# Savio - Budget & Money Coach — AI Coach for Financial Anxiety

> AI Coach for Financial Anxiety (iPhone/iPad app by Vincent Theo Roque.)

- Source: https://appshunter.io/ios/app/savio-budget-and-money-coach/id6757457023 (this page in markdown: same URL + `.md`)
- Developer: [Vincent Theo Roque](https://appshunter.io/developer/1851949634)
- Category: Finance, Health & Fitness
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 78 MB
- Languages: American English
- Released: 2026-04-06
- Data updated: 2026-06-29
- User reviews in markdown: https://appshunter.io/ios/app/savio-budget-and-money-coach/id6757457023/reviews.md

## What is Savio?

Savio is the personal finance app that treats your money mindset as seriously as your money itself.

Most budget apps show you charts. Savio shows you patterns — why you overspend, what triggers financial anxiety, and how to break the cycle for good. Whether you're living paycheck to paycheck or already saving but feel like it's never enough, Savio meets you where you are.

YOUR COMPLETE FINANCIAL PICTURE
Connect bank accounts, e-wallets, credit cards, and investments across 11 currencies. See your net worth, daily spending pace, and what's due today — all in one place.

BUDGETS BUILT AROUND YOUR VALUES
Create budgets across 40+ categories and tag each one: survival, joy, obligation, or regret. Understand not just what you spend — but why. Real-time alerts keep you aware without the guilt.

SAVINGS GOALS WITH A REAL JOURNEY
Choose your path: set a target date and let Savio calculate your monthly amount, or set a monthly savings amount and watch your finish line appear. Track progress through 4 stages — The Start, Momentum, The Grind, and The Victory.

AI FINANCIAL COACH — 24/7
Ask Savio anything about your money. Get coaching based on your actual financial data — not generic advice. Savio adapts to your comfort level, nudges you gently when you overspend, and celebrates when you hit milestones.

DEBT TRACKER
Track credit cards, personal loans, and liabilities. See due dates, balances, and your projected payoff date. Every payment gets you closer to freedom.

BEHAVIORAL FINANCE, BUILT IN
Savio draws from behavioral finance principles to surface patterns you might not notice yourself — lifestyle creep, emotional spending, the "I'll save next month" trap. Real coaching, not just data.

DAILY CHECK-INS & HABIT STREAKS
Start each day with a quick emotional check-in and three simple financial habits. Small consistency compounds into real change.

BUILT FOR SOUTHEAST ASIA
Full support for banks and e-wallets across the Philippines, Singapore, Malaysia, Indonesia, and Thailand. 11 currencies. English and Tagalog.

YOUR DATA STAYS YOURS
Encrypted storage, Firebase authentication, and a privacy mode that hides all amounts in public. No ads. No data selling. Ever.

FREE TO START
• Free — Accounts, budgets & goals + 5 daily AI chats
• Saver — More features + proactive AI nudges
• Pro — Unlimited AI access + advanced insights

Download Savio and start building a healthier relationship with money today.

For Terms of Use (EULA): https://meetsavio.com/terms


## Version history (last 3 releases)

### 1.1.0 — 2026-04-13

1. Payday Gameplan — A new guided wizard to help you divvy up your paycheck across bills, goals, and savings. Tap "It's Payday!" on your Money screen to get started. You can even let Savio's AI suggest a smart split based on your financial picture.
2. Coach tones for everyone — Switch your coach's tone and language right from the chat header. Saver-tier users now have access too.
3. Refreshed subscription screen — A cleaner, more personalized look when managing your plan.
4. Smarter weekly check-ins — Liability payments and goal contributions now log as transactions automatically, so your numbers stay in sync.                                                                                              
5. Quality-of-life fixes — Better error messages, keyboard fixes, and smoother animations throughout.

Thanks for using Savio. We're rooting for you.

### 1.0.4 — 2026-04-08

- Set and edit your current savings when creating or updating money goals, plus switch goal projection types directly from the edit screen for more flexible planning.
- New bucket controls: fully manual bucket balances, tap-to-edit balances from dashboard cards, and smart monthly allocation hints so you always know how much to put where.
- Smoother onboarding and setup with per-step analytics, better income normalization, keyboard avoidance fixes, and clearer post-onboarding nudges to finalize your bucket setup.
- Improved learning experience with localized PHP→USD examples for non-PH users, cleaner hints, and a more delightful finish action on learning cards.
- Better chat and keyboard behavior across chat, goals, journeys, and liabilities so input fields stay visible and interactions feel snappier.
- New Rate Us option in Settings with native in‑app review, plus various UI cleanups and under‑the‑hood stability updates.

### 1.0.3 — 2026-04-07

No release notes.

## More apps by Vincent Theo Roque

- [Tally: Everything Pickleball](https://appshunter.io/ios/app/tally-everything-pickleball/id6762223327)

All apps by Vincent Theo Roque: https://appshunter.io/developer/1851949634

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-29.*