# Saving+: Personal Finance App — Boost Interest Earnings Easily

> Personal finance app to compare savings rates and calculate bonus interest. (iPhone/iPad app by BETTERBIT PTE. LTD..)

- Source: https://appshunter.io/ios/app/saving-plus-personal-finance-app/id6661034513 (this page in markdown: same URL + `.md`)
- Developer: [BETTERBIT PTE. LTD.](https://appshunter.io/developer/1739924198)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0.0 · 58 MB
- Languages: English
- Released: 2024-08-26
- Data updated: 2026-06-04
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/saving-plus-personal-finance-app/id6661034513/reviews.md

## What is Saving+?

Unlock the Full Potential of Your Savings with Saving+

Maximize your savings account interest rates effortlessly. Unsure which savings account is best for your income? Saving+ simplifies the decision by comparing rates across top banks and accounts like OCBC 360, UOB One, Trust by Standard Chartered (sc, scb) and Fairprice Group, Maribank, GXS, and Chocolate Finance. More accounts from CIMB, DBS, HSBC, and others are on the way.

Struggling to meet OCBC 360 Save Bonus requirement to earn $125 Bonus Interest? With Saving+, a quick calculation shows exactly how much to adjust—whether transferring in or out of your account. No more financial juggling to meet the $500 average daily balance increase while investing elsewhere. Saving+ optimizes every dollar.

Whether you’re saving for retirement, managing wealth, or aiming to boost your interest earnings, Saving+ equips you with the tools to make smarter financial decisions.

Key Features:

•	Save Bonus Calculator: Instantly calculate the required amount to meet OCBC 360’s Save Bonus, ensuring you maximize your savings account benefits.

•	Interest Rate Comparison: Easily compare interest rates across banks and savings accounts, and optimize your savings..

•	Light & Dark Modes: Customize your experience with the interface that suits you best.

•	Data Protection: Your personal data stays private, never stored or uploaded.

Perfect for anyone seeking to save more, invest wisely, and grow their wealth, Saving+ is your go-to tool for maximizing savings account interest rates. Easily compare rates, meet bonus requirements, and boost your savings with just a few clicks.

Download Saving+ today and never miss out on maximizing your savings interest again!

Terms of Use: https://habitrewards.me/terms-of-use

Privacy Policy: https://habitrewards.me/privacy-policy

We value your feedback and suggestions. Connect with us:

Email: hi@habitrewards.me

## Key features

- Interest rate comparison
- Savings bonus calculator
- Optimize savings strategy
- Data protection
- Light & dark modes

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Unlimited | $2.99 | per month |
| Unlimited (Yearly) | $9.99 | per year |
| Unlimited | $2.99 | per 7 days |
| Unlimited (Yearly) | $9.99 | per year |
| Unlimited | $2.99 | per month |
| Unlimited | $0.99 | per 7 days |
| Unlimited | $0.49 | per 7 days |
| Unlimited | $2.99 | per month |
| Unlimited | $1.99 | per month |
| Yearly | $19.99 | per year |
| 6 Months | $17.99 | per 6 months |
| Yearly | $39.99 | per year |
| Yearly | $69.99 | per year |
| Monthly | $6.99 | per month |
| 6 Months | $34.99 | per 6 months |
| 6 Months | $39.99 | per 6 months |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Unlimited | $29.99 | one-time |
| Unlimited | $19.99 | one-time |


## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/saving-plus-personal-finance-app/id6661034513/reviews.md

### 4/5 — Rates not updated

*2025-08-07, version 1.2.1*

Still using old rates

### 1/5 — honestly, useless.

*2025-06-27, version 1.2.1*

tried it out because of the good reviews and because i wanted to find a savings account with better rates. first of all, the interest rates arent even updated. gxs has since decreased their maximum interest rate to 1.98%, maribank to 1.88%, others could also be wrong but this 2 are the ones im sure of. interest rates in the app is still reflected as 2.98% and 2.28% respectively.
interface is also honestly not very user friendly and bare, not sure why people would pay $4.98 a month just to compare interest rates. only thing relatively usable would be the bonus calculation but even that is if you already have those accounts. 
a skip from me, would not recommend.

### 5/5 — Very helpful

*2025-04-19, version 1.2.1*

Accurate way of comparing different saving account interest rates. Super helpful in Singapore where there are so many financial products and it can be challenging to keep track and compare

### 5/5 — Very useful

*2025-03-31, version 1.1.33*

Good comparison

### 4/5 — Very good

*2025-01-26, version 1.1.32*

Hood

### 1/5 — No fixed D rates comparison

*2024-12-23, version 1.1.29*

Once you set your profile, it will give you a set of metrics to play with but I don’t see fixed Deposit in it. I also can’t redo my profile once I set it. V limited use.

### 5/5 — I get free credit

*2024-12-20, version 1.1.27*

Ok

### 5/5 — More functions now

*2024-11-20, version 1.1.23*

More functions

### 5/5 — Good

*2024-11-08, version 1.1.23*

Good

### 5/5 — Good

*2024-11-04, version 1.1.22*

Provided all banks interest and promotion of the months. Hopefully there is fixed deposit comparison as well.

## Frequently asked questions about Saving+

### What is Saving+?

Saving+ is a personal finance app designed to help you maximize your savings account interest earnings. It allows you to compare rates across various banks and calculate specific amounts needed to meet bonus interest requirements.

### How does Saving+ help with OCBC 360?

Saving+ includes a dedicated Save Bonus Calculator that shows you precisely how much to adjust your balance to meet the OCBC 360 Save Bonus requirements, such as increasing your average daily balance.

### Which banks and accounts does Saving+ compare?

Saving+ currently compares rates for accounts like OCBC 360, UOB One, Trust by Standard Chartered, Fairprice Group, Maribank, GXS, and Chocolate Finance. More accounts from CIMB, DBS, and HSBC are planned.

### Is Saving+ secure?

Yes, Saving+ prioritizes data protection. Your personal data is kept private and is never stored or uploaded by the application.

### What are the subscription options for Saving+?

Saving+ offers several subscription plans, including weekly and monthly options. Some plans provide free trial periods, such as a 3-day or 7-day free trial for monthly subscriptions.

### Does Saving+ have ads?

Yes, Saving+ contains advertisements. The app is free to use but includes ads to support its operation.

### On what devices can I use Saving+?

Saving+ is available on iPhone, iPad, and iPod devices. It is designed to be compatible with Apple's iOS ecosystem.

### How often is Saving+ updated?

The latest version of Saving+ is 1.2.1, and it was last updated on April 2, 2025. This indicates regular updates to improve functionality and add new features.

## Version history (last 5 releases)

### 1.2.1 — 2025-04-02

- Improve performance and UI
- Add new saving accounts
- Update interest rates

### 1.1.33 — 2025-02-03

- Update interest rates

### 1.1.32 — 2025-01-10

- Update GXS interest rates
- Improve performance

### 1.1.31 — 2024-12-28

- improve performance and UI

### 1.1.30 — 2024-12-23

- Improve performance and UI

## Apps similar to Saving+

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [DBS digibank](https://appshunter.io/ios/app/dbs-digibank/id1068403826) | 4.6 (4,571) | Free | Finance |
| [Trust Bank SG](https://appshunter.io/ios/app/trust-bank-sg/id1598460384) | 4.8 (250) | Free | Finance |
| [POSB digibank](https://appshunter.io/ios/app/posb-digibank/id1068416633) | 4.7 (777) | Free | Finance |
| [Singlife: Save, Earn, Insure](https://appshunter.io/ios/app/singlife-save-earn-insure/id1485702405) | 3.0 (10) | Free | Finance |
| [Hugosave](https://appshunter.io/ios/app/hugosave/id1567205682) | 4.5 (2) | Free | Finance |
| [UOB TMRW](https://appshunter.io/ios/app/uob-tmrw/id1049286296) | 4.8 (2,605) | Free | Finance |

## More apps by BETTERBIT PTE. LTD.

- [Habit Tracker - Habit Rewards](https://appshunter.io/ios/app/habit-tracker-habit-rewards/id6482973563)
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- [Onda AI Podcast Note Taker](https://appshunter.io/ios/app/onda-ai-podcast-note-taker/id6743153167)
- [Claude Code & Codex Mobile IDE](https://appshunter.io/ios/app/claude-code-and-codex-mobile-ide/id6751626168)

All apps by BETTERBIT PTE. LTD.: https://appshunter.io/developer/1739924198

## Related topics

[iocbc](https://appshunter.io/ios/topics/iocbc) · [gxs](https://appshunter.io/ios/topics/gxs)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*