save's current Referral and Bonus reward values outlined on https://joinsave.com/referrals . Save reserves the right to change Referral and Bonus reward values at any time. Equivalent investments: Save buys strategy-linked securities whose equivalent investment value is equal to the notional value of the underlying assets of the strategy-linked security that is purchased. The notional value accounts for the total amount of a security's underlying assets at its spot price, not the market price of the strategy-linked security itself. © 2024 Save Advisers, LLC. ## Key features - Invest and save smarter - Capital protected deposits - Monitor account balance - View investment performance - Referral program for bonuses ## Recent user reviews (10 of 23) All indexed reviews: https://appshunter.io/ios/app/save-get-more-from-your-cash/id1532630119/reviews.md ### 1/5 — Scam *2025-05-01, version 3.4.2* U get ur money back, but no game and nothing else. Waste of years ### 1/5 — Scam - Misleading marketing and poor financial tool for users *2024-11-18, version 3.3.38* Though Save probably covered themselves legally, absolutely abysmal returns relative to how they advertised their product. Referral program and investments advertised much high returns than actual results, despite the market indices that they were linked to doing quite well. Stay far away from this company - essentially sells annuities while not disclosing clearly performance of its products. ### 1/5 — Just no *2024-08-11, version 3.3.38* After one year I made $2 on a $1000 investment. I feel like such a sucker. I gave these guys a free loan. The SEC should investigate. ### 1/5 — Just no *2024-06-19* The returns are worse than money market and that’s with the S&P hitting all time highs. These guys need to shut down the operation and find a new calling as this is just not a good deal for the customer. ### 1/5 — Terrible *2024-06-17, version 3.3.36* This “investment” co is a scam. They promise high rates and give you nothing at the end of the one year term. How is this allowed?! STAY AWAY FROM THEM ### 1/5 — Joke of an app *2024-06-12, version 3.3.36* Complete scam. My IRA account is up 20% this past year, however my “investment” with Save didn’t earn a single cent, despite the market turnaround. They just want to take your money, keep the interest for however long your term is, then give back your initial investment. Nothing more than a free loan for them. Stay far away ### 1/5 — BEWARE OF SCAM *2024-05-22, version 3.3.32* PLEASE DO NOT MAKE THEIR SAVINGS ACCOUNT. They alleged 18% savings returns a year ago as a 1 year CD. I GOT ZERO INTEREST. ZERO. I am beyond mad at them. I could have been getting 5.5% on Raisin. If you want a high yield savings CD, go to Raisin, not this scam bank. I finally got my money out a year later and now I can’t log into the app to check what the puny interest I accrued was (which never got transferred to my main bank by the way). ### 5/5 — Continually Improving *2024-05-21, version 3.3.32* There have been a ton of enhancements over the last 2 years and the product offerings continue to be more innovative. ### 1/5 — Just horrible *2024-05-08* Deposited money with the expectation of high interest rates as they stated but a beyond disgusted. It started with 4.5 % and slowly dropped to lest than 1% over time. Can’t wait to withdraw my money in July. What a bait and switch scam app! ### 1/5 — Scam *2024-04-16, version 3.3.31* Invested with them back in Jul 2023 on advertised 8-9% variable returns along with a bonus equal amount invested due to a referral sign up. As of today 8-9 months the return is 0.79% on my direct invested and 0.25% on the bonus. A fraction of the return from the high yield savings account. Locked up for another quarter. Don’t believe their advertised rates. Early withdrawal fee too. Do your homework this place is not what they advertised themselves to be. ## Frequently asked questions about Save ### What does the Save app do? The Save app allows users to invest and save smarter through a new approach to savings and investment technology. It aims to make better returns possible while ensuring your deposits are capital protected. You can monitor your account balance, view statements, and track your investments and their performance. ### How does the app protect my deposits? Customer funds are deposited into non-interest-bearing accounts at Webster Bank, which are FDIC insured up to $250,000 per depositor, per FDIC-insured bank, per ownership category. Funds held in Apex Clearing Corporation accounts are not FDIC-insured but are protected by SIPC up to $500,000 total, including $250,000 in cash balances. ### What are the investment features? The app enables you to monitor your investments, view the gains made from your savings, and see the remaining investment term. Investment Advisory Services are offered through Save Advisers LLC, an SEC registered investment adviser, and brokerage services are provided by Apex Clearing Corporation. ### Is there a cost to use the Save app? Based on the provided information, the app is offered for free. There is no mention of subscription fees or paid features, and it does not have in-app purchases or ads. ### How can I earn rewards with the app? The app features a referral program where both you and your referred friend can receive thousands in equivalent portfolio investments for each successful referral. This is a way to grow your investment portfolio through the app's bonus programs. ## Version history (last 5 releases) ### 3.4.7 — 2025-10-15 UI improvements and minor bug fixes ### 3.4.5 — 2025-08-15 UI improvements and minor bug fixes ### 3.4.4 — 2025-08-14 Additional deposit feature for Liquid Market Saving UI improvements and minor bug fixes ### 3.4.2 — 2025-04-17 * Market Savings 2.0 Disclosures * UI improvements and minor bug fixes ### 3.3.40 — 2024-11-24 UI improvements and minor bug fixes ## Related topics [adviceworks client access](https://appshunter.io/ios/topics/adviceworks-client-access) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*