# SavMoney: Budget & Credit Tool — Boost credit, manage debt! > Personal finance app for debt management, credit building, budgeting, and savings. (iPhone/iPad app by APPSOLUTIONSBI LLC.) - Source: https://appshunter.io/ios/app/savmoney-budget-and-credit-tool/id6738232583 (this page in markdown: same URL + `.md`) - Developer: [APPSOLUTIONSBI LLC](https://appshunter.io/developer/1720643260) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 14.0.0 · 56 MB - Languages: English, Spanish - Released: 2024-11-18 - Data updated: 2026-07-08 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/savmoney-budget-and-credit-tool/id6738232583/reviews.md ## What is SavMoney? Take full control of your finances with SavMoney — the personal finance app built for real life. Whether you're paying off credit card debt, building your credit score, or finally sticking to a budget, SavMoney gives you the tools to make it happen. DEBT PAYOFF TOOLS Choose between the Snowball and Avalanche methods to find the fastest, cheapest path out of debt. See exactly how much interest you'll pay each month, and use the extra-payment slider to watch your payoff date shrink in real time. CREDIT SCORE SIMULATOR Wondering what happens to your score if you pay off a card or open a new account? Simulate it before you do it. No guessing. BUDGET & FINANCIAL HEALTH Break down your spending, run a financial health check, and get a full Financial Health Report so you always know where you stand. SAVINGS GOALS Set savings goals, track your progress, and get reminded so nothing slips through the cracks. LETTER TEMPLATES Need to request a lower APR or move a due date? SavMoney includes ready-to-use letter templates you can send directly to your creditors — no lawyer needed. LEARNING HUB & CREDIT CHECKLIST New to credit? The Learning Hub and Credit Growth Checklist walk you through exactly what to do and in what order. BILINGUAL — ENGLISH & SPANISH SavMoney is fully available in English and Spanish, so you can manage your finances in the language you think in. Also includes: tip calculator, monthly reminders, loan calculators, and payoff visualizations. Your financial future starts today. Download SavMoney. SUBSCRIPTION TERMS • Title: SavMoney Premium • Length: Monthly and Yearly • Price: $3.99/month or $29.99/year • Title: SavMoney No Ads • Length: Yearly • Price: $0.99/year Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://github.com/appsolutionsbi/privacy_policy ## Key features - Debt payoff strategies (Snowball/Avalanche) - Credit score simulator - Budgeting and financial health reports - Savings goal tracking - Letter templates for creditors - Bilingual (English & Spanish) ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pro Access | $29.99 | per year | | Pro Access | $3.99 | per month | | No Ads | $0.99 | per year | ## Frequently asked questions about SavMoney ### What are the subscription options for SavMoney? SavMoney offers a 'SavMoney Premium' subscription for $3.99/month or $29.99/year, and a 'SavMoney No Ads' yearly subscription for $0.99/year. Payments are charged to your Apple ID and subscriptions auto-renew unless canceled 24 hours prior. ### How does SavMoney help with debt? SavMoney provides debt payoff tools using Snowball and Avalanche methods. It shows estimated interest and allows you to simulate extra payments to see how your payoff date shrinks. ### Can SavMoney help me improve my credit score? Yes, SavMoney includes a credit score simulator to show how actions like paying off cards or opening new accounts might affect your score. It also has a Credit Growth Checklist. ### Is SavMoney available in languages other than English? Yes, SavMoney is fully bilingual and available in both English and Spanish, allowing users to manage their finances in their preferred language. ### What kind of financial reports does SavMoney offer? SavMoney provides a full Financial Health Report, breaking down your spending and giving you a clear overview of your financial standing. It also offers budgeting tools and financial health checks. ### How often is SavMoney updated? The latest version of SavMoney is 3.92, and it was last updated on May 2, 2026. This indicates a history of regular updates to improve functionality and add features. ### What devices is SavMoney compatible with? SavMoney is designed for Apple devices and is compatible with iPhone, iPad, and iPod. It has an age rating of 4+. ### Does SavMoney have ads? Based on the provided data, SavMoney is free and does not have advertisements. There is an optional 'SavMoney No Ads' subscription, but the base app is ad-free. ## Version history (last 5 releases) ### 3.92 — 2026-05-02 Fresher, cleaner look and smoother navigation for a better experience throughout the app. Comparing your debts is now easier than ever with an improved side-by-side view of balances, interest rates, and payoff timelines. We've also introduced premium subscription options so you can unlock the full SavMoney experience without interruptions, along with several bug fixes to keep everything running smoothly. ### 3.91 — 2025-10-28 Cleaner layout. Smarter navigation. Monthly Report. ### 3.9 — 2025-09-09 Added budget definitions New Credit Improvement Checklist Tool New Negotiation Templates ### 3.8 — 2025-08-27 Bug fix on budget. ### 3.7 — 2025-08-25 Default language - en-US New Financial Report Updated User Agreement Credit Card Utilization Tool UI Improvements Budget Evaluation Bug Fix ## Apps similar to SavMoney | App | Rating | Price | Category | | --- | --- | --- | --- | | [SIMMER: Financial Wellness](https://appshunter.io/ios/app/simmer-financial-wellness/id6743141186) | 5.0 (28) | Free | Finance | | [The Clean Credit Academy LLC](https://appshunter.io/ios/app/the-clean-credit-academy-llc/id6752447153) | 5.0 (2) | Free | Finance | | [Nevly Money](https://appshunter.io/ios/app/nevly-money/id6739410793) | — | Free | Finance | | [Cashese](https://appshunter.io/ios/app/cashese/id6717609945) | — | Free | Finance | | [Ashoka Global](https://appshunter.io/ios/app/ashoka-global/id1518769144) | — | Free | Finance | | [weFi: Personal Finance App](https://appshunter.io/ios/app/wefi-personal-finance-app/id6511254698) | 5.0 (4) | Free | Finance | ## More apps by APPSOLUTIONSBI LLC - [MindMaze By AppSolutionsBi](https://appshunter.io/ios/app/mindmaze-by-appsolutionsbi/id6740731733) All apps by APPSOLUTIONSBI LLC: https://appshunter.io/developer/1720643260 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-08.*