# Say - Hands free budget app — Budget Planner & Money Wallet

> Voice-controlled expense tracking with AI-powered insights and savings tips. (iPhone/iPad app by Roberto Joseph.)

- Source: https://appshunter.io/ios/app/say-hands-free-budget-app/id6746735689 (this page in markdown: same URL + `.md`)
- Developer: [Roberto Joseph](https://appshunter.io/developer/1788119119)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 4.60/5 from 63 App Store ratings · 13 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 86 MB
- Languages: American English
- Released: 2025-06-14
- Data updated: 2026-09-06
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/say-hands-free-budget-app/id6746735689/reviews.md

## What is Say?

Say – Effortless Expense Tracking with Your Voice and Smart Insights

Tired of typing out every expense? Let Say do the work for you! With Say, you can track your expenses simply by speaking. Whether you're logging your daily coffee or tracking a business expense, just say it, and Say will automatically capture it, categorize it, and provide you with smart insights—all without lifting a finger.

Why Say is Truly Unique:
Voice-Based Expense Prediction – Based on your past spending habits, Say predicts future expenses and gives you real-time insights into what you might spend next month.

Advanced Expense Insights – Go beyond basic tracking. Say analyzes your trends and offers savings tips like, "You're spending more on dining out—cook at home to save 15%!"

Integration with Your Life – Connect Say to your calendar and email to track event-based expenses or automatically capture invoices from your inbox.

Custom Categories & Visual Tools – Create personalized categories and view your finances with beautiful charts that help you stay in control.

Contextual Voice Commands – Say understands natural language. Just speak: “Track my lunch” or “Show last week’s spending.” It just works.

Privacy Focused – Your data stays yours. Say uses strong encryption and lets you choose to store data locally or securely in the cloud.

Key Features:
Voice-First Experience – Tap the mic and speak—Say does the rest.

AI-Powered Precision – Instantly detects amount, date, and category from your speech.

Multi-Language Magic – Understands 99+ languages, including Arabic and mixed dialects.

Smart Categorization – Automatically organizes expenses into clear categories.

Monthly Overviews – See where your money goes with easy-to-read summaries.

Real-Time Tracking – Watch your expenses appear live as you speak them.

Secure and Private – End-to-end encryption protects your financial data.

Perfect For:
Busy Professionals – Hands-free logging on the go.

Voice Lovers – Speak your way through expense tracking.

Everyday Trackers – Groceries, gas, rent—log it all in seconds.

Arabic Speakers – Optimized for native and mixed dialects.

Anyone Seeking Simplicity – Save time, stay organized.

How It Works:
Speak – Tap the mic and describe your expense.

AI Processes – Say captures, categorizes, and logs it in real time.

Track – Browse your history and gain insights into your finances.

Say Pro – Unlimited Voice Expense Tracking
Monthly Plan – $2/month
Annual Plan – $16/year (save 33%)

Includes:

Unlimited voice recordings per month

Full access to insights and smart features

Priority access to upcoming premium tools

Manage or cancel your subscription anytime through your Apple ID settings.

Experience the future of effortless expense tracking. Download Say and just speak—your wallet will thank you.

Privacy Policy: https://www.sayapp.net/privacy
Terms of Use: https://www.sayapp.net/terms

## Key features

- Voice-based expense tracking
- AI-powered expense prediction
- Advanced spending insights
- Calendar and email integration
- Customizable categories
- Multi-language support
- Secure data encryption

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro | $6.99 | per month |
| Pro_Subscription 1 year | $49.99 | per year |
| Say Pro Yearly | $34.99 | per year |
| Black Friday Offer | $4.99 | per month |
| Black Friday Offer | $39.99 | per year |


## Recent user reviews (10 of 13)

All indexed reviews: https://appshunter.io/ios/app/say-hands-free-budget-app/id6746735689/reviews.md

### 1/5 — Deceptive

*2026-07-19*

App description says $2.00 per month. In app purchase says $6.99. Scam

### 5/5 — Egyptian app

*2026-06-08*

As a software engineer, I genuinely appreciate the effort and quality that went into building this application. The user experience is smooth, the design is intuitive, and it’s clear that a lot of attention has been given to both functionality and performance.

I would like to especially recognize Roberto and the entire development team behind this Egyptian product. It’s inspiring to see talented Egyptian engineers creating applications that can compete with international standards. Your hard work, dedication, and passion for technology are reflected in every detail of the app.

This product makes me proud to be part of the software engineering community, and I would be honored to contribute to such a project in the future. Wishing the team continued success and looking forward to seeing what’s next.

### 5/5 — Die intelligenteste und müheloseste Budget-App überhaupt

*2026-06-01*

Ich habe schon unzählige Finanz-Apps ausprobiert, aber Say setzt völlig neue Maßstäbe. Das absolute Highlight dieser App ist die integrierte KI. Im Gegensatz zu traditionellen Budgetplanern, bei denen man jede einzelne Transaktion mühsam von Hand eintippen muss, erkennt diese App Ausgaben komplett von selbst.

Man muss wirklich überhaupt nichts mehr manuell eingeben. Die automatische Erkennung läuft unglaublich präzise, spart enorm viel Zeit und nimmt genau die Hürden, an denen man beim Budgetieren sonst so leicht scheitert.

Die Benutzeroberfläche ist modern und wunderschön gestaltet, und die App läuft absolut flüssig und schnell. Wer nach einer freihändigen, hochmodernen Möglichkeit sucht, die eigenen Finanzen im Griff zu behalten und alle Konten an einem Ort zu sehen, wird hier fündig. Definitiv eine 5-Sterne-App – ich kann sie nur wärmstens empfehlen!

### 1/5 — Horrible App ! Doesn’t allow me to use without paying !!!

*2026-05-07*

I was looking forward to use this app but they give you no chance but to pay first and subscribe before even getting any features or testing it. Fix up and learn how to develop products!

**Developer response:** Hello Saber,

Sorry to hear that. Please reach out to us via email, as we already operate on a freemium model and you can use the whole app for free.

Please send us a message here: [roberto.josephselim@gmail.com] and we’ll be happy to help you.

### 1/5 — اجبار الابلكيشن على الدفع حركه غير اخلاقيه

*2026-04-19, version 1.0.57*

للاسف بعد استخدام اسبوع بفتح الابلكيشن مش راضي يفتح غير لما ادفع ولذلك مسحته

### 5/5 — Great App:

*2026-03-04, version 1.0.40*

I rarely write app reviews, but this one earned it.
After trying several alternatives, this is the one I kept. The interface is clean and intuitive, expense tracking is automated — and while the initial setup takes a moment to configure, once it’s done it runs seamlessly in the background. The pricing is fair for what you get.
Simply put: it does what it promises, without getting in the way.​​​​​​​​​​​​​​​​

### 1/5 — بعد الاعتماد عليه ودون سابق انذار تم غلق التطبيق والاجبار على استخدام النسخة المدفوعه

*2026-01-27*

بعد الاعتماد عليه ودون سابق انذار تم غلق التطبيق والاجبار على استخدام النسخة المدفوعه وبناءا لم يعد لدي القدرة على استرجاع بياناتي 😡

**Developer response:** مساء الخير، اسفين جدا و أستاذنك تبعتلنا علي roberto.josephselim@gmail.com و هنساعدك 🙏

### 4/5 — Facing problem after update

*2026-01-15*

Hi , the app is very useful. 
But I am facing an issue after last update.
I was in free mode, but after update the app always open pro subscription page. There is no back page to go to transaction page. And I cannot use the app

### 5/5 — Outstanding

*2026-01-03, version 1.0.29*

This app is truly amazing. I have been searching for an app like this for a long time, and it honestly feels like a dream come true. I’ve tried and purchased many expense-tracking apps before, but none of them met my expectations the way this one does. It has fully realized what I was always looking for in tracking my expenses, and it clearly deserves a unique position in the market.

For further development, a few enhancements would make the app even stronger:
	•	Support for tracking multiple currencies, with automatic conversion based on the user’s main account currency
	•	Integration of live online exchange rates to ensure accurate and up-to-date conversions
	•	The ability to record the Visa or card bank name
	•	Clear linking of each transaction to its payment source (bank card with bank name or cash/liquid)

These additions would elevate the app from an excellent expense tracker to a complete personal finance management solution, especially for users dealing with multiple currencies and payment methods.

### 3/5 — السعر

*2025-12-20*

كان حلو ف الاول بس السعر بق اوڤر

**Developer response:** مساء الخير!
خلّينا نتواصل سوا، ابعتلنا رسالة على صفحة Contact Us، وإن شاء الله عندي هدية ليك 😉

## Frequently asked questions about Say

### How does Say track expenses?

Say allows you to track expenses by simply speaking into your device's microphone. The app uses AI to instantly detect the amount, date, and category from your speech, logging it in real-time.

### What kind of insights does Say offer?

Say provides advanced expense insights by analyzing your spending trends. It can offer personalized savings tips, such as suggesting cooking at home to reduce dining out expenses and potentially saving you 15%.

### Can Say integrate with other services?

Yes, Say can connect to your calendar and email. This integration allows it to track event-based expenses and automatically capture invoices directly from your inbox.

### Is my financial data secure with Say?

Say is privacy-focused and uses strong end-to-end encryption to protect your financial data. You have the option to store your data locally on your device or securely in the cloud.

### What are the subscription options for Say Pro?

Say Pro offers unlimited voice expense tracking and full access to insights and smart features. Plans include a monthly option for $2/month and an annual option for $16/year, which saves 33%.

### How often is Say updated?

The latest version of Say is 1.0.47, and it was last updated on March 28, 2026. This indicates regular updates to improve functionality and add new features.

### What devices does Say support?

Say is available on iPhone, iPad, and iPod, making it accessible to a wide range of Apple users who want to manage their finances on the go.

### What is the age rating for Say?

Say has an age rating of 4+, meaning it is suitable for users of all ages and does not contain content inappropriate for children.

## Version history (last 5 releases)

### 1.0.63 — 2026-08-31

We've completely redesigned the app to make managing your money simpler, faster, and more intuitive

### 1.0.62 — 2026-08-08

We've completely redesigned the app to make managing your money simpler, faster, and more intuitive

### 1.0.61 — 2026-07-17

Small improvements to make managing your transactions even faster.

### 1.0.60 — 2026-06-26

Introducing Everyday Widgets to help you stay on top of your financial goals throughout the day

### 1.0.59 — 2026-05-08

We’ve made the app faster and smoother with general performance improvements and bug fixes

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## More apps by Roberto Joseph

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- [PhotoFix - Restore Images](https://appshunter.io/ios/app/photofix-restore-images/id6756194508)

All apps by Roberto Joseph: https://appshunter.io/developer/1788119119

## Related topics

[sayapp](https://appshunter.io/ios/topics/sayapp)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*