# Savr: Budget & Goals — Know what’s safe to spend > Know what’s safe to spend (iPhone/iPad app by Ryan Banaria.) - Source: https://appshunter.io/ios/app/savr-budget-and-goals/id6759642668 (this page in markdown: same URL + `.md`) - Developer: [Ryan Banaria](https://appshunter.io/developer/1880010468) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 18.0 · 91 MB - Languages: American English - Released: 2026-04-22 - Data updated: 2026-08-01 - User reviews in markdown: https://appshunter.io/ios/app/savr-budget-and-goals/id6759642668/reviews.md ## What is Savr? Savr helps you manage your money with clarity. Track accounts, record income and expenses, plan bills, build savings goals, and see a daily Safe-to-Spend figure so you know what you can spend before your next payday. WHY PEOPLE USE SAVR • See your Safe-to-Spend amount for the current pay cycle • Track cash, bank accounts, credit cards, loans, wallets, and more • Record expenses, income, and transfers in seconds • Build budgets by category and monitor overspending • Create savings goals, buckets, and recurring contribution rules • Plan upcoming bills and recurring payments • Forecast future balances with cash flow projections • Understand trends with charts, summaries, and analytics • Export your data with CSV and JSON backup • Keep your data in sync with iCloud SAFE-TO-SPEND, NOT JUST BUDGETING Savr goes beyond simple expense tracking. It helps you account for upcoming bills, savings allocations, and budget pressure inside your current pay cycle, so your available spending number stays practical and useful day to day. FLEXIBLE MONEY TRACKING Use Savr to manage multiple account types, customize your dashboard, organize categories, monitor balances, and review recent activity. Whether you are tracking daily spending, planning monthly bills, or saving for a goal, Savr keeps everything in one place. PREMIUM FEATURES Savr Premium unlocks: • Planned Payments • Cash Flow Forecast • Safe-to-Spend breakdown and what-if scenarios • More dashboard widgets • Full record history • Expanded analytics and insights • Higher usage limits and premium tools PRIVATE BY DESIGN Your financial data is tied to your account and synced with iCloud using your private database. You stay in control of your data, with export and backup tools available inside the app. Some features may require a premium plan. Savr helps you manage budgets, bills, and savings goals with a clear view of what’s safe to spend. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.savrfinance.com/privacy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Savr Pro — Annual | $22.99 | per year | | Savr Pro — Monthly | $1.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Savr Pro — Lifetime | $79.99 | one-time | ## Version history (last 5 releases) ### 1.2.5 — 2026-05-13 New • Added stronger Safe-to-Spend planning views, including richer breakdowns and planning guidance. • Added Siri transaction logging groundwork for faster expense capture through voice and shortcuts. • Added local Philippine bank and wallet logo assets for more recognizable account setup and account display. • Added CloudKit restore visibility and manual sync entry points to make data recovery after reinstall clearer. Improved • Onboarding with clearer screens, better visual polish, and smoother first-time setup. • Payday setup with clearer guidance and less friction during onboarding. • Account creation and account detail screens with better previews, editing, and visual hierarchy. • Record entry and transaction detail screens for cleaner amount, type, date, note, and detail handling. • Budget planning with allocation-backed budgets, rollover-aware tracking, funding flows, and richer budget detail snapshots. • Safe-to-Spend accuracy across accounts, bills, installments, savings goals, split expenses, and budget allocations. Fixed • Face ID app lock behavior so the app security setting is enforced more reliably after launch and Firebase sign-in restore. • SwiftData category budget crashes around active rules, migration, and period handling. • Split expense Safe-to-Spend math when the user has already paid part of their share. • Category budget migration edge cases where allocations could be miscounted or not linked consistently. • Budget rollover period matching for stored current periods and inclusive/exclusive period end dates. • Budget currency locking so budgets with allocations are treated as locked even when SwiftData inverse relationships are not populated. Quality of life improvements • Cleaner first-run flow so users can reach the app faster without being forced through account setup. • Better account logo fallback behavior for Philippine institutions. • Clearer Safe-to-Spend and budget language throughout dashboard and planning screens. • Smoother account, record, and installment list interactions. • More reliable privacy shield behavior while Face ID authentication is active. ### 1.2.4 — 2026-05-11 - Create budgets with category allocations directly inside one budget. - Track rollover-aware allocation balances across budget periods. - See a clearer Safe-to-Spend breakdown across accounts, bills, installments, savings, split expenses, and budget allocations. - Use a faster Safe-to-Spend Lab for forecasting, what-if scenarios, and planning insights. - Review imported, scanned, and flagged transactions from a dedicated review inbox. - Use new planning forecast tools for cashflow, budget risk, savings pace, account reconciliation, and saved scenarios. - View receipt scan usage and monthly limits more clearly. - Manage currencies with a cleaner design, duplicate cleanup, base currency clarity, and a two-per-day manual refresh limit. - Planned Payments now has a clearer summary, improved search/filter styling, and better empty states. - Face ID / Touch ID app lock is now opt-in from Settings instead of enabled by default. Also included: - Dashboard and Safe-to-Spend performance improvements. - Privacy-safe diagnostics and improved sync/import reporting. - Removal of the old standalone category-budget flow. - General UI polish and bug fixes. ### 1.2.3 — 2026-05-09 Redesigned Records Page All-new inline filters right at the top — filter by type, date, account, category, payee, or amount range. Group transactions by date, account, or category. See income, expenses, and net totals at a glance for any filtered view. One-tap date presets (Today, This Week, This Month, and more) plus a "Clear All" button when filters are active. Split Attachments & Management Attach up to 5 receipt photos or payment proof per split expense. Edit, archive, and delete splits directly from context menus. Pause and resume recurring splits. View archived people and groups from the overflow menu. Smart Autocomplete Name and Payee fields in Add Record now suggest completions from your recent records — less typing, faster logging. Savings Goal Progress Leaf A leaf at the base of the progress ring fills from bottom to top as your savings grow — a satisfying visual of your progress. Dashboard Polish Safe-to-Spend animates into view with a smooth reveal on launch. Cleaner splash transition, improved round-up hints with pill-style UI, and refreshed account detail buttons. Budget & Currency Improvements Non-base budget currencies now show original values directly in rows. Duplicate currencies removed from the picker. Clearer converted-vs-original presentation. Receipt Scanner Upgrades Save scanned receipts to your photo library. Pinch-to-zoom viewer with a dedicated save button. Recently Used Categories Your recently used categories now appear at the top of every arrangement mode. Bug Fixes Fixed duplicate notifications, round-up reconciliation on edits/deletes, and budget display for non-base currencies. ### 1.2.2 — 2026-05-06 New • Added autocomplete suggestions for Name and Payee in Add Record, based on your recent records. • Added searchable account selection from Add Record sheet. • Improved non-base budget visibility by showing original-currency values directly in budget rows. • Added clearer converted-vs-original currency presentation in Budgets. Improved • Updated round-up hints in Add Record with cleaner pill-style UI: • white background • gray text/icons • improved spacing and radius • Updated Account Detail action buttons: • Add ​Record now uses white background with green text • Adjust now uses gray text styling • Currency picker in New Budget sheet now removes duplicate currency codes. • Category/account selection behavior in record flows is more consistent and easier to scan. Fixed • Fixed duplicate notifications caused by user-scope/filtering inconsistencies. • Fixed round-up contribution consistency when records are edited or deleted by introducing reconciliation logic. • Fixed budget display priority for non-base currencies so original values are now emphasized. • Fixed duplicate currencies appearing in budget currency selection. • Improved amount-change handling and related rounding/reconciliation edge cases in round-up processing. Technical / Under-the-hood • Round-up service now supports delta-based reconcile logic for updates/deletes. • Added source-record linkage handling for round-up contributions. • Updated supporting models/views across records, savings, notifications, and currency picker modules. • General polish and cleanup across budgets, records, notifications, and account detail UI. ### 1.1.2 — 2026-05-06 Personalize Your Accounts •Link accounts to your bank or institution and display their logo automatically. Choose between institution logos, custom icons, or text monograms — and pick an accent color to make each account unmistakably yours. Budget in Any Currency •Set a specific currency for each budget. Spending recorded in other currencies is automatically converted using your saved exchange rates, so multi-currency budgets just work. Smart Currency Locking •Once you add allocations or record spending against a budget, its currency locks automatically — preventing accidental mismatches that could throw off your numbers. Bug Fixes & Improvements • Fixed version mismatch warning for app extensions • Improved budget spending calculations to use currency overrides correctly --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*