# Savern: Budget & Track Money — Spending, Bills & Debt Planner

> Spending, Bills & Debt Planner (iPhone/iPad app by CodeTomorrow LLC.)

- Source: https://appshunter.io/ios/app/savern-budget-and-track-money/id6795190478 (this page in markdown: same URL + `.md`)
- Developer: [CodeTomorrow LLC](https://appshunter.io/developer/6795190480)
- Category: Finance, Education
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 20 MB
- Languages: American English
- Released: 2026-08-04
- Data updated: 2026-09-06
- User reviews in markdown: https://appshunter.io/ios/app/savern-budget-and-track-money/id6795190478/reviews.md

## What is Savern?

Stop Guessing. Start Knowing What’s Safe to Spend.

Most money apps tell you where your money went after you spent it. Savern helps you decide what is safe to spend before it's gone.

Your bank balance shows one total number, but it does not account for rent, upcoming bills, savings goals, debt payments, or emergency money. Savern gives you a clearer answer without connecting your bank, waiting for transactions to sync, or fixing broken connections.

Freeflow — Your Real Safe-to-Spend Number
Calculate what is genuinely safe to spend: your available balance minus money needed for upcoming bills, savings goals, and your safety cushion.

Afford It — Check Before You Buy
Enter a purchase before spending. Savern checks it against your available funds, upcoming bills, goals, and safety cushion, then gives you a clear result:

• Ready Now
• Save Over Time
• Risky

Bills and Subscriptions That Don’t Sneak Up on You
Track upcoming bills and subscriptions in one place. Savern reminds you before due dates and keeps missed bills visible.

A Debt Payoff Plan You Can See
Track credit cards and loans, including balances and interest rates. See how extra payments shorten your payoff timeline.

Private, Secure and Portable
• No bank logins or account connections
• Full offline functionality
• 4-digit app lock
• Scheduled local backups and export options

Available in 28 Languages & 45 Currencies
Localized for Arabic, Bengali, Danish, Dutch, English, French, German, Hebrew, Hindi, Indonesian, Italian, Japanese, Korean, Persian, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Swahili, Swedish, Tagalog, Thai, Traditional Chinese, Turkish, Ukrainian, Urdu, and Vietnamese.

Requires a monthly or annual subscription after the 7-day trial. Auto-renews unless canceled in Apple ID settings.

Simple to start in about five minutes. Take control of your daily spending guidance without compromising privacy.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Savern Monthly | $5.99 | per month |
| Savern Annual | $49.99 | per year |



## Version history (last 4 releases)

### 1.05 — 2026-08-31

Bug fixes and improvements. Available in 28 languages and supporting 45 currencies.

### 1.04 — 2026-08-15

Bug fixes and improvements to Bills, Debts, Income, Settings, and overall app reliability.

### 1.03 — 2026-08-12

Bug Fixes. 
Localization updates and improvements.

### 1.01 — 2026-08-04

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*