# Savvy Money - AI — Proactive Expense Management

> AI-powered expense tracking and envelope budgeting for financial control. (iPhone/iPad app by Cmon Labs Inc..)

- Source: https://appshunter.io/ios/app/savvy-money-ai/id6692612932 (this page in markdown: same URL + `.md`)
- Developer: [Cmon Labs Inc.](https://appshunter.io/developer/1734744892)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 62 MB
- Languages: English, Vietnamese
- Released: 2025-01-22
- Data updated: 2026-06-10
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/savvy-money-ai/id6692612932/reviews.md

## What is Savvy Money?

Savvy Money - SMART FINANCIAL MANAGEMENT, LIVE MORE COMFORTABLY

Easily control your spending and build your financial future with Savvy Money – the pioneering app that combines the envelope method with modern AI.


BREAKTHROUGH FEATURES

* SUPER-FAST TRACKING: Just speak or take a photo, and AI automatically categorizes income and expenses with precision!
* ENVELOPE METHOD: Allocate money into “virtual envelopes” – spend wisely without exceeding your budget.
* SMART REPORTS: Get spending evaluations and personalized advice from AI.
* ACHIEVE GOALS EASILY: Visually track savings for all your big and small dreams.
* SMART REMINDERS: Spend freely while staying on plan.
* START TODAY!

Trusted by millions, the envelope method is now modernized with Savvy Money – delivering a simpler, more effective experience than ever. DOWNLOAD and take control of your money now!

SUBSCRIPTION DETAILS

* Savvy Money is an auto-renewing subscription service with flexible monthly/yearly payment options.
* Fees are charged via your iTunes Account upon purchase confirmation.
* Subscriptions auto-renew unless auto-renewal is turned off at least 24 hours before the current cycle ends.
* Renewal fees are charged within the last 24 hours of the current cycle.
* Manage or cancel your subscription in the Premium management menu after purchase.

Terms of Use: https://savvymoney.app/terms

Privacy Policy: https://savvymoney.app/privacy

## Key features

- AI-powered expense tracking
- Envelope budgeting method
- Personalized financial advice
- Visual savings goal tracking
- Smart spending reminders
- Voice and photo expense entry

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Annual | $49.99 | per year |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/savvy-money-ai/id6692612932/reviews.md

### 5/5 — Recommended

*2025-03-03*

Good app overall, simple and fast way to log and track transactions

### 5/5 — The budget app I’ve been looking for

*2025-01-23*

App này dùng hệ thống phong bì rất hợp lý, có thể xem trong phong bì ảo có bao nhiêu tiền để tiêu cho đúng, mà lại không cảm giác bị quá cứng nhắc.
Nhập liệu bằng chụp biên lai lần đầu mới thấy luôn, quá xịn

## Frequently asked questions about Savvy Money

### How does Savvy Money track expenses?

Savvy Money uses AI to automatically categorize income and expenses when you speak or take a photo. This allows for super-fast and precise tracking of your financial transactions.

### What is the envelope method in Savvy Money?

The envelope method allows you to allocate money into virtual envelopes. This helps you spend wisely by ensuring you don't exceed your allocated budget for different categories.

### What are the subscription options for Savvy Money?

Savvy Money offers auto-renewing subscription plans with flexible monthly and yearly payment options. Premium Monthly is $4.99 and Premium Annual is $49.99.

### How can I cancel my Savvy Money subscription?

You can manage or cancel your subscription within the Premium management menu after purchase. Subscriptions auto-renew unless turned off at least 24 hours before the current cycle ends.

### Is Savvy Money secure?

While specific security measures are not detailed, the app utilizes AI for financial management and is trusted by millions. Fees are charged via your iTunes Account upon purchase confirmation.

### What devices does Savvy Money support?

Savvy Money is available for iPhone and iPad devices, allowing users to manage their finances across Apple platforms.

### How often is Savvy Money updated?

The latest version, 1.0.11, was released on June 16, 2025, indicating active development and regular updates to the application.

### What is the age rating for Savvy Money?

Savvy Money has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

## Version history (last 5 releases)

### 1.0.11 — 2025-06-16

- Add Onboard Todo List.

### 1.0.10 — 2025-05-01

- New Categories page.
- Fix bug Streak page when capture invoice image.

### 1.0.9 — 2025-04-20

- Camera upgrade: Automatically identify bills.

### 1.0.8 — 2025-04-04

- Add streak UI

### 1.0.7 — 2025-04-01

- Fix logout bug
- Fix sync balance

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*