# SBI Global Smart OTP

> Offline OTP generator for secure banking authentication. (iPhone/iPad app by State Bank of India.)

- Source: https://appshunter.io/ios/app/sbi-global-smart-otp/id6698894560 (this page in markdown: same URL + `.md`)
- Developer: [State Bank of India](https://appshunter.io/developer/503784436)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 12.0 · 12 MB
- Languages: German (Germany), Arabic, Danish, American English, Finnish, French (France), Greek, Hebrew, Italian, Japanese and 17 more
- Released: 2024-11-13
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/sbi-global-smart-otp/id6698894560/reviews.md

## What is SBI Global Smart OTP?

SBI Global Smart OTP is an offline OTP app for enabling customers to validate internet banking and mobile banking journeys using OTP as 2nd factor authentication. With Smart OTP, customers can actively generate the OTP in self-service mode to complete the transaction/login journeys without having to wait for the OTP via conventional SMS. This app is an independent mobile app required to be installed, registered, and activated on the customer's mobile device for usage in generating offline OTPs to validate INB/MB journeys.

To use the Smart OTP functionality, following steps need to be followed:

1. Registration for Smart OTP on Internet Banking/ Mobile Banking application
2. Downloading the SBI Global Smart OTP from Apple Appstore
3. Activation of Smart OTP using user ID and PIN
4. Setting OTP preferences on Internet Banking/ Mobile Banking application

SBI Global Smart OTP app displays a new OTP every 30 seconds. PIN, Fingerprint and Screen Protection (protection from screen capture/ recording) can be used to secure the SBI Global Smart OTP app.

Lost device / App uninstall / Device format scenario:
a.    In case any one of these scenarios occur, and the OTP preference is set to Smart OTP, the user can carry out a fresh registration (re-registration) and start using the Smart OTP functionality again.
b.    Any pre-existing SBI Global Smart OTP app installations (and activations) on the same (or other) device will be non-functional after re-registration in such scenarios.

## Key features

- Offline OTP generation
- 2nd factor authentication
- Self-service transaction validation
- PIN and fingerprint security
- Screen capture protection
- OTP refresh every 30 seconds

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/sbi-global-smart-otp/id6698894560/reviews.md

### 1/5 — Surprise to see a non functional app from a brand like SBI

*2026-01-07*

I bet a AI can come up with a better functional app with better user guided UI in 2025 than this pathetic stuff ( deliberate attempt from my side to not call this item a APP ! )

### 1/5 — Smart OTP

*2025-02-23*

Tried many times through my Yono SBI UK but it says invalid and contact branch.

## Frequently asked questions about SBI Global Smart OTP

### How do I register for SBI Global Smart OTP?

You need to register for Smart OTP on your Internet Banking or Mobile Banking application first. After that, download the SBI Global Smart OTP app from the Apple Appstore and activate it using your user ID and PIN.

### What devices does SBI Global Smart OTP support?

SBI Global Smart OTP is available for iPhone, iPad, and iPod devices.

### How often does the OTP refresh in SBI Global Smart OTP?

The app displays a new OTP every 30 seconds, ensuring that each generated code is time-sensitive and secure for your transactions.

### What security features does SBI Global Smart OTP offer?

SBI Global Smart OTP provides multiple layers of security, including PIN protection, fingerprint authentication, and screen protection to prevent screen capture or recording.

### What happens if I lose my device or uninstall SBI Global Smart OTP?

If you lose your device or uninstall the app, you can perform a fresh registration (re-registration) on your new or reinstalled device to start using the Smart OTP functionality again.

### Is SBI Global Smart OTP free to use?

Yes, SBI Global Smart OTP is available for free download and use. There are no charges associated with generating OTPs through the app.

### Does SBI Global Smart OTP have ads?

No, SBI Global Smart OTP does not contain advertisements. It is designed to provide a seamless and secure banking experience without any interruptions.

### When was SBI Global Smart OTP last updated?

The latest version of SBI Global Smart OTP, 1.4.3, was last updated on April 23, 2026.

## Version history (last 5 releases)

### 1.4.3 — 2026-04-23

Performance related changes are included in this version.

### 1.1.3 — 2026-02-18

Performance related fixes are included in this version.

### 1.1.2 — 2025-12-17

Bug fixes are included in this version.

### 1.1.1 — 2025-02-28

Performance related improvements are included in this version.

### 1.1.0 — 2025-01-28

Bug fixes are included in this version.

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## More apps by State Bank of India

- [Yono Lite SBI](https://appshunter.io/ios/app/yono-lite-sbi/id872982272)
- [SBI Quick](https://appshunter.io/ios/app/sbi-quick/id1015862980)
- [SBI Secure OTP](https://appshunter.io/ios/app/sbi-secure-otp/id1055960651)
- [Yono Business SBI](https://appshunter.io/ios/app/yono-business-sbi/id1056093690)
- [SBI Wealth](https://appshunter.io/ios/app/sbi-wealth/id1072340833)
- [MyHRMS](https://appshunter.io/ios/app/myhrms/id1142185705)

All apps by State Bank of India: https://appshunter.io/developer/503784436

## Related topics

[sbi secure otp](https://appshunter.io/ios/topics/sbi-secure-otp) · [crdb otp](https://appshunter.io/ios/topics/crdb-otp) · [sbi authenticator](https://appshunter.io/ios/topics/sbi-authenticator)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
