# Savings Tracker PH: Finnest — Budget & Expense Tracker > Private savings tracker and finance manager simulating interest growth. (iPhone/iPad app by Ronald Allan Vedana.) - Source: https://appshunter.io/ios/app/savings-tracker-ph-finnest/id6737793710 (this page in markdown: same URL + `.md`) - Developer: [Ronald Allan Vedana](https://appshunter.io/developer/1777958814) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 4.30/5 from 4 App Store ratings · 19 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 67 MB - Languages: American English - Released: 2024-11-05 - Data updated: 2026-08-27 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/savings-tracker-ph-finnest/id6737793710/reviews.md ## What is Savings Tracker PH? Finnest is a savings tracker and finance tracker designed to help you track savings, manage expenses, and visualize your money growth in one powerful app. Track savings accounts, monitor expenses, and manage budgets while your balances update with simulated interest growth. Built for privacy-first users, Finnest works without bank connections and still helps you plan—even when you don’t log everything. Main Features Core Savings Features • Savings Growth Tracking – Monitor balances across digital and traditional banks while visualizing how your money grows over time. • Auto Interest Simulation – Automatically simulate daily and monthly interest credits so you can see realistic savings growth. • Multi-Bank Savings Tracking – Track PH digital banks (Maya, SeaBank, GoTyme, CIMB, Tonik, UnionDigital) and traditional accounts in one place. • Savings Projection & Comparison – Compare where your money earns more and plan smarter allocations. Secondary Support Features • Budget Planner & Spending Tracker • Recurring Transactions • Subscription Manager • Credit Card & Debt Tracking • Calendar Budgeting • Custom Financial Cycle • Multi-Currency Support Trust & Compliance • Private & Secure – No bank logins. Interest values are simulated for tracking and planning purposes only. Why Choose Finnest? • Organize your budget, savings, subscriptions, and investments in one app. • Simulates growth from PH digital banks and automatically updates estimated daily and monthly interest. • Manual input with automated calculations — no bank logins required. • Simulated real-time interest – the app auto-credits daily and monthly interest just like digital banks, so your balances grow in-app the same way they do in real life. • Saves you time – no manual computation needed, your portfolio updates automatically. • Perfect for anyone who wants to reduce spending, grow savings, and plan smarter. Important Note: Finnest does not handle real money, perform banking transactions, or require users to provide sensitive financial details. It is not a financial service or investment platform. By using Finnest, you agree to our Terms of Use (https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) and Privacy Policy (https://heyallan.com/finnest-ph-policy). Download Finnest today and experience the easiest way to track your budget, subscriptions, and savings growth—faster, smarter, and private. ## Key features - Savings growth tracking - Auto interest simulation - Multi-bank savings tracking - Budget planner - Spending tracker - Subscription manager ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | FinnestPH Supporter (Yearly) | $5.99 | per year | | FinnestPH Supporter (Monthly) | $0.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Upgrade to Premium | $6.99 | one-time | | Buy Me a Coffee (Small) | $0.99 | one-time | | Buy Me a Coffee (Medium) | $1.99 | one-time | | Buy Me a Coffee (Large) | $2.99 | one-time | ## Recent user reviews (10 of 19) All indexed reviews: https://appshunter.io/ios/app/savings-tracker-ph-finnest/id6737793710/reviews.md ### 5/5 — Very good actually *2025-11-08, version 1.4.16* Originally gave a low rating because I couldn’t figure out how to make accounts with no interests. I’ve figured it out on my own and ended up purchasing the subscription because of how clean it looks. I will definitely get the lifetime subscription if it performs well during my first month ### 5/5 — C *2025-11-07, version 1.4.15* Nice app. You can edit it on your phone and it will appear to the other person you are sharing with right away. ### 4/5 — App is almost perfect! *2025-11-06, version 1.4.15* I really like how clean and easy to use the interface is. Everything feels intuitive and simple to navigate. I think it would be even better if we could view and pay the credit card bill directly based on the statement date. It would also help a lot to have a reimbursement or refund option right from the transactions page, so it’s easier to record and match expenses with the amount returned, especially for group buys or shared meals. Overall, it’s a very useful tool. Hopefully we can see these features in the future! ### 1/5 — Can’t add an account *2025-11-06, version 1.4.15* Just purchased a lifetime plan. Why it’s showing ‘Select a promo’ when I am adding a bank? Can’t proceed. ### 3/5 — Great app, just need more functions *2025-11-05, version 1.4.15* Option to add physical asset (e.g. Gold, real estate properties) Budgeting - Option for batch selecting more than one category at a single monthly budget for less hassle. ### 5/5 — I bought the one time purchase *2025-11-02, version 1.4.14* I bought the one time purchase and accidentally deleted the account. Now when i click on restore purchase it will take me back to a free account. I have all the screenshots to prove that I purchase the lifetime subscription. Now its asking me to pay again. Sad.. so sad! I really love this app 😔 Edit Review: Got support in Reddit and got my account back just like that. Best app support. I wasnt expecting to get any assistance from the developer but boy am I wrong. Best finance tracker in the Philippines and their support is impressive. Thank you! 🙏 ### 4/5 — Needs update *2025-09-08, version 1.4.7* Good app but needs more customizations - edit interest rates, maturity dates, etc. ### 5/5 — Best Finance App with great support *2025-08-16, version 1.4.2* Ive used many savings tracking apps, and Finnest is by far the best. The user experience is smooth and intuitive. What really stands out is the developer, very responsive, open to feedback, and willing to consider feature requests. It’s rare to find that level of engagement. I'm hoping to see a Bill Management feature added soon, allowing users to track upcoming payments like credit cards and essential bills (electricity, water, etc.). ### 2/5 — My whole account gone *2025-07-27, version 1.3.26* What happened? Paid for my subscription. App worked great until today. My whole dashboard is gone, could not login, clicked on forgot password but did not get any link via email. I could not even re-create because in my account profile, I suddenly had no email and back to Free. ### 5/5 — Coins.ph Integration *2025-07-19, version 1.3.22* New subscriber here. Very helpful app! Is it possible to integrate my Coins.ph crypto profile? I have an investment in crypto, and it would be much easier and more efficient if I could add items from that wallet. Thank you! ## Frequently asked questions about Savings Tracker PH ### What does Finnest do? Finnest is a savings tracker and finance manager designed to help you monitor your savings, manage expenses, and visualize your money's growth. It simulates interest accrual and allows for budgeting and subscription management without requiring bank connections. ### How does Finnest simulate interest growth? The app automatically simulates daily and monthly interest credits based on your savings balances. This provides a realistic visualization of how your money could grow over time, similar to how digital banks operate. ### Is Finnest a secure app? Yes, Finnest is built with privacy in mind and does not require bank logins or sensitive financial details. All interest values are simulated for tracking and planning purposes only, ensuring your real financial data remains secure. ### What kind of accounts can I track? You can track savings across various Philippine digital banks like Maya, SeaBank, GoTyme, CIMB, Tonik, and UnionDigital, as well as traditional bank accounts. The app allows for multi-bank savings tracking in one place. ### Can I use Finnest for budgeting? Absolutely. In addition to savings tracking, Finnest includes a budget planner and spending tracker. You can also manage recurring transactions, subscriptions, and track credit card debt to get a comprehensive view of your finances. ## Version history (last 5 releases) ### 1.7.7 — 2026-08-26 New add transaction form Savings trend line in homepage ### 1.7.6 — 2026-08-18 Show expected interest for monthly crediting wallets Bug Fix - Lend batch payment posting ### 1.7.5 — 2026-08-11 Lag Tap to Pay Expense Shortcut Add Transaction Widgets Add Transaction Flow Add Account Flow Batch Payment in Receivable Add "Checking" in savings category Bug Fix - Wallet selection in Add Payment/Charge - Toggle PH and Global Stocks in Calendar ### 1.7.4 — 2026-07-31 Add Pay in Full in Contact Page New "+" button in contact page Quarterly Payment in Subscriptions Due Date for CC in Dashboard page Allow selecting wallet from other portfolio in creating Receivable transactions Bug Fix - Text alignment in contact's transaction notes - Blurred sharable transaction image See less ### 1.7.3 — 2026-07-23 Added credit card due dates in calendar Added dividend payouts in calendar Minor update in settings Allow credit card payment source from other portfolio Bug Fix - Time deposit percentage in homepage ## Apps similar to Savings Tracker PH | App | Rating | Price | Category | | --- | --- | --- | --- | | [FinGym: Net Worth Tracker](https://appshunter.io/ios/app/fingym-net-worth-tracker/id6743069741) | — | Free | Finance | | [Budpress](https://appshunter.io/ios/app/budpress/id6502920417) | — | Free | Finance | | [Savings Tracker - Money Goals](https://appshunter.io/ios/app/savings-tracker-money-goals/id6746983987) | 4.4 (48) | Free | Finance | | [Lista PH](https://appshunter.io/ios/app/lista-ph/id1580527951) | 4.0 (3) | Free | Finance | | [Easy Spending Tracker: FINX](https://appshunter.io/ios/app/easy-spending-tracker-finx/id6738921698) | — | Free | Finance | | [Cash Flow: Finance Made Simple](https://appshunter.io/ios/app/cash-flow-finance-made-simple/id6743413536) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*