# Savings Tracker FINdependence — Goal, Net Worth, Clarity

> Personal finance tracker for savings, investments, debts, and financial goals. (iPhone/iPad app by Grzegorz Koziol.)

- Source: https://appshunter.io/ios/app/savings-tracker-findependence/id6475792214 (this page in markdown: same URL + `.md`)
- Developer: [Grzegorz Koziol](https://appshunter.io/developer/1593587644)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 14.0.0 · 72 MB
- Languages: American English, French (France), German (Germany), Korean, Polish, European Portuguese, Chinese (Simplified, China), European Spanish
- Released: 2024-07-16
- Data updated: 2026-08-21
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/savings-tracker-findependence/id6475792214/reviews.md

## What is Savings Tracker FINdependence?

Savings Tracker – Money Manager & Financial Goal
Saving money shouldn’t feel complicated.

Savings Tracker helps you see where your money is, where it’s going, and how close you are to your financial goals — all in one simple, easy-to-use app.

Whether you're building an emergency fund, saving for something big, or working toward financial independence, this app keeps everything clear and organized.

See All Your Money in One Place
No more guessing. No more messy spreadsheets.

- Track your savings, investments, and debts together
- Organize everything into simple categories and portfolios
- Import your data with a CSV file or add accounts in seconds
- Manage money in 180+ currencies with live exchange rates

It’s your full financial picture — at a glance.

Stay Focused on Your Financial Goals
Big goals become easier when you can see your progress.

- Set clear savings targets
- Track your journey toward financial independence
- Use the future value calculator to see how your money could grow
 -Watch your progress update in a clean, visual dashboard

Small steps. Real progress.

Build Better Money Habits
Consistency beats perfection.

-Use simple strategies like DCA or value averaging
- Get friendly reminders to save or invest
- Follow daily stock and ETF price updates
- See how your portfolio is performing over time

No pressure. Just steady improvement.

Smart Insights (Without the Jargon)
- Get easy-to-understand tips from your AI financial coach
- See your asset breakdown clearly
- Stay informed with simple news summaries

Everything is designed to help you feel more confident with your money — not overwhelmed.

Planning Only — No Trading

Savings Tracker is a money manager and financial goal planner.
You can’t buy or sell stocks or crypto here.
This app is built to help you track, plan, and grow — calmly and intentionally.

Ready to feel more in control of your savings?

Download Savings Tracker and start building your future today.

By downloading this app, you agree to the Standard Apple Terms of Use: https://findependence.app/#eula

## Key features

- Track savings, investments, and debts
- Organize into categories and portfolios
- Import data via CSV or add accounts
- Manage 180+ currencies
- Set savings targets
- Visualize progress with dashboards
- AI financial coach insights

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Unlimited Access | $8.95 | per year |
| Unlimited Access | $1.49 | per month |
| Unlimited Access 7-Day Trial | $8.95 | per year |
| Extended Access | $12.99 | per year |
| Extended Access | $1.99 | per month |
| Unlimited Access special offer | $19.99 | per year |
| Unlimited Access | $1.99 | per 7 days |
| Extended Access | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| FINdependence Lifetime | $29.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/savings-tracker-findependence/id6475792214/reviews.md

### 1/5 — Lifetime purchase option missing

*2025-04-06*

There’s supposed to be an option to purchase this with one payment for a lifetime subscription but the app only seems to allow you to choose between an annual and monthly subscription.

**Developer response:** Thank you for your feedback! The lifetime purchase option is now available again. Please use the 'more options' link on the paywall to access it. We appreciate your support and hope you continue to enjoy the app!

### 1/5 — Bad programming

*2025-02-11*

Couldn’t even set my birthday. The very first thing. It was so light I could not see the date. Did they ever even use the app before launching it. Poor design. I hate wasting time with cheap designed apps.

**Developer response:** Apologies for the frustration! We're actively improving the design for a better experience. Could you share more details at contact@masteryourmoneysmart.com? Your feedback is valuable to us!

## Frequently asked questions about Savings Tracker FINdependence

### What is Savings Tracker FINdependence?

Savings Tracker FINdependence is a personal finance app designed to help you track your savings, investments, and debts. It allows you to set financial goals and monitor your progress through visual dashboards and smart insights.

### Does Savings Tracker FINdependence have ads?

Yes, Savings Tracker FINdependence contains advertisements. As a free app with in-app purchases, ads are displayed to support its continued development and availability.

### What are the subscription options for Savings Tracker FINdependence?

Savings Tracker FINdependence offers several subscription plans, including 'Unlimited Access' at $1.49/month or $1.99/7 days, and 'Extended Access' at $1.99/month. There is also an annual 'Unlimited Access' option for $8.95.

### Can I trade stocks or crypto with Savings Tracker FINdependence?

No, Savings Tracker FINdependence is strictly a planning and tracking tool. It does not support buying or selling stocks, crypto, or any other assets.

### What currencies does Savings Tracker FINdependence support?

Savings Tracker FINdependence supports money management in over 180 currencies, featuring live exchange rates to provide accurate tracking regardless of your location.

### How often is Savings Tracker FINdependence updated?

The latest version of Savings Tracker FINdependence is 6.14, and it was last updated on February 18, 2026. This indicates a recent and active development cycle.

### What devices is Savings Tracker FINdependence available on?

Savings Tracker FINdependence is available for iPhone and iPod devices. It is designed for users who prefer to manage their finances on Apple mobile devices.

### What is the age rating for Savings Tracker FINdependence?

Savings Tracker FINdependence has an age rating of 4+. This means it is suitable for users of all ages, with content generally considered appropriate for young children and up.

## Version history (last 5 of 5)

### 6.19 — 2026-08-08

Minor updates.

### 6.18 — 2026-07-02

Minor updates to improve the app experience.

### 6.17 — 2026-06-19

Minor updates to improve the app experience.

### 6.16 — 2026-06-15

Minor software corrections

### 6.15 — 2026-06-02

Updated the way calculations work behind the scenes.

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## More apps by Grzegorz Koziol

- [Car expenses tracker Lite](https://appshunter.io/ios/app/car-expenses-tracker-lite/id1607166494)
- [Car expenses tracker](https://appshunter.io/ios/app/car-expenses-tracker/id1613051839)
- [Vehicle Mile Tracker](https://appshunter.io/ios/app/vehicle-mile-tracker/id6751585121)

All apps by Grzegorz Koziol: https://appshunter.io/developer/1593587644

## Related topics

[objeto de ahorro](https://appshunter.io/ios/topics/objeto-de-ahorro)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*