# Saveo:Budget & Expense Tracker — Smart Budget, Bills & Savings > AI-powered budgeting app for automated expense tracking and financial goal achievement. (iPhone/iPad app by Saveo Technologies Inc..) - Source: https://appshunter.io/ios/app/saveobudget-and-expense-tracker/id6747456269 (this page in markdown: same URL + `.md`) - Developer: [Saveo Technologies Inc.](https://appshunter.io/developer/1821527998) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 4 App Store ratings · 14 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 107 MB - Languages: American English - Released: 2025-08-22 - Data updated: 2026-08-25 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/saveobudget-and-expense-tracker/id6747456269/reviews.md ## What is Saveo? Saveo: AI Expense Tracker & Budget Planner Saveo is the AI-powered expense tracker and budget planner that does the work for you. Connect your accounts, track your spending automatically, and finally understand where your money goes — no spreadsheets, no manual entry, no guesswork. Smarter than YNAB. More affordable than Monarch. Built for people who want real results without the complexity. How Saveo works Connect your bank accounts and credit cards securely through Plaid and Saveo's AI instantly categorizes every transaction, tracks your daily and monthly expenses, and builds a clear picture of your financial habits — all in real time. Ask questions with your voice. Get instant spending summaries. Set savings goals and watch your progress update automatically. Saveo is the only budgeting app with a built-in AI voice agent that lets you manage your money hands-free. Everything included in Premium AI-powered transaction categorization that learns your spending habits Automatic expense tracking across all your bank accounts and credit cards Bill tracker and subscription manager to eliminate forgotten charges Personalized budget planner with live progress tracking Daily, weekly, and monthly spending summaries Savings goals with automated progress tracking Debt payoff planner to accelerate your path to financial freedom Income tracking and net worth dashboard Interactive charts and visual spending reports Full dark mode support Voice agent — ask Saveo anything about your finances Perfect for Daily expense tracking without manual entry Payday budgeting and bill management Getting AI-driven insights into your spending patterns Managing multiple accounts in one place Paying off debt faster with a clear plan Setting and hitting savings goals Half the price of the competition Saveo Premium is C$12.99/month or C$59.99/year — significantly less than Monarch or YNAB, with more AI features built in. A lifetime plan is also available for users who prefer to pay once. Try free for 3 days. Cancel anytime. What our users say "Saveo makes budgeting effortless. It syncs with my bank and tracks everything automatically." — Emily, New York "The AI categorization is a game-changer. It learned my habits and helped me save more than ever." — Raj, San Francisco "The charts make it so easy to see where my money goes. No more guesswork." — Sarah, Chicago "Simple, smart, and secure. The budgeting app I've been searching for." — Michael, Miami Your data, always protected Saveo uses industry-leading encryption and secure Plaid connections trusted by major financial institutions. Your financial data is never sold, never shared, and always yours. Saveo Premium Monthly — $12.99 Saveo Premium Annual — $59.99 Saveo Premium Lifetime — $199.00 3-day free trial. Cancel anytime. Terms of Use: https://saveo.app/terms Privacy Policy: https://saveo.app/privacy ## Key features - AI-powered transaction categorization - Automated expense tracking - Secure bank account syncing - Personalized budget creation - Visual spending insights - Subscription tracking ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Saveo Premuim | $12.99 | per month | | Saveo Premium Annual | $59.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Saveo Premium Lifetime | $199.00 | one-time | ## Recent user reviews (10 of 14) All indexed reviews: https://appshunter.io/ios/app/saveobudget-and-expense-tracker/id6747456269/reviews.md ### 5/5 — Great for Budget Newbies *2026-03-14* I never thought I’d understand my finances, but Saveo makes it simple. It’s like having a financial coach right on my phone. ### 5/5 — Saves Me Time Every Day *2026-03-14* Before Saveo, I spent hours each week trying to track what I spent. Now it’s all done for me, and I can focus on other stuff. ### 5/5 — No More Spreadsheet Struggles *2026-03-14* I’m so done with manually tracking expenses on spreadsheets. Saveo does it all automatically, and I actually stick to my budget now. ### 5/5 — Reliable and Secure *2026-03-14* It feels safe to connect my accounts with Saveo. The privacy stuff is solid and I don’t worry about my info leaking out. ### 5/5 — Dark Mode Is a Relief *2026-03-14* I use my phone a lot at night, and the dark mode on Saveo is easy on the eyes. Wish more apps did this. ### 5/5 — Helps Me Cut Back Unnecessarily *2026-03-13* Looking at the spending categories helped me realize I was spending too much on takeout. Saved me some cash after I adjusted. ### 5/5 — Love the Weekly Summaries *2026-03-13* Getting a quick recap every week keeps me aware of how I’m doing. It’s kind of like a report card for my wallet. ### 5/5 — Helps Me Cut Back Unnecessarily *2026-03-13* Looking at the spending categories helped me realize I was spending too much on takeout. Saved me some cash after I adjusted. ### 5/5 — Definitely recommended *2025-09-12* Saveo is super easy to use and helps me stay on top of my spending without the stress. I love how it tracks everything automatically and keeps my savings goals in check. Definitely a must-have if you’re trying to manage your money better! ### 5/5 — Budgeting made super easy! *2025-07-29* Saveo has totally changed how I manage my money. It’s super easy to use, and I love how it tracks my spending automatically. The budget goals keep me on track without feeling overwhelming. Highly recommend if you’re trying to save more! ## Frequently asked questions about Saveo ### Does Saveo have ads? Yes, Saveo contains advertisements. As a free app with in-app purchases, advertisements are displayed to users. ### How much does Saveo Premium cost? Saveo Premium is available for $12.99 per month or $79.99 annually. A 3-day free trial is offered for new users. ### What financial institutions does Saveo support? Saveo securely connects with bank accounts, credit cards, and other financial accounts through Plaid, a service trusted by major financial institutions. ### Is my financial data secure with Saveo? Yes, Saveo uses industry-leading encryption and secure Plaid connections to protect your financial data. Your information is kept private and secure. ### How often is Saveo updated? The latest version of Saveo is 2.0.20, and it was last updated on March 27, 2026. Updates ensure the app remains reliable and features are enhanced. ### What devices can I use Saveo on? Saveo is available for iPhone, iPad, and iPod. It is designed for iOS devices. ### What is the age rating for Saveo? Saveo has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances. ### Can I cancel my Saveo Premium subscription? Yes, you can cancel your Saveo Premium subscription at any time before the 3-day free trial ends to avoid charges. Cancellation details are available within the app or through your device's subscription settings. ## Version history (last 5 releases) ### 2.0.30 — 2026-08-09 bug fixes, new app interface ### 2.0.29 — 2026-07-25 bug fixes, new app interface ### 2.0.28 — 2026-06-28 bug fixes, new app interface ### 2.0.27 — 2026-05-27 bug fixes, new app interface ### 2.0.26 — 2026-05-16 bug fixes, new interface --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*