# Savvy - Available balance — Your real available balance

> Your real available balance (iPhone/iPad app by Jeremy Smith.)

- Source: https://appshunter.io/ios/app/savvy-available-balance/id6765882823 (this page in markdown: same URL + `.md`)
- Developer: [Jeremy Smith](https://appshunter.io/developer/1892144816)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 39 MB
- Languages: American English
- Released: 2026-06-14
- Data updated: 2026-09-05
- User reviews in markdown: https://appshunter.io/ios/app/savvy-available-balance/id6765882823/reviews.md

## What is Savvy?

Savvy shows you what you can really spend, right now.

Not your bank balance — which lies mid-month when rent, subscriptions and taxes haven't hit yet. Your true available — already factoring in everything that's coming.

— THE IDEA —

At the start of every month, Savvy deducts your income, recurring fixed costs and savings transfers. What's left — your available balance — then drops with every real spend. You always know how much you can spend without slipping.

— FEATURES —

• Available-balance dial: a precision instrument that compares your spending pace to how far through the month you are
• Fast entry: three taps to log an expense
• Per-category budgets: informational caps that don't pre-deduct from your available balance, but alert when you overshoot
• Savings accounts: tracked with monthly transfers and interest projections
• Carefully picked default categories (Housing, Food, Transport, Leisure…)
• Dark mode, system fonts, maximum legibility
• Optional Face ID lock
• No account to create, no bank sync, no ads

— SAVVY PREMIUM —

For more, the Premium subscription adds:
• Automatic Apple Pay payment capture
• Provisions: monthly set-asides per bucket for big incoming costs (vacation, taxes, the unexpected)
• Custom categories: rename, add, nest to fit your life

€3.99 / month (7-day free trial), €27.99 / year (save 42%), or €49.99 lifetime "Savie".

— PRIVACY-FIRST —

Your data stays on your iPhone. Local SQLite. No Savvy backend, no analytics, no ad tracking. End-to-end encrypted iCloud backup is planned for the next version.

— LEGAL —

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy policy: https://savvy-app.fr/en/legal/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $24.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Premium | $44.99 | one-time |



## Version history (last 4 releases)

### 1.3.0 — 2026-07-17

What's new:
• Share your Premium subscription across your devices: link a device from the support screen using your customer ID.

Fixes:
• Editing an expense linked to a provision now correctly updates the provision balance.
• A Premium notification no longer appears after subscribing.

### 1.2 — 2026-07-06

• Performance and stability improvements
• Minor bug fixes

Thanks for using Savvy!

### 1.1 — 2026-06-24

Promo codes built in: redeem an App Store code right inside the app to unlock Premium.

Smarter Apple Pay: your merchants are auto-categorized on capture.

Clearer Premium: a confirmation screen now appears before any charge.

New Support screen: contact details and customer ID in one place.

Apple Pay setup guide: configure automatic capture step by step.

Rate the app: a discreet, one-time prompt to leave a review.

Various fixes and improvements.

### 1.0 — 2026-06-15

No release notes.

## More apps by Jeremy Smith

- [Rob – Jeu du dictionnaire](https://appshunter.io/ios/app/rob-jeu-du-dictionnaire/id6761936725)

All apps by Jeremy Smith: https://appshunter.io/developer/1892144816

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*