# Saving Money Challenge — user reviews > 33 indexed App Store user reviews of Saving Money Challenge by Mihail Kuznecovs, rated 4.80/5 from 438 ratings. - Source: https://appshunter.io/ios/app/saving-money-challenge/id1578843165/reviews - App overview in markdown: https://appshunter.io/ios/app/saving-money-challenge/id1578843165.md - Rating breakdown: 5★ 388 · 4★ 22 · 3★ 8 · 2★ 10 · 1★ 10 ## What do users think of Saving Money Challenge? Overall sentiment: mixed **Pros** - 👍 Simple and well-done app - 💡 Unique individual envelopes - 👍 Keeps users motivated - 👍 App doesn't link to bank accounts - 👍 Fun and engaging saving method - 👍 Good for challenges like 100-day savings - 👍 Easy to manage - 👍 Digital envelope saving **Cons** - 🐛 Glitches frequently - 🤔 Unclear how money is sourced - 🤔 Unclear how to withdraw funds - 🐛 New update is problematic (hold down to register) - 👎 High cost/subscription fee - 👎 Not very customizable - 👎 Limited to one active challenge - 👎 Too many ads - 👎 Total saved amount is inaccurate - 👎 Cannot change currency - 👎 Subscription fee upon opening app **Commonly reported bugs** - App glitches quite a bit - Hold down the amount to get it to register is dumb (new update issue) - Cannot create own challenge, it doesn't save - App is buggy, cannot press back arrow on most screens - Total saved amount keeps changing and is inaccurate - Cannot access settings, they won't open **Most requested features** - Allow skipping and filling other envelopes before completing smaller amounts - Allow setting multiple active challenges - Ability to edit challenges without deleting - Ability to pick a random envelope to use - Ability to create own challenges that save - Option to skip an envelope or unclick it to move on - Option to 'catch up' on opening envelopes if behind - Option to pay out on payday - Include an optional random number generator - Create $5s and $10s challenges - Make challenges scratches, revealing saved amount and waiting until tomorrow to scratch again - Bring back the old design/font - Allow users to change currency (e.g., to £) - Allow users to access settings to change challenge amounts ## Newest reviews (10 of 33) ### 2/5 — New update is bad *2025-01-15* Having to hold down the amount to get it to register is dumb **Developer response:** I’ve just added the option to “Open on Tap” in the last update. Hope that helps! P.S. If you could update your review, that would be great. Those review really help me to develop the app :) ### 3/5 — Cost *2024-08-23* I really like this app and would actually purchase it if the cost was not so much. The one time charge of $20 is excessive specifically because the design is very minimal and the current features don’t warrant the price tag. There are fully dynamic gaming apps that should cost that price and are much less. ### 2/5 — Room for improvement *2024-04-08* Got this app so my kids could keep track of their envelopes saving. There are days when they get $1.00 or $5.00 for helping around the house. Having only the option of saving a preselected amount in each envelope is not realistic for people who are using this method to save money from cash not spent at the end of each day. Also, I had the impression that we could set several “active” challenges at once, but this is not the case. Room for improvement, ### 2/5 — The functionality does not justify the price *2024-01-01* Said in title. A quickly written app that doesn’t justify a subscription price. ### 4/5 — Love love the app *2023-12-31* But I wish there was a way to edit you challenges with out having to delete them… I wish that I could just pick a envelope and Use that envelope… ### 5/5 — Savelope *2022-11-23, version 1.09* Great app. Makes saving fun ### 5/5 — Thank you!! *2022-09-26* I was hoping that this app existed! I just wanted something to keep track of the amount I was putting in each day but as an added bonus it tells you the amounts to put in!! I love it!!!! **Developer response:** Thank you for the review! I’m glad that you are enjoying the app! It will become even better soon! :) ### 5/5 — Wonderful *2022-08-22* Great app **Developer response:** Thank you for the review! I’m working hard to make this app even better! ### 5/5 — 10/10 Recommend *2022-04-15* I love this app , I’ve shared this app w/ groups on Facebook ! 10/10 recommend this app easy and simple to manage . **Developer response:** Thank you very much! I’m happy to hear that you are enjoying the app! :) ### 4/5 — Catching up on days *2022-02-01* I like the idea of this, and that I can pick the amount of goal and envelopes. But, I would like to have option to ‘catch up’ on opening envelopes if I haven’t been able to do them every day. Or to pay them out on pay day. I currently need to open 6 that I’m behind on, and it limits me still to one per day. **Developer response:** Thank you for the review! I’m currently working on adding this feature. Just wait for the next update :) ## Most critical reviews (10 lowest-rated) ### 1/5 — Not very customizable *2024-04-21* Please allow to skip and fill other envelopes before completing smaller amounts. Should be fully customizable. **Developer response:** Hello! You can fill other envelopes by shuffling them. But the idea of the challenge is that you always get a random money amount to save. If you want to fill smaller amount before bigger ones, you need to create challenge with “increasing” diatribution ### 1/5 — Stay away *2024-04-06* To many ads **Developer response:** Hello, There are completely no ads in the app. ### 1/5 — Can’t create my own challenge *2024-01-20* I tried creating a challenge but it does it save after creating it? What’s the point of using this app if it doesn’t even work? **Developer response:** Hello Jeremy! I’ve upgraded Challenge creation screen in the last update, so it should be fine now. Please, take a try 🙂 ### 1/5 — Wanting this app *2024-01-12* Upon opening the app first thing you see is a subscription fee. Reading about the app nothing states to pay for using this app. This is my budget style I was excited to use until I saw the fees. **Developer response:** Hello Rita You can use this app for free. Subscription includes only a few non-vital features such as color themes or comments. During onboarding, there is “Not Now” button on the Subscription screen. If you press it, you can use the app ### 1/5 — App is buggy *2024-01-10* I cannot press the back arrow on most screens. I am finding the app useless. I would like a refund please. Thank you. ### 1/5 — Not free *2023-08-13* It’s not free. After I downloaded it, the app wanted to charge me **Developer response:** Hello! The core app functionality is free. There are some paid premium app features, that allows me to continue developing and improving the app. However, the app should not try to charge you the moment you’ve downloaded it. If you experienced such issue, please write me at mkuzdev@gmail.com. I’ll try to fix that issue. Thanks! ### 1/5 — Total saved amount keeps changing and inaccurate *2023-01-04* I love the concept and it would wonderful if it works. The total amount saved keeps changing and is incorrect. **Developer response:** Hey! Thanks for feedback! Sad to hear that app does not work for you. Could you contact me via app feedback or directly via email mkuzdev@gmail.com? It is really important to fix this problem, so the app would work properly Best regards, Misha ### 1/5 — Could be better *2023-01-02* Would have been good to change the currency to £ **Developer response:** Hello! Wanted to let you know, that you can now choose £ currency as well as various different currencies! You can download the latest update and give it a try! Hope you’ll like it 😊 ### 2/5 — Great app but glitches *2026-05-17* Unique functions to have individual envelopes, update your total or days even once started but it glitches quite a bit. ### 2/5 — My experience *2025-12-28* I like the way it looks and the concept but I can’t figure out where the money is coming from because it didn’t ask me for any bank or card info and I can’t figure out how to withdraw if I need to. It says I saved but no record of it at all. ## Most praised reviews (10 highest-rated) ### 5/5 — L❤️VE THIS APP!!! *2026-06-18* Best app to help save money! The envelope system really works whether you’re saving up for something special or just wanting to pay off debt. ### 5/5 — Updates *2026-05-22* I love this app. Misha was great and very quick with responding to a concern I had. Misha had fixed the issue in a timely manner. ### 5/5 — Really well done *2025-04-10* This is a very well done simple app. I use it when I borrow from my savings to pay off credit cards or taxes. Splitting the amount in to 90 day envelopes makes getting the money back In to savings feel more organized. ### 5/5 — Not bad app to save *2024-12-20* Not bad ### 5/5 — Love the simplicity! *2024-08-18* I’ve been using this app for about 3 months and I love it. I was looking for something super simple that will help keep me motivated and I appreciate that this DOESN’T link to my bank account like so many budgeting apps. Having to participate and take action, rather than have an app that does everything for me, has been a helpful aspect. I’m also using it for a “30 day minimalism challenge” to purge some stuff from my apartment. I can see so many uses for this simple format. ### 5/5 — Love love the app *2024-03-04* But I wish there was a way to edit you challenges with out having to delete them… I wish that I could just pick a random envelope and Use that envelope… Like number 1 and number 10… **Developer response:** Hello! Thank you for review You can edit your challenges in the latest app version. Update your app and you should see the edit button in your challenge settings :) ### 5/5 — Save money *2024-02-09* Love this app! I look forward to opening an envelope every day and it was easy to save the money in 100 days! Going to start another round of the challenge in a few weeks :) ### 5/5 — Please bring back the old design *2024-01-12* Miss the old font. Great app but now feels boring & sterile:( ### 5/5 — Just what I needed *2024-01-10* This app is so helpful when trying to do the envelope challenge but digitally. I was looking for an app that would randomly give an amount to save every day but I do wish their was an option to skip an envelope or at least unclick it to move on. ### 5/5 — Love it *2022-12-31* I’m a shopaholic and I’m not a consistent person especially when it’s easy to do like other money budget apps just let us put money into our budget whenever we want to which doesn’t help a person like me who really needs special help with stuff like saving this app to me gives me I said what I said and I mean it wait until TOMORROW lol love it and I also love how they make up the amount instead of me it’s a challenge I love I can’t wait until it be the next day just to open up a envelope to see what they will throw at me so fun I believe this app will help me save only thing I don’t know is what if you’re finish and you want to start over will they throw the same money prices at you again that’ll get boring because I will know how much it will tell me to save I hope not but so far I love it I’m on day 7 about to hit up day 8 in 45 mins lol please create $5s and 10s challenges and make them scratches letting us know we saved $5 and wait until tomorrow to scratch again **Developer response:** Hey! You can create custom challenges where you are able to set up challenge sum and number of envelopes. I’m constantly adding new challenge customization options, so you could create various challenges. If you have any ideas, you can write me an e-mail via the app feedback option. I will be glad to consider any new ideas! 😊 Thank you for the review! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*