# Savvly — Invest Smart. Retire Early. > Retirement investment platform maximizing payouts through market gains and long-life bonuses. (iPhone/iPad app by Savvly, Inc..) - Source: https://appshunter.io/ios/app/savvly/id6452803457 (this page in markdown: same URL + `.md`) - Developer: [Savvly, Inc.](https://appshunter.io/developer/1706739265) - Category: Finance, Business - Price: Free - Rating: 5.00/5 from 4 App Store ratings · 3 written reviews indexed - Age rating: 17+ - Requires: iOS 13.0 · 71 MB - Languages: English - Released: 2023-10-05 - Data updated: 2026-06-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/savvly/id6452803457/reviews.md ## What is Savvly? Navigating the world of retirement investments can be daunting. With countless options and unpredictable markets, ensuring a comfortable retirement on your terms often feels like a gamble. Enter Savvly, your private, market-driven social security. Investing as little as $100/month can provide you with late-life payouts designed to return 2-3x more than investing in the same funds on your own. WHY CHOOSE SAVVLY? + MAXIMIZE RETURNS: Late-life payouts consist of two sources of return: both market gains and uncorrelated long-life bonuses. + FLEXIBILITY IN RETIREMENT: Helps you retire early, spend more now, or invest more aggressively, expecting more money at your payout ages. + PEACE OF MIND: With Savvly, you don't have to worry about outliving your savings or becoming a burden on your loved ones. + TAX EFFICIENT: Savvly is designed to be tax-efficient and helps you keep more of your hard-earned money. HOW? Similar to traditional Social Security, the longer you live, the more you can get over time. When some investors withdraw or pass away early, their market returns (and in some cases, potentially a small fraction of their principle) are reallocated to other Savvly investors as a long-life bonus. DOWNLOAD THE APP TO: + ESTIMATE YOUR PAYOUTS: Play out different scenarios and compare your Savvly payouts to what you’d achieve investing in the same funds without Savvly. + LEARN ABOUT SAVVLY: Unlock bite-size lessons on how Savvly works with Sally, your Savvly AI advisor. + GET STARTED INVESTING: Get started on your investment journey by connecting with the Savvly team, right from the app. Savvly is currently available for Accredited Investors who earn more than $200k per year (or $300k per year with your spouse), have a net worth of $1M or more, or are an investment professional. HOW INVESTING IN SAVVLY WORKS: + Set up a monthly draw or invest just once. Your money is automatically invested in a low-cost ETF that tracks the S&P 500. Your investment is always held safe with the largest asset management firms, like Vanguard. + The market dictates performance with returns building over time. At your chosen payout ages you get your original investment, its market returns, and your Savvly long-life bonus determined by actuarial science — the same science insurance companies use. + You’ll get in-kind returns, so there is no tax event until liquidation, when you can take advantage of the long-term capital gains tax rate.* PARTNERS OF: Techstars, AgeTech Collaborative from AARP, and Pivotal Ventures an investment and incubation company created by Melinda French Gates. Disclosures *Savvly Advisor, LLC is not giving tax, legal or accounting advice, consult a professional tax or legal representative if needed. Savvly Advisor, LLC is an exempt reporting advisor and is the investment manager of Savvly Investment Fund 1, L.P., a 3(c)-7 fund and Savvly Investment Fund 2, L.P., a 3(c)-1 fund. Information presented is for educational purposes only intended for a broad audience. The information does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. Savvly Advisor, LLC has reasonable belief that this marketing does not include any false or material misleading statements or omissions of facts regarding services, investment, or client experience. Savvly Advisor, LLC has reasonable belief that the content as a whole will not cause an untrue or misleading implication regarding the advisor’s services, investments, or client experiences. Past performance of specific investment advice should not be relied upon without knowledge of certain circumstances of market events, nature and timing of the investments and relevant constraints of the investment. Savvly Advisor, LLC has presented information in a fair and balanced manner. ## Key features - Maximize retirement returns - Flexible early retirement options - Peace of mind for longevity - Tax-efficient investment strategy - Estimate future payouts - Learn with AI advisor - Connect with investment team ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/savvly/id6452803457/reviews.md ### 5/5 — High Hopes for This Company! *2023-11-30* I’m really looking forward to seeing this company take off. Great work guys! ### 5/5 — Retirement game changer *2023-11-08, version 1.1* This is one of the more innovative new financial products I’ve seen in a while. The videos make it pretty easy to figure out how it works and the estimator is easy to use. I’ll check back when the investing feature is available. ### 5/5 — Very interesting *2023-10-21, version 1.1* First and only innovative financial product I’ve seen so far. ## Frequently asked questions about Savvly ### What is Savvly? Savvly is a retirement investment platform designed to help users maximize their long-term payouts. It combines market gains with a unique long-life bonus, aiming to provide more money in retirement than traditional investing methods. ### Who is Savvly for? Savvly is currently available for Accredited Investors who meet specific income and net worth requirements, or are investment professionals. This includes individuals earning over $200k annually (or $300k with a spouse) with a net worth of $1M+. ### How does Savvly work? Your investment is placed in a low-cost S&P 500 tracking ETF. Payouts include original investment, market returns, and a long-life bonus calculated using actuarial science, similar to insurance companies. ### Can I estimate my payouts with Savvly? Yes, the app allows you to play out different scenarios and compare potential Savvly payouts against investing in the same funds independently. ### Is Savvly secure? Investments are held with major asset management firms like Vanguard, ensuring safety. The app is designed to be tax-efficient, helping users retain more of their earnings. ### How often is Savvly updated? The latest version, 1.6.0, was released on April 30, 2024, indicating regular updates to the platform. ### What devices support Savvly? Savvly is available for iPhone and iPod devices, and is rated for users aged 17 and older. ### Does Savvly have ads? No, Savvly does not contain advertisements, offering an ad-free experience for its users. ## Version history (last 5 releases) ### 1.6.0 — 2024-04-30 * Implements the ability to view statements * Dashboard now shows the account value, market return, savvly bonus and payment history * Performance improvements * Bug fixes ### 1.5.0 — 2024-03-27 Bug fixes ### 1.4.0 — 2024-02-17 * Improved contract creation * Adds Identity verification * Adds payments * Improve onboarding screens * Improve learn center * Bug fixes and UI/UX improvements ### 1.3.1 — 2024-01-18 Improvements ### 1.3.0 — 2023-12-27 You can now make automated payments with Stripe. ## Apps similar to Savvly | App | Rating | Price | Category | | --- | --- | --- | --- | | [Castle - Home Payments](https://appshunter.io/ios/app/castle-home-payments/id1594749196) | 5.0 (5) | Free | Finance | | [Investing Calculator](https://appshunter.io/ios/app/investing-calculator/id6737252548) | 5.0 (6) | Free | Finance | | [Wealth Concert](https://appshunter.io/ios/app/wealth-concert/id1576513504) | 5.0 (1) | Free | Finance | | [PlanProsper](https://appshunter.io/ios/app/planprosper/id6503632955) | — | Free | Finance | | [Groundwork Card](https://appshunter.io/ios/app/groundwork-card/id6462326995) | — | Free | Finance | | [StashUp](https://appshunter.io/ios/app/stashup/id6446804100) | 5.0 (2) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*