# Savings: AI Expense Tracker — AI receipt scan & quick add

> AI receipt scan & quick add (iPhone/iPad app by Jarruspong Makkul.)

- Source: https://appshunter.io/ios/app/savings-ai-expense-tracker/id6781988940 (this page in markdown: same URL + `.md`)
- Developer: [Jarruspong Makkul](https://appshunter.io/developer/540266077)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 18 MB
- Languages: American English, Dutch, French (France), German (Germany), Indonesian, Italian, Japanese, Korean, Brazilian Portuguese, Russian and 5 more
- Released: 2026-06-24
- Data updated: 2026-10-15

## What is Savings?

Savings gives you a simple, beautiful view of your money — one clean screen, one honest score. Snap a receipt, type "lunch 250," or ask a question — on-device AI does the rest. Completely private.

SCAN A RECEIPT OR TRANSFER SLIP WITH AI
Point your camera at a receipt or transfer slip, or pick a photo, and on-device AI reads the total, date, and merchant — the image never leaves your iPhone. Auto-scan logs receipts when you open the app. First scans free.

QUICK ADD — JUST TYPE IT
Type plain words — "lunch 250," "taxi 80" — and Savings logs it in one tap, filling in the amount and category. A fast parser handles it free; AI steps in for anything trickier.

AI ASSISTANCE
Chat with an on-device financial guru that answers from your spending, budgets, goals, and debts. First messages free. Plus an AI Summary of your month, with a tip.

YOURS, EVERYWHERE
Native on iPhone, iPad, Mac, and Apple Vision Pro — plus a free Apple Watch app with your score, plan rings, Quick Add, and complications. Everything syncs through your own iCloud.

KNOW YOUR SCORE
Every transaction rolls into a single 0–100 score for the cycle — the share of your income you actually saved. One glance shows if you're on track: Excellent, Good, Fair, or at Risk.

A BUDGET PLAN THAT KEEPS UP
Split your income into Needs, Wants, and Savings — 50/30/20, 70/20/10, 60/20/20, or your own split. Needs and Wants are shared budgets: you choose which categories, custom ones included, spend from each. Savings is your monthly target. Track Plan vs Actual, your spending pace, and the last 6 months, and edit any month's plan. Pick the day your month starts.

A DASHBOARD THAT GOES DEEP
A configurable grid of cards shows totals, averages, category breakdowns, a spending map, and trend graphs. Filter by cycle, year, a custom range, or all time.

LOG IN SECONDS
Pick a category, type the amount, tag the place — done. Or ask Siri.

CATEGORIES THAT FIT YOU
Beyond the built-ins, create your own — name it, pick an icon, choose its type — free and unlimited. They work everywhere.

SAVE, INVEST & SET GOALS
Set money aside as Savings — kept, not spent, so your score stays honest. Track returns as Capital Gain, by amount or an estimated %. Build long-term goals like an emergency fund, and choose whether each contribution counts toward your monthly savings target.

DEBT TRACKING
Track credit cards and loans, with effective or flat interest. Record a payment in one tap, see your next due date, and watch your debt-free date get closer.

RECURRING, DONE RIGHT
Rent, salary, subscriptions — set them once and they repeat. Edit or delete one occurrence, all, or just future ones.

REMINDERS THAT KEEP YOU ON TRACK
Set a reminder so a bill never slips, and opt into a daily nudge to log spending plus a daily score summary.

HOME & LOCK SCREEN WIDGETS
Free widgets at a glance — saving score, cycle overview, savings, debts, latest transactions, your Needs & Wants plan, and Quick Add.

PRIVATE BY DESIGN
No account. No tracking. Even the AI runs on your device — your finances never touch our servers, only your private iCloud. Export to CSV any time; full backups keep your photos, notes, and settings. Lock it with a passcode, Face ID, or Touch ID.

SPEAKS YOUR LANGUAGE
Fully localized in 15 languages, each with matching currency.

FREE TO USE
The full app — scoring, logging, calendar view, savings & goals, debt tracking, dashboard, budget plan, recurring, CSV export, widgets, app lock, Quick Add, and 20+ categories — is free. Optional one-time unlocks add more:
• Receipt Scanning & AI Quick Add — unlimited AI receipt & slip scanning, AI Quick Add, and auto-scan (first uses free)
• AI Assistance — unlimited chat with your on-device financial guru (first messages free)
• All Widgets — every advanced dashboard card, chart & breakdown
• Category Pack — every specialized income & spending category

No subscriptions. Buy once, keep forever.

Start today — snap, type, ask, save, and watch your score climb.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium Widgets | $2.99 | one-time |
| Category Pack | $0.99 | one-time |
| Receipt Scan & AI Quick Add | $4.99 | one-time |
| Ask AI | $3.99 | one-time |


## Is Savings safe?

Not enough ratings yet to assess Savings.

## Is Savings legit?

Savings: AI Expense Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Savings is 75 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 3.8 — 2026-10-11

Savings 3.8 — AI Assistance on every device.

• AI Assistance now works on devices without Apple Intelligence. Answers come from your own transactions, budgets, and goals, calculated on your device.
• On those devices, AI Assistance is free.
• Devices with Apple Intelligence keep the on-device chat.

Thanks for using Savings! Questions or ideas? Email m.jarruspong@gmail.com.

### 3.7 — 2026-10-10

Savings 3.7 — Smarter scanning, safer lock.

• Receipt scan now reads bank transfer and bill-payment slips and shows who you paid — the person or the shop.
• Auto-scan skips photos that aren't receipts.
• Quick Add understands amounts like 5k, 2万, 50rb and 5tr, and ignores dates and phone numbers.
• Stronger App Lock — the lock screen covers open forms, and repeated wrong PINs are slowed down.
• More reliable recurring transactions at month-end, CSV import and export, backup restore, and settings sync between devices.
• Larger text sizes are supported in more places, with more VoiceOver labels.

Thanks for using Savings! Questions or ideas? Email m.jarruspong@gmail.com.

### 3.6.1 — 2026-10-09

Savings 3.6.1 — Dashboard in two columns.

• Dashboard in two columns on iPad, Mac, iPhone landscape and iPhone Duo — each column scrolls on its own and follows the fold.

Thanks for using Savings! Questions or ideas? Email m.jarruspong@gmail.com.

### 3.6 — 2026-10-08

Savings 3.6 — Made for iPhone Duo.

• iPhone Duo support — Home, Budget, Settings and AI use both screens, and the layout follows the fold when the device is partly open.
• Roomier layouts on iPad, Mac and iPhone Duo — forms, lists and badges sit in a comfortable column.
• Settings and AI share a cleaner two-column layout with a wider sidebar.

Thanks for using Savings! Questions or ideas? Email m.jarruspong@gmail.com.

### 3.5 — 2026-10-07

Savings 3.5 — Bigger screens, smarter AI.

• Made for iPad, Mac and landscape — two-column layouts for Home, Budget, Settings and AI, and a roomier Dashboard.
• AI chats are saved and sync with iCloud — pin, rename, swipe to delete, and tap the next question the AI suggests.
• Budget redesign — plan rings with Available to Spend, and your Savings Goals right on the Budget tab.
• Goals on autopilot — a default contribution, automatic monthly contributions, and automatic returns (monthly or yearly, % or amount).
• Any expense can now count as a debt payment.
• Four new Home summary pages: Top Spending, Your Plan, Daily Spending and Upcoming.
• A fresh look for Settings.

Thanks for using Savings! Questions or ideas? Email m.jarruspong@gmail.com.

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## More apps by Jarruspong Makkul

- [Savings - Score & Budget](https://appshunter.io/ios/app/savings-score-and-budget/id541917632)
- [Umbrella: Weather & Rain](https://appshunter.io/ios/app/umbrella-weather-and-rain/id6779895568)

All apps by Jarruspong Makkul: https://appshunter.io/developer/540266077

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-15.*