# SaveCompound — Compound Growth & Savings.

> Financial planning tools for compound interest, S&P 500 simulation, and savings goals. (iPhone/iPad app by Floyd Thatcher.)

- Source: https://appshunter.io/ios/app/savecompound/id1606810084 (this page in markdown: same URL + `.md`)
- Developer: [Floyd Thatcher](https://appshunter.io/developer/1606810236)
- Category: Finance, Productivity
- Price: Free (on sale, was $0.99)
- Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 4 MB
- Languages: American English
- Released: 2022-01-31
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/savecompound/id1606810084/reviews.md

## What is SaveCompound?

The Save Compound App: Empowering Your Financial Goals

The Save Compound app offers intuitive financial planning tools to help users plan and achieve their investment objectives and savings. Here’s an overview of each feature:

Compound Interest Calculator
Effortlessly explore compound interest scenarios by inputting your initial investment, return rate, compounding frequency, and investment period. Instantly receive a detailed breakdown, including your investment’s future value, total earned interest, contributions, and withdrawals—empowering you to visualize your financial growth with ease.

S&P 500 Performance Simulator
Travel back in time and immerse yourself in "what-if" scenarios by selecting custom start and end years to see how the S&P 500 performed during that period. Input your initial investment, annual contributions, and withdrawal percentages to visualize the long-term performance of your portfolio. Analyze historical market trends, fluctuations, and growth to set realistic expectations and make informed financial decisions.

S&P 500 Annual and Long-Term Returns
Dive into S&P 500 performance with detailed annual and multi-decade return breakdowns, including 5, 10, 20, and 50-year timeframes dating back to 1928. This showcases both short-term fluctuations and long-term trends, helping you visualize market dynamics over extended periods. Interactive growth chart allow you to simulate how your investments could have performed, empowering you to consider data-driven decisions and plan for sustainable financial results.

 
Savings Planner
Achieve your financial goals with precision! Input your target savings amount, initial contribution, interest rate, and timeframe to calculate personalized weekly and monthly savings plans. Visualize your progress with clear, actionable figures designed to keep you on track. Whether saving for a rainy day or a dream purchase, this tool empowers you to reach your goals efficiently and confidently.

By combining these four powerful tools, the Save Compound app offers a comprehensive financial planning resource. Users gain valuable insights into compound interest, savings strategies, historical market trends, and investment growth over time. Whether planning for short-term goals or long-term stability, this app supports users at every stage of their financial journey.

#WealthBuilding #SmartSaving #FinancialFreedom #InvestmentGrowth #FinancialEmpowerment #SavvyInvesting #FinancialPlanning #Investing #CompoundInterest #RetirementPlanning #MoneyGoals #PassiveIncome #StockMarket #Budgeting #LongTermWealth #PersonalFinance #SavingStrategies #GenerationalWealth #InvestingTips #GoalBasedInvesting

## Key features

- Compound interest calculator
- S&P 500 performance simulator
- Historical S&P 500 returns
- Savings planner
- Investment growth visualization

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/savecompound/id1606810084/reviews.md

### 5/5 — Good for understanding compound interest and S&P 500

*2022-01-31*

This app helped me visually see the impact of compound interest. It also helped me understand trends related to the S&P 500.

## Frequently asked questions about SaveCompound

### What is SaveCompound?

SaveCompound is a free finance app designed to help users with financial planning. It offers tools for calculating compound interest, simulating S&P 500 performance, and planning savings goals.

### How does SaveCompound calculate compound interest?

SaveCompound allows you to input your initial investment, return rate, compounding frequency, and investment period. It then provides a detailed breakdown of future value, total earned interest, contributions, and withdrawals.

### Can SaveCompound simulate historical S&P 500 performance?

Yes, SaveCompound features an S&P 500 Performance Simulator. You can select custom start and end years to see historical performance and visualize long-term portfolio growth with your investment details.

### What kind of savings plans can I create with SaveCompound?

The Savings Planner in SaveCompound helps you achieve financial goals by inputting your target amount, initial contribution, interest rate, and timeframe. It calculates personalized weekly and monthly savings plans and visualizes your progress.

### Is SaveCompound available on multiple devices?

SaveCompound is available on iPhone and iPad, as indicated by its supported devices list.

### How often is SaveCompound updated?

The latest version of SaveCompound is 6.0, and it was last updated on January 3, 2026. This suggests a relatively recent update cycle.

### What is the age rating for SaveCompound?

SaveCompound has an age rating of 4+, making it suitable for a wide range of users.

### Does SaveCompound have ads?

No, SaveCompound does not contain advertisements. It is a completely free application without any ad interruptions.

## Version history (last 5 releases)

### 6.0 — 2026-01-03

New S&P 500 Heat Map (1928–2025)

Visualize annual market performance across nearly a century.

New Net Worth View

Track assets and liabilities in a dedicated, cleanly designed screen.

Time-Lapse Market Replay

Replay historical market performance year by year to see how returns evolve over time.

Refined S&P 500 Data Table (1928–2025)

Improved presentation of detailed historical returns in a clear, readable format.

Enhanced Time-Lapse Growth Graph

Visualize long-term compound growth across years, including withdrawals.

Refined Savings Goal Calculator

Plan toward a target using contributions, time horizon, and return assumptions.

Improved Compound Growth Modeling

Supports both contributions and withdrawals for more realistic scenarios.

UI & UX Polish

Improved layout consistency, readability, and interaction flow across the app.

Performance & Stability Improvements

Internal refinements for smoother navigation and support for larger datasets.

### 5.0 — 2025-01-07

1. Expanded Savings Calculator Features
New Input Fields: Added inputs for the initial amount, goal amount, interest rate, and number of years.
Custom Frequency Calculations: Now calculates both weekly and monthly savings targets based on user inputs.
Improved UX with Animations: Introduced smooth transitions for toggling result visibility (.easeInOut, .scale, .opacity) to enhance the user experience.

2. "S&P 500 Performance Simulator" (New What-If Analysis Tool)
Historical Timeframe Selection: Users can choose custom start and end years for the S&P 500 index to simulate "what-if" investment scenarios.
Contribution and Withdrawal Customization: Added fields for annual contributions and withdrawal rates, allowing more accurate growth projections.
Growth Charts: Visualizes performance over time with interactive line graphs to highlight how different variables impact outcomes.

3. Compound Interest Calculator Enhancements
Monthly and Annual Contributions/Withdrawals: Supports both positive (contributions) and negative (withdrawals) cash flows, making calculations more realistic.
Automatic Summary Generation: Displays future value, total contributions, withdrawals, and earned interest in a concise breakdown.
Simplified Input Layout: Improved the user interface with better padding, alignment, and consistent styling for input fields.

4. Improved Navigation and UI Design
Standardized Form Layouts: Unified the appearance of forms across all views, with rounded borders, background highlights, and consistent spacings.
Action Buttons with Dynamic Colors: Added clear "Calculate" and "Next" buttons with color changes (blue for default, red for cancel) to guide user actions.
Adaptive Design for iPad Support: Layouts adjust dynamically to fit larger screens, ensuring usability across all iOS devices.

5. New Financial Planning Insights
Goal-Based Messaging: Added motivational text like "Save Today, Thrive Tomorrow" to keep users engaged and inspired.
Historical Analysis: Provided detailed annual and multi-decade return summaries for long-term market insights.
CAGR Comparison: Introduced Compound Annual Growth Rate (CAGR) calculations to compare raw returns with adjusted scenarios.

6. Data Persistence with @AppStorage
Persistent User Inputs: Fields for savings goals, interest rates, and other key values are stored using @AppStorage, so users can resume where they left off without losing data.

Summary of Improvements:
Your app has evolved from a simple calculator into a comprehensive financial planning tool. It now includes historical market simulators, custom frequency options, detailed summaries, and a more engaging, user-friendly interface.

### 4.0 — 2024-01-08

In this latest version, each view has undergone significant enhancements for a more visually appealing and user-friendly experience. The updates focus on refining aesthetics and simplifying navigation, ensuring an intuitive and engaging interaction for all users.

### 3.0 — 2023-05-27

Improved styling for all views.

### 2.0 — 2023-05-19

Time Lapse view of S&P invested. You pick the year and see value of amount invested.  Updated historical information, updated interface for improved intuitive user experience.

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## More apps by Floyd Thatcher

- [Calendar Labels](https://appshunter.io/ios/app/calendar-labels/id6447337652)
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All apps by Floyd Thatcher: https://appshunter.io/developer/1606810236

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*