# savings.club — user reviews > 6 indexed App Store user reviews of savings.club by Savings Club, rated 5.00/5 from 6 ratings. - Source: https://appshunter.io/ios/app/savingsclub/id1610561338/reviews - App overview in markdown: https://appshunter.io/ios/app/savingsclub/id1610561338.md - Rating breakdown: 5★ 6 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 0 ## Most critical reviews (6 lowest-rated) ### 1/5 — SCAM AND FAKE *2022-11-09* This is a SCAM & FAKE auto loan that makes u pay months and months of money to them before you can actually get an auto loan and claim you have to put your money with other people in a group and if they don’t select you then you have to wait months and months again. **Developer response:** Hi Quan, thank you for your candid feedback. I'm sorry we didn't meet your expectations. We have been trying to work with you and hope you have considered the options we've offered. I can assure you we are not a scam, our goal is to help you save money on auto financing in the long run. We do our best to educate customers about how our financing works before signing a contract to help manage expectations. The financial model we use is new to the mainstream US market. It is called a rotating savings and credit association (ROSCAS) and is practiced around the world under different names. What makes our model successful is the low interest rates--it is the smartest and cheapest way of financing and how 1/3 of Brazil finances vehicles. Our goal is to help you save thousands of dollars compared to conventional auto loans. Buying a vehicle is a big investment and we want to help you make the most responsible decision with your hard earned money. ### 5/5 — Great alternative to traditional financing *2026-03-27* If you’re looking to buy a car with lower interest rates than traditional financing, this app is a great option. ### 5/5 — Best deal *2025-12-11* Muito bom! Vale a pena! Ja estou indo para o meu segundo voucher ### 5/5 — Great Solution *2025-05-22* The Savings Club has being a great solution to save money and purchase a vehicle with no crazy interest. I truly recommend! 5 star for you Savings Club! ### 5/5 — Finally, a fair way to finance *2025-02-13* A simple, no-interest approach that actually makes sense. Clean app, great concept. ### 5/5 — Helped me… *2022-11-22* They helped me…I could only get approved for a loan with 19% interest, with a regular bank. But I found savings.club and when I saw that they don’t charge interest, just a small admin fee that equaled 9%…that’s when I joined! I will end up saving thousands of dollars and I can rebuild my credit!! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*