# SaySpend: AI Expense Tracker — Voice, Receipt & Bill Capture > Voice-first expense tracker with AI receipt scanning for quick spending logs. (iPhone/iPad app by 依欢 孙.) - Source: https://appshunter.io/ios/app/sayspend-ai-expense-tracker/id6772868579 (this page in markdown: same URL + `.md`) - Developer: [依欢 孙](https://appshunter.io/developer/1895143905) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 20 MB - Languages: American English, French (France), German (Germany), Japanese, Korean, Brazilian Portuguese, Chinese (Simplified, China), European Spanish - Released: 2026-06-02 - Data updated: 2026-08-28 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/sayspend-ai-expense-tracker/id6772868579/reviews.md ## What is SaySpend? Log expenses in seconds by speaking or scanning a receipt. SaySpend turns each purchase into a reviewable record, with no bank connection required. Speak a purchase, scan a receipt, bill, or payment screen, or add it yourself. AI helps recognize the item, amount, date, and category before you review and save. Capture every expense in seconds No ads, account registration, bank connection, or long forms. Speak naturally, for example: “I bought a coffee this morning for $5.” SaySpend recognizes the item, amount, and time, then turns your words into a record you can review before saving. Keep receipts, bills, and payment screens together Store receipts, invoices, payment screens, and bills with each expense. Scan a photo and let AI help extract key details before you save. Track how you paid Record cash, cards, digital wallets, bank transfers, and other payment methods alongside each expense. Ask your ledger with AI When your ledger has enough history, search a purchase or ask a question about spending. SaySpend bases answers on your saved titles, amounts, categories, dates, and notes—not generic financial advice. Receipt photos are not shared for these answers. Review AI results before acting. Capture faster with Back Tap Install the SaySpend Shortcuts once, then assign them to Back Tap in iPhone Settings: - Double-tap the back of your iPhone to capture a screenshot of a receipt, invoice, or payment screen and send it to SaySpend. - Triple-tap to start Quick Add. Enter the amount, product, date, and category, then save without opening the app. Today’s date is selected by default, and your default payment method is applied automatically. The selected date is preserved while the current time is recorded. More ways to stay on top of spending - Log expenses by voice - Scan receipts and bills - Track spending, income, subscriptions, and daily costs - Review category trends and AI summaries - Ask SaySpend about your ledger and spending patterns - Attach photos and item stickers to records - Use widgets and Shortcuts for faster capture - Export or review your history when needed Minimal by design A calm, focused interface keeps daily expense tracking simple, with no unnecessary setup. Private by design SaySpend does not require bank linking. AI results may need review before saving, and your records should be checked for accuracy. SaySpend is a personal finance tracking tool. It does not provide financial, tax, investment, credit, debt, or legal advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sunheihei.github.io/Flow-Ledger-Privacy/privacy Terms of Use: https://sunheihei.github.io/Flow-Ledger-Privacy/terms.html ## Key features - Log expenses by voice - Scan receipts and bills with AI - Track spending, income, and subscriptions - AI spending reports and summaries - Attach photos to records - Widgets and shortcuts for fast capture ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Flow Pro Monthly | $2.99 | per month | | Flow Pro Yearly | $19.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Flow Pro Lifetime | $39.99 | one-time | ## Frequently asked questions about SaySpend ### How does SaySpend help me log expenses? SaySpend allows you to log expenses by speaking them, like 'coffee 5 dollars,' or by scanning receipts with its AI feature. You can also add details manually. This makes daily tracking quick and effortless. ### Does SaySpend require linking bank accounts? No, SaySpend is designed to be private and does not require bank linking. All your financial data is managed directly within the app, offering a secure way to track your spending. ### What kind of reports does SaySpend offer? SaySpend provides simple AI reports that highlight where your money is going, show category trends, and summarize your daily costs over time. It focuses on awareness rather than providing financial advice. ### What are the subscription options for SaySpend? SaySpend offers 'Flow Pro' with monthly and yearly subscription plans. The monthly plan is $2.99/month and the yearly plan is $19.99/year, both including a 3-day free trial. ### Is SaySpend available on multiple devices? Yes, SaySpend is supported on both iPhone and iPad, allowing you to manage your finances across your Apple devices. ### How often is SaySpend updated? The latest version, 1.0.14, was released on July 19, 2026, indicating recent development activity. This suggests the app is actively maintained and improved. ### What is the age rating for SaySpend? SaySpend has an age rating of 4+, making it suitable for a wide range of users looking to manage their personal finances. ### Can I export my spending history from SaySpend? Yes, SaySpend allows you to export or review your history when needed. This feature helps you keep your financial records accessible for further analysis or backup. ## Version history (last 5 releases) ### 1.1.2 — 2026-08-25 What's New • New accounts for cash, bank, credit, and wallet balances, with transfers and balance reconciliation. • A redesigned Insights view brings monthly and category budgets, plus payment and account balances, together. • Bills & Reminders now includes a clearer cash-flow forecast for recurring income and expenses. • Budget alerts remind you as your monthly budget approaches its limit and again when it is reached; Pro also gets these alerts for category budgets. • Record card and wallet balances directly; Pro automatically keeps tracked balances up to date as you add expenses. • Clearer AI usage details, improved recurring spending flows, and more reliable backup, sync, and localization. • Faster capture with Back Tap and Shortcuts remains fully supported. ### 1.1.1 — 2026-08-13 What's New • New accounts for cash, bank, credit, and wallet balances, with transfers and balance reconciliation. • A redesigned Insights view brings monthly and category budgets, plus payment and account balances, together. • Bills & Reminders now includes a clearer cash-flow forecast for recurring income and expenses. • Budget alerts remind you as your monthly budget approaches its limit and again when it is reached; Pro also gets these alerts for category budgets. • Record card and wallet balances directly; Pro automatically keeps tracked balances up to date as you add expenses. • Clearer AI usage details, improved recurring spending flows, and more reliable backup, sync, and localization. • Faster capture with Back Tap and Shortcuts remains fully supported. ### 1.1.0 — 2026-08-09 What's New • Set up a double Back Tap to capture a screenshot and send it to SaySpend. • Use a triple Back Tap to enter amount, product, date, and category without opening the app. • Quick entries use your default payment method and preserve the selected day with the current time. • New combined Back Tap setup with shortcut links and clearer instructions. • Pro now includes a 7-day free trial. • Localization and stability improvements. ### 1.0.19 — 2026-08-06 What's New • Set up a double Back Tap to capture a screenshot and send it to SaySpend. • Use a triple Back Tap to enter amount, product, date, and category without opening the app. • Quick entries use your default payment method and preserve the selected day with the current time. • New combined Back Tap setup with shortcut links and clearer instructions. • Localization and stability improvements. ### 1.0.18 — 2026-07-31 What's New • Ask your ledger about spending by card, wallet, category, merchant, or time period. • Add cards and digital wallets, set a default payment method for new entries, and reorder payment options. • More reliable AI answers with clearer payment-method filtering. • Small interface and stability improvements. ## More apps by 依欢 孙 - [LightYet: Body Fat Tracker](https://appshunter.io/ios/app/lightyet-body-fat-tracker/id6763201166) - [SnapTemp: Auto-Delete Camera](https://appshunter.io/ios/app/snaptemp-auto-delete-camera/id6769629985) - [MoonTale: Kids Bedtime Story](https://appshunter.io/ios/app/moontale-kids-bedtime-story/id6782037501) - [BloomStep: Walk & Grow](https://appshunter.io/ios/app/bloomstep-walk-and-grow/id6790114481) All apps by 依欢 孙: https://appshunter.io/developer/1895143905 ## Related topics [yihuan sun](https://appshunter.io/ios/topics/yihuan-sun) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*