# savings.club — Vehicle financing done right > Interest-free financing for cars and property through a savings club model. (iPhone/iPad app by Savings Club.) - Source: https://appshunter.io/ios/app/savingsclub/id1610561338 (this page in markdown: same URL + `.md`) - Developer: [Savings Club](https://appshunter.io/developer/1607149857) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 6 App Store ratings · 6 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 54 MB - Languages: American English - Released: 2022-04-06 - Data updated: 2026-08-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/savingsclub/id1610561338/reviews.md ## What is savings.club? Savings Club is The Smartest Way to Buy Your Dream Car or Property. Savings Club is the newest, smartest, and most affordable way to purchase a vehicle or real estate in the United States, all with 0% interest and benefits that traditional financing can't match. Whether you're looking to buy your next car or a new house, we offer the fastest, easiest, and most budget-friendly path to ownership. Through our app, you can manage your membership, track progress, and interact with your savings club for both auto loans and real estate mortgages. Whether you're looking for a car or a home, the Savings Club revolution is here to help you secure your future. Join the Savings Revolution today! ## Key features - 0% interest financing - Vehicle and real estate purchases - Membership management - Savings progress tracking - Interaction with savings groups - Budget-friendly ownership path ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/savingsclub/id1610561338/reviews.md ### 5/5 — Great alternative to traditional financing *2026-03-27* If you’re looking to buy a car with lower interest rates than traditional financing, this app is a great option. ### 5/5 — Best deal *2025-12-11* Muito bom! Vale a pena! Ja estou indo para o meu segundo voucher ### 5/5 — Great Solution *2025-05-22* The Savings Club has being a great solution to save money and purchase a vehicle with no crazy interest. I truly recommend! 5 star for you Savings Club! ### 5/5 — Finally, a fair way to finance *2025-02-13* A simple, no-interest approach that actually makes sense. Clean app, great concept. ### 5/5 — Helped me… *2022-11-22* They helped me…I could only get approved for a loan with 19% interest, with a regular bank. But I found savings.club and when I saw that they don’t charge interest, just a small admin fee that equaled 9%…that’s when I joined! I will end up saving thousands of dollars and I can rebuild my credit!! ### 1/5 — SCAM AND FAKE *2022-11-09* This is a SCAM & FAKE auto loan that makes u pay months and months of money to them before you can actually get an auto loan and claim you have to put your money with other people in a group and if they don’t select you then you have to wait months and months again. **Developer response:** Hi Quan, thank you for your candid feedback. I'm sorry we didn't meet your expectations. We have been trying to work with you and hope you have considered the options we've offered. I can assure you we are not a scam, our goal is to help you save money on auto financing in the long run. We do our best to educate customers about how our financing works before signing a contract to help manage expectations. The financial model we use is new to the mainstream US market. It is called a rotating savings and credit association (ROSCAS) and is practiced around the world under different names. What makes our model successful is the low interest rates--it is the smartest and cheapest way of financing and how 1/3 of Brazil finances vehicles. Our goal is to help you save thousands of dollars compared to conventional auto loans. Buying a vehicle is a big investment and we want to help you make the most responsible decision with your hard earned money. ## Frequently asked questions about savings.club ### What is savings.club? Savings Club is a finance app that offers an interest-free method for purchasing vehicles or real estate. It allows users to manage their membership, track savings progress, and interact with their savings group for auto loans and mortgages. ### Is savings.club available on Android? Based on the provided data, savings.club is currently supported on iPhone, iPad, and iPod. Information regarding Android availability is not specified. ### How secure is savings.club? While specific security features are not detailed, the app is categorized under 'Finance' and aims to facilitate significant purchases like cars and property. Users typically expect robust security measures for financial applications. ### What are the transaction types supported by savings.club? Savings Club primarily supports transactions for purchasing vehicles and real estate. It functions as a savings mechanism to facilitate these major purchases without traditional interest. ### How often is savings.club updated? The latest version of savings.club is 1.1.3, last updated on March 26, 2026. This indicates a recent update, suggesting ongoing development and maintenance. ### Does savings.club have ads? No, savings.club does not contain advertisements. The app is free to download and use without any ad interruptions. ### What is the user sentiment for savings.club? Savings Club has a perfect rating of 5.0 stars from 6 ratings, indicating very positive user sentiment. Users appear to be highly satisfied with the app's functionality and value proposition. ### What is the age rating for savings.club? Savings Club has an age rating of 4+, meaning it is suitable for users aged 4 and above. This indicates that the content is generally appropriate for a wide audience. ## Version history (last 5 releases) ### 1.3.1 — 2026-08-25 - Push notifications now arrive on your phone on Android, not just inside the app. - Notifications keep arriving over time, even after your phone renews its registration. - Tapping a notification opens what it is about, instead of the notification list. - If you are signed out when you tap one, we take you there once you sign in. - When sign-in does not work, the app now explains why instead of showing a generic error. ### 1.3.0 — 2026-08-15 Refer a friend - Find your referral code in Settings and share it in a tap. - Earn $250 once your friend has been a member for 60 days with their payments up to date. - Shared links now carry your code, so your friend is credited to you. ### 1.2.5 — 2026-08-13 Some Android members couldn't connect a bank account — tapping through to your bank's login page did nothing. That's fixed. Your first extra payment can now be as small as $10, instead of $100. After that, extra payments start at $100 as usual. ### 1.2.4 — 2026-08-11 Notification improvements Security updates ### 1.2.3 — 2026-08-05 - Making an extra payment can no longer be submitted twice by accident. - The extra payment screen now shows the card or bank account we will actually charge, and tells you when a bank transfer will take a few days to confirm. - Members on weekly half payments now see their correct payment amount. - Payment history now makes clear that the total includes processing fees. ## Apps similar to savings.club | App | Rating | Price | Category | | --- | --- | --- | --- | | [EMI, GST & Loan Calculator](https://appshunter.io/ios/app/emi-gst-and-loan-calculator/id1197868380) | 1.7 (3) | Free | Finance | | [云闪付商户通](https://appshunter.io/ios/app/id1219120000) | 1.0 (1) | Free | Finance | | [Money - Financial Planning](https://appshunter.io/ios/app/money-financial-planning/id1190966640) | 3.3 (3) | Free | Finance | | [BCU Bank](https://appshunter.io/ios/app/bcu-bank/id1179612720) | 1.0 (1) | Free | Finance | | [SmartXpense](https://appshunter.io/ios/app/smartxpense/id1220174080) | 5.0 (2) | Free | Finance | | [Edifito-App](https://appshunter.io/ios/app/edifito-app/id1178977320) | 2.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*